Blue Chip India Ltd
Finance | Small Cap
Blue Chip India Ltd, operating in the Financial Services (Non-Bank Finance) sector, exhibits a mixed financial performance. The company shows some strengths in revenue and asset growth, coupled with sound debt management. However, there are significant concerns regarding profitability, efficiency, and coverage ratios, leading to an overall score reflecting these inconsistencies. While the company benefits from a lack of debt, substantial losses and operational inefficiencies impact its financial health. Future performance will depend on addressing these key weaknesses and capitalizing on growth opportunities. The negative trends in profitability and earnings require careful monitoring to ensure long-term sustainability.
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- Valuation MetricsNeutral
- Market Metrics
- Stock Reports
- Stock News
- Growth Ratio4.80
- Financial Ratio3.60
- Profitability Ratio3.20
- Efficiency Ratio2.00
- Coverage Ratio2.00
- Solvency Ratio10.00
- Liquidity Ratio0.00
- Peer Assessment
- Management AssessmentWeak
- Risk AssessmentWeak
- 1 HourNeutral
- 2 HoursNeutral
- 4 HoursNeutral
- 1 DayNeutral
- 1 WeekNeutral
- 1 MonthNeutral
Blue Chip India Ltd, operating in the Financial Services (Non-Bank Finance) sector, exhibits a mixed financial performance. The company shows some strengths in revenue and asset growth, coupled with sound debt management. However, there are significant concerns regarding profitability, efficiency, and coverage ratios, leading to an overall score reflecting these inconsistencies. While the company benefits from a lack of debt, substantial losses and operational inefficiencies impact its financial health. Future performance will depend on addressing these key weaknesses and capitalizing on growth opportunities. The negative trends in profitability and earnings require careful monitoring to ensure long-term sustainability.
Overall Valuation Score
P/E RATIO (TTM)
-5.31
Industry Median
24.32
Small Cap Median
21.88
P/E RATIO
-5.87
P/B RATIO
-23.00
Industry Median
3.12
Small Cap Median
2.69
P/S RATIO
N/A
Industry Median
1.84
Small Cap Median
1.82
Others
PEG RATIO
-0.43
EV/EBITDA RATIO
-5.85
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹2.76 as on Feb 20, 2026.
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The company shows mixed performance in growth metrics. While revenue and asset growth are strong indicators of expansion, the negative trends in operating profit, EPS, and net income growth raise significant concerns. The company's ability to sustain long-term growth depends on addressing these issues and improving overall profitability. Focusing on both revenue generation and cost management is crucial for achieving balanced and sustainable growth.
| Growth Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Revenue Growth Rate | N/A | N/A | N/A | N/A | N/A |
| Operating Profit Growth Rate | -76.8 | -13.79 | -20 | -40 | 0 |
| Earnings Per Share (EPS) Growth | -78.26 | 0 | -340 | -541.67 | -11.32 |
| Asset Growth Rate | N/A | 37.77 | -5.48 | -29.32 | -23.43 |
| Net Income Growth Rate | N/A | N/A | N/A | N/A | N/A |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
The financial ratios of Blue Chip India Ltd present a mixed picture. While capital expenditures are well-managed, the challenges in EPS, cash EPS, book value, and dividends raise concerns. The company's focus should be on improving earnings and shareholder value. Addressing these financial challenges is essential for achieving long-term financial health and stability.
| Financial Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Adjusted Earnings Per Share (Adjusted EPS) | N/A | N/A | N/A | N/A | N/A |
| Cash Earnings Per Share (Cash EPS) | N/A | N/A | N/A | N/A | N/A |
| Book Value Per Share | 0.25 | 0.7 | 0.87 | 0.37 | -0.12 |
| Dividend Per Share (DPS) | 0 | 0 | 0 | 0 | 0 |
| Capital Expenditures (CapEx) | 0 | 0 | 0 | 0 | 0 |
Adjusted Earnings Per Share (Adjusted EPS)
Cash Earnings Per Share (Cash EPS)
Book Value Per Share
Dividend Per Share (DPS)
Capital Expenditures (CapEx)
The profitability ratios of Blue Chip India Ltd reveal significant challenges. While the gross profit margin is strong, other key profitability metrics such as ROCE, ROE, ROA, operating margin, and net margin are concerning. These negative trends indicate that the company is struggling to generate profits from its operations and investments. Addressing these issues through cost management, revenue enhancement, and improved asset utilization is crucial for restoring profitability.
| Profitability Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Gross Profit Margin | N/A | N/A | N/A | N/A | N/A |
| Return on Capital Employed (ROCE) | N/A | N/A | N/A | N/A | N/A |
| Return on Equity (ROE) | N/A | N/A | N/A | N/A | N/A |
| Return on Assets (ROA) | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A |
| Net Margin | N/A | N/A | N/A | N/A | N/A |
Gross Profit Margin
Return on Capital Employed (ROCE)
Return on Equity (ROE)
Return on Assets (ROA)
Operating Margin
Net Margin
The efficiency ratios of Blue Chip India Ltd present significant concerns. The company struggles with inventory and receivables management, leading to very long receivable days and inefficient asset utilization. These inefficiencies can tie up capital and negatively impact cash flow. Addressing these issues through better working capital management practices is essential to improving the company's operational performance. Enhancing efficiency will be key to unlocking greater profitability and financial health.
