Aditya Birla Capital Ltd

About Aditya Birla Capital Ltd

Aditya Birla Capital Ltd (ABCL) is a prominent financial services company in India, offering a comprehensive suite of solutions across lending, insurance, asset management, and wealth management. It serves a wide customer base including retail, HNI, and corporate clients, aiming to provide holistic financial solutions and consolidate its position as a leading diversified financial services player.

Key Financial Ratios of Aditya Birla Capital Ltd

• P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Aditya Birla Capital Ltd's P/E ratio (TTM) is 33.26, compared to the industry median of 13.73 and large cap median of 20.26.

• P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Aditya Birla Capital Ltd's P/B ratio is 3.01, compared to the industry median of 1.16 and large cap median of 2.37.

• P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Aditya Birla Capital Ltd's P/S ratio is 2.31, compared to the industry median of 16.87 and large cap median of 59.82.

• PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Aditya Birla Capital Ltd's PEG ratio is 0.97.

• EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Aditya Birla Capital Ltd's EV/EBITDA ratio is 16.26.

• Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Aditya Birla Capital Ltd's ROE is 11.22%.

• Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Aditya Birla Capital Ltd's ROA is 1.51%.

• Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Aditya Birla Capital Ltd's ROCE is 49.07%.

• Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Aditya Birla Capital Ltd's operating margin is 11.15%.

• Net Margin: Net margin shows what percentage of revenue converts into final net profit. Aditya Birla Capital Ltd's net margin is 8.49%.

• Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Aditya Birla Capital Ltd's current ratio is 2.05.

• Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Aditya Birla Capital Ltd's debt-to-equity ratio is 0.

• Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Aditya Birla Capital Ltd's interest coverage ratio is 1.45.

• Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Aditya Birla Capital Ltd's DPS is ₹0.

• Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Aditya Birla Capital Ltd's EPS is 12.44.

(Source line: "Ratios as of 14 Oct 2026, based on last traded price of ₹394.45. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")

Key Facts

• Founded: 2007 (as Aditya Birla Financial Services Limited)

• Headquarters: Mumbai, Maharashtra

• Core Offerings: Lending, Life Insurance, Health Insurance, Asset Management, Wealth Management

• Stock Listing: NSE (ABCAPITAL), BSE (540691)

• Promoter: Aditya Birla Group

History of Aditya Birla Capital Ltd

• 2007: Incorporated as Aditya Birla Financial Services Limited (ABFSL).

• Early 2000s: Financial services businesses historically operated under Aditya Birla Nuvo Limited.

• 2017: Demerger of the financial services business from Aditya Birla Nuvo Limited and listing of Aditya Birla Capital Limited (ABCL) on stock exchanges, consolidating all financial services businesses under one listed entity.

• Present: Continues to expand its integrated financial services portfolio and digital footprint.

Business Segments and Revenue Mix

• Lending Business: Offers a diverse range of financing solutions including retail loans, SME loans, and corporate loans through its wholly-owned subsidiary, Aditya Birla Finance Ltd (ABFL). Focuses on both secured and unsecured lending products.

• Insurance Business: Comprises Aditya Birla Sun Life Insurance Company Limited (ABSLI), providing comprehensive life insurance and wealth protection solutions, and Aditya Birla Health Insurance Company Limited (ABHICL), offering innovative health insurance products.

• Asset & Wealth Management: Operates through Aditya Birla Sun Life Asset Management Company Limited (ABSLAMC), offering mutual funds and portfolio management services, and provides wealth advisory, broking, and distribution services through other subsidiaries.

Key Personnel

Vishakha Mulye: CEO, Aditya Birla Capital. A seasoned banking professional with over 28 years of experience, previously serving as an Executive Director at ICICI Bank.

Subsidiaries and Associate Companies

• Aditya Birla Finance Limited (ABFL)

• Aditya Birla Sun Life Asset Management Company Limited (ABSLAMC)

• Aditya Birla Sun Life Insurance Company Limited (ABSLI)

• Aditya Birla Health Insurance Company Limited (ABHICL)

• Aditya Birla Housing Finance Limited (ABHFL)

• Aditya Birla Money Limited (ABML)

• Aditya Birla Capital Digital Limited (ABCDL)

Corporate Actions

• 2017: Demerger of financial services business from Aditya Birla Nuvo Limited and subsequent listing of Aditya Birla Capital Limited.

• 2024: Board approved the merger of its wholly-owned subsidiary, Aditya Birla Finance Limited (ABFL), into Aditya Birla Capital Limited (ABCL), subject to regulatory approvals.

References

1. Annual Report FY2023 2. Q4 FY2024 Investor Presentation 3. Exchange Filings (NSE/BSE)