



Services | Small Cap
CMS Info Systems Ltd. demonstrates strong financial health, primarily driven by exceptional profitability and an almost debt-free status. This indicates a very stable and low-risk financial foundation, as the company funds its operations through its own equity and is highly effective at turning revenue into profit. Key strengths include its robust earnings, excellent cash generation, and a steadily increasing intrinsic book value per share, which is positive for shareholders. However, the company faces challenges in its operational efficiency. It is slow to collect payments from customers, and its assets are not being used as effectively as they could be to generate sales. Furthermore, while overall sales have grown, recent trends show a slowdown and even a decline in profit and earnings growth. The future outlook suggests that while the company's profitability provides a strong safety net, its performance could be impacted by these operational inefficiencies and slowing growth momentum.
CMS Info Systems Ltd. demonstrates strong financial health, primarily driven by exceptional profitability and an almost debt-free status. This indicates a very stable and low-risk financial foundation, as the company funds its operations through its own equity and is highly effective at turning revenue into profit. Key strengths include its robust earnings, excellent cash generation, and a steadily increasing intrinsic book value per share, which is positive for shareholders. However, the company faces challenges in its operational efficiency. It is slow to collect payments from customers, and its assets are not being used as effectively as they could be to generate sales. Furthermore, while overall sales have grown, recent trends show a slowdown and even a decline in profit and earnings growth. The future outlook suggests that while the company's profitability provides a strong safety net, its performance could be impacted by these operational inefficiencies and slowing growth momentum.
Overall Valuation Score
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Last Traded Time
N/A
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P/E RATIO (TTM)
14.32
Industry Median
24.67
Small Cap Median
22.70
P/E RATIO
13.44
P/B RATIO
1.67
Industry Median
1.69
Small Cap Median
1.67
P/S RATIO
1.71
Industry Median
6.99
Small Cap Median
6.75
Others
PEG RATIO
1.08
EV/EBITDA RATIO
6.85
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹247.67 as on Sep 1, 2026.
The company's growth story is inconsistent. It has achieved excellent expansion in its revenue and asset base, indicating successful market penetration and investment in its operations. However, this top-line growth has not translated into bottom-line performance. The growth in profits and earnings per share has been poor and is projected to decline. This disconnect is a significant concern, suggesting that rising costs or other pressures are eroding profitability despite the increase in business activity.
| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 21.75 | 20.44 | 18.28 | 7.06 | 2.56 |
| Operating Profit Growth Rate | 36.05 | 34.5 | 11.34 | 4.67 | -4.94 |
| Earnings Per Share (EPS) Growth | 28.45 | 31.58 | 10.81 | 6.24 | -18.67 |
| Asset Growth Rate | 15.14 | 13.2 | 26.56 | 17.34 | 3.78 |
| Net Income Growth Rate | 32.54 | 32.59 | 16.84 | 7.2 | -18.55 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | ICRA Ltd | 9.12 | 26.65 | Neutral | 215.00 | 131.29 | 183.00 |
| 2 | CMS Info Systems Ltd | 7.76 | 13.44 | Undervalued | 596.00 | 17.79 | 303.00 |
| 3 | Religare Enterprises Ltd | 6.55 | 96.81 | Highly Overvalued | 136.00 | -0.99 | 73.00 |
| 4 | DHANI | N/A | N/A | N/A | N/A | N/A | N/A |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 1 Hour Timeframe
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
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CMS Info Systems Ltd. is India's largest cash management company, offering comprehensive services across the cash logistics, ATM and CRM managed services, and retail cash management segments. It manages the entire lifecycle of cash, providing critical infrastructure to banks and financial institutions, along with surveillance and software solutions, solidifying its market leadership in diversified commercial services.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. CMS Info Systems Ltd's P/E ratio (TTM) is 14.32, compared to the industry median of 24.67 and large cap median of 22.70.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. CMS Info Systems Ltd's P/B ratio is 1.67, compared to the industry median of 1.69 and large cap median of 1.67.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. CMS Info Systems Ltd's P/S ratio is 1.71, compared to the industry median of 6.99 and large cap median of 6.75.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. CMS Info Systems Ltd's PEG ratio is 1.08.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. CMS Info Systems Ltd's EV/EBITDA ratio is 6.85.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. CMS Info Systems Ltd's ROE is 12.45%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. CMS Info Systems Ltd's ROA is 18.41%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. CMS Info Systems Ltd's ROCE is 18%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. CMS Info Systems Ltd's operating margin is 23.96%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. CMS Info Systems Ltd's net margin is 12.18%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. CMS Info Systems Ltd's current ratio is 2.73.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. CMS Info Systems Ltd's debt-to-equity ratio is 0.09.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. CMS Info Systems Ltd's interest coverage ratio is 22.32.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. CMS Info Systems Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. CMS Info Systems Ltd's EPS is -18.67.