| Efficiency Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Fixed Asset Turnover Ratio | N/A | N/A | N/A | N/A | N/A |
| Inventory Turnover Ratio | N/A | N/A | N/A | N/A | N/A |
| Receivables Turnover Ratio | N/A | N/A | N/A | N/A | N/A |
| Days Sales in Inventory Ratio | N/A | N/A | N/A | N/A | N/A |
| Receivable Days | N/A | N/A | N/A | N/A | N/A |
| Capital Turnover Ratio | 0 | 0 | 0 | 0 | 0 |
Inventory Turnover Ratio
Receivables Turnover Ratio
Days Sales in Inventory Ratio
Receivable Days
The coverage ratios raise concerns about the company's ability to meet its interest obligations. The negative interest coverage ratio indicates that the company is not generating sufficient earnings to cover its interest expenses. Improving profitability and managing expenses are essential to strengthening the coverage ratios. Adequate coverage is crucial for maintaining financial stability and investor confidence.
| Coverage Ratios | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|
| Interest Coverage Ratio | N/A | -29 | N/A | N/A | N/A | N/A |
| Equity Dividend Coverage Ratio | N/A | N/A | N/A | N/A | N/A | N/A |
Interest Coverage Ratio
The company shows excellent solvency due to its lack of debt. The absence of debt on the balance sheet provides a strong foundation for financial stability and reduces the risk of financial distress. However, negative interest coverage raises concerns about the company's ability to manage interest expenses should debt be incurred in the future. While current solvency is a strength, monitoring future financial strategies is essential to maintaining this stability.
| Solvency Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Debt Ratio | 0 | 0 | 0 | 0 | 0 |
| Debt to Equity Ratio | 0 | 0 | 0 | 0 | 0 |
| Equity Ratio | 1 | 1 | 1 | 1 | 1 |
| Debt To Asset Ratio | 0 | 0 | 0 | 0 | 0 |
Debt Ratio
Debt to Equity Ratio
Interest Coverage Ratio
The liquidity position of Blue Chip India Ltd cannot be properly assessed due to incomplete data. A comprehensive understanding of the company's ability to meet its short-term obligations requires a detailed analysis of its current assets and liabilities. Without sufficient information, it is difficult to determine whether the company has adequate working capital to cover its immediate financial needs. Future assessments should prioritize gathering complete data to ensure an accurate evaluation of the company's liquidity health.
| Liquidity Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Current Ratio | N/A | N/A | N/A | N/A | N/A |
| Quick Ratio | N/A | N/A | N/A | N/A | N/A |
| Cash Ratio | N/A | N/A | N/A | N/A | N/A |
| Operating Cash Flow Ratio | N/A | N/A | N/A | N/A | N/A |
Current Ratio
Quick Ratio
Cash Ratio
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Blue Chip India Ltd | 4.34 | -5.87 | Neutral | -0.15 | -0.47 | -2.61 |
The management effectiveness of Blue Chip India Ltd appears weak based on the available data. The company exhibits inconsistent financial performance, including fluctuating sales and negative profit margins. Key profitability metrics such as ROCE and ROE are significantly negative, indicating poor capital efficiency. Overall, the data suggests significant shortcomings in the company's financial and operational management.
| Category | Metric | Value | Assessment |
|---|---|---|---|
| CONS | Sales Growth | Declining | Inconsistent revenue expansion |
| CONS | Profitability | Negative | Unstable net profitability |
| CONS | ROCE | -3.52% | Poor Capital Efficiency |
| CONS | ROE | -86.14% | Returns on share holders funds are poor |
Financial Performance & Growth
Blue Chip India Ltd demonstrates poor financial performance and growth. Sales have been inconsistent over the past decade. The recent TTM sales figure is negligible compared to historical data. The company's operating profit margin (OPM) is negative, reflecting significant operational losses. This inconsistent performance indicates a lack of stability and an inability to generate sustainable profits from its operations.
| Metric | 2014–2016 | 2017–2019 | 2020–2022 | 2023 | 2024 |
|---|---|---|---|---|---|
| Sales (₹ Cr.) | 4.56 | 2.06 | 0.00 | 0.05 | 0.10 |
| OPM (%) | 3.50 | -457.81 | -833.33 | -400.00 | -120.00 |
Capital Efficiency & Returns
The capital efficiency and returns of Blue Chip India Ltd are poor. The current Return on Capital Employed (ROCE) and Return on Equity (ROE) are significantly negative, indicating inefficient use of capital and shareholder funds.
| Metric | 2013-2015 | 2016-2018 | 2019-2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| ROCE (%) | 11.73 | -10.70 | -63.90 | -9.51 | -4.62 | -3.52 |
| ROE (%) | NA | NA | NA | NA | NA | -86.14 |
Financial Health & Prudence
Blue Chip India Ltd demonstrates an average financial health. The company has no borrowings, resulting in a Debt/Equity Ratio of 0. The company does not distribute dividends.
| Metric | 2013-2015 | 2016-2018 | 2019-2021 | 2022 | 2023 | 2024 |
|---|---|---|---|---|---|---|
| Debt/Equity Ratio | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividend Payout (%) | 0 | 0 | 0 | 0 | 0 | 0 |
Shareholding & Ownership Structure
The shareholding and ownership structure of Blue Chip India Ltd is average. Promoter holding is at 11.24% which is relatively low.
| Metric | 2017-2019 | 2020-2022 | 2023 | 2024 | Sep 2024 |
|---|---|---|---|---|---|
| Promoter Holding (%) | 11.24 | 11.25 | 11.24 | 11.24 | 11.24 |
The overall risk assessment for Blue Chip India Ltd is flagged as Red due to the company's poor financial health, operational inefficiencies. The negative ROCE and ROE values, combined with inconsistent sales and profitability, indicate a high degree of financial distress. The low promoter holding align management and shareholder interests, contributing to the elevated risk level.
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