Growth Ratio Summary

Growth Score : 3.20

The company's growth metrics present a mixed picture. While there's strong operating profit growth, other indicators like revenue, EPS, asset, and net income growth are low. This suggests that while the company has improved its operational efficiency, it struggles to expand its revenue base and overall asset size. The strong operating profit growth is a positive sign, but the other growth metrics need attention. The weighted average calculation method emphasizes recent data, influencing this assessment.

Financial Ratio Summary

Financial Score : 4.00

The financial ratios present a mixed performance. While Capital Expenditures is excellent, other metrics like Adjusted EPS, Book Value Per Share, and Dividend Per Share are low. However, Cash Earnings Per Share is adequate. Overall, the company's financial stability needs to be improved, but the strong Capital Expenditures partially offsets this. These observations are influenced by the weighted average calculation method.

Profitability Ratio Summary

Profitability Score : 4.20

The company's profitability metrics present a mixed picture. While Return on Capital Employed (ROCE) is strong, other indicators like Gross Profit Margin, Return on Equity (ROE), Operating Margin and Net Margin are low. A reasonable Return on Assets (ROA) is a plus point. While the company has demonstrated strong ROCE, the other profitability metrics need attention. The weighted average calculation method emphasizes recent data, influencing this assessment.

Efficiency Ratio Summary

Efficiency Score : 4.67

The efficiency ratios reveal mixed performance. While Days Sales in Inventory and Receivable Days are strong, indicating efficient management of inventory and receivables, the other metrics, such as Fixed Asset Turnover, Inventory Turnover, Receivables Turnover, and Capital Turnover, are low. This suggests potential challenges in utilizing assets effectively to generate revenue, but the strong performance in managing inventory and receivables partially offsets this. These observations are influenced by the weighted average calculation method.

Coverage Ratio Summary

Coverage Score : 2.00

The coverage ratios are generally low, indicating a limited ability to cover interest expenses and equity dividends. This could pose challenges if profitability declines or interest rates increase. Low interest coverage suggests vulnerability to financial distress in adverse economic conditions. These observations are influenced by the weighted average calculation method.

Solvency Ratio Summary

Solvency Score : 9.00

The company's solvency position is strong, indicating a low level of debt relative to its equity and assets. This suggests a stable financial structure and a reduced risk of financial distress. A high equity ratio further supports this, demonstrating that the company relies more on equity than debt to finance its assets. This may provide a cushion during economic downturns, enhancing investor confidence. These observations are influenced by the weighted average calculation method.

Liquidity Ratio Summary

Liquidity Score : 2.00

The liquidity position of the company is weak, as indicated by consistently low current, quick, and cash ratios. This suggests potential difficulties in meeting short-term obligations. The financial services industry requires adequate liquidity to maintain stability and investor confidence. Low operating cash flow further exacerbates these concerns, hinting at operational inefficiencies affecting cash generation. However, the weighted average calculation method, which emphasizes recent data, influences this assessment.