(Source line: "Ratios as of 24 Oct 2026, based on last traded price of ₹247.67. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 1976 (as CMS Computers Ltd.)
Headquarters: Mumbai, Maharashtra
Core Offerings: Cash Management Services, ATM & CRM Managed Services, Card Personalisation & Issuance, Software Solutions, Surveillance Systems
Stock Listing: NSE (CMSINFO), BSE (543441)
Promoter: Sion Investment Holdings Pte. Ltd. (Blackstone Group)
['1976: Founded as CMS Computers Ltd., initially focusing on IT services.', '2008: Demerged its cash management and ATM services business to form CMS Info Systems Ltd.', '2009: Acquired by Baring Private Equity Asia.', '2015: Acquired by Sion Investment Holdings Pte. Ltd., an affiliate of Blackstone Group.', '2021: Successfully completed its Initial Public Offering (IPO) and listed on NSE and BSE.', "Present: Continues to operate as India's largest cash management and managed services company for financial institutions."]
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Cash Management Services | 68.7% (FY24) | N/A (Generally lower margin than Managed Services) |
| Managed Services | 31.3% (FY24) | N/A (Generally higher margin than Cash Management Services) |
Cash Management Services: Provides comprehensive cash logistics, including currency chest operations, cash-in-transit, ATM cash replenishment, and retail cash management services for banks and retailers across India.
Managed Services: Offers end-to-end ATM operations and management, including site identification, installation, maintenance, and transaction processing. Also provides card personalization, issuance services, and advanced surveillance solutions for ATMs and bank branches.
Anush Raghavan: Managing Director & CEO. Brings over 20 years of experience in the financial services sector, having held leadership roles at Standard Chartered Bank before joining CMS Info Systems Ltd.
['Securevalue India Limited (SVIL) - A wholly-owned subsidiary involved in cash management.', 'CMS Securitas Limited (CSL) - A wholly-owned subsidiary providing security and surveillance services.', 'Fidis Systems Private Limited (Fidis) - A wholly-owned subsidiary focusing on software solutions.']
No major recent corporate actions on record apart from its IPO in 2021 and regular dividend payouts.
The CMS Info Systems Ltd share price today is ₹247.67 on NSE (CMSINFO), as of 24 Oct 2026.
As of 24 Oct 2026, CMS Info Systems Ltd share price is ₹247.67, with previous close ₹247.67. Today's range is ₹247.67 to ₹247.67. The 52-week range is ₹N/A to ₹N/A.
As of today, CMS Info Systems Ltd's market cap is ₹4,264.88 crore (Small Cap).
CMS Info Systems Ltd's current P/E ratio is 14.32, compared to the BANKING AND FINANCE sector average of 32.
CMS Info Systems Ltd's current P/B ratio is 1.67.
CMS Info Systems Ltd's current dividend yield is N/A. Last dividend of ₹3.25 per share was declared on 01-Aug-2024.
CMS Info Systems Ltd's EPS (TTM) is ₹-18.67.
CMS Info Systems Ltd. is India's largest cash management company, offering comprehensive services across the cash logistics, ATM and CRM managed services, and retail cash management segments. It manages the entire lifecycle of cash, providing critical infrastructure to banks and financial institutions, along with surveillance and software solutions, solidifying its market leadership in diversified commercial services.
CMS Info Systems Ltd is promoted by Sion Investment Holdings Pte. Ltd. (Blackstone Group), holding 0% as of 24 Oct 2026.
CMS Info Systems Ltd is listed on NSE (CMSINFO) and BSE (543441). Its next quarterly results are expected on August 2024.