



Banking And Finance | Mid Cap
IDBI Bank Ltd, operating in the Financial Services (Non-Bank Finance) sector, demonstrates a mixed financial performance. The bank shows strong growth and profitability, driven by substantial increases in revenue, operating profit, and net income. Its liquidity position is robust, ensuring it can meet its short-term obligations. However, the company's solvency is a concern due to high debt levels relative to equity and assets. While efficiency metrics related to inventory and receivables are not applicable, fixed asset and capital turnover ratios are low. Overall, IDBI Bank exhibits potential for sustained growth and profitability, but needs to address its debt-related challenges to ensure long-term financial stability. The bank's coverage ratios indicate an adequate ability to meet its interest and dividend commitments. The financial ratios, particularly earnings per share and capital expenditure, need improvement to support overall financial health.
IDBI Bank Ltd, operating in the Financial Services (Non-Bank Finance) sector, demonstrates a mixed financial performance. The bank shows strong growth and profitability, driven by substantial increases in revenue, operating profit, and net income. Its liquidity position is robust, ensuring it can meet its short-term obligations. However, the company's solvency is a concern due to high debt levels relative to equity and assets. While efficiency metrics related to inventory and receivables are not applicable, fixed asset and capital turnover ratios are low. Overall, IDBI Bank exhibits potential for sustained growth and profitability, but needs to address its debt-related challenges to ensure long-term financial stability. The bank's coverage ratios indicate an adequate ability to meet its interest and dividend commitments. The financial ratios, particularly earnings per share and capital expenditure, need improvement to support overall financial health.
Overall Valuation Score
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Sell Orders
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Markets Today NSE
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0.00
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0
Last Traded Quantity
0
Last Traded Time
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Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
9.36
Industry Median
12.00
Mid Cap Median
16.00
P/E RATIO
9.67
P/B RATIO
1.30
Industry Median
1.22
Mid Cap Median
1.49
P/S RATIO
3.00
Industry Median
1.65
Mid Cap Median
2.02
Others
PEG RATIO
0.00
EV/EBITDA RATIO
3.02
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹82.88 as on Aug 13, 2026.
The growth ratios for IDBI Bank are strong, reflecting substantial increases in key performance metrics. High revenue growth rate indicates successful market penetration and increased business volume. Excellent operating profit growth rate suggests significant improvements in operational efficiency. Strong earnings per share growth demonstrates enhanced profitability for shareholders. The asset growth rate reflects the bank's increasing asset base, and the net income growth rate indicates improved overall financial performance. These growth trends signal a positive trajectory for the bank's future performance.
| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | -8.22 | 12.43 | 28.43 | 9.34 | 0.36 |
| Operating Profit Growth Rate | -60.29 | -257.36 | 305.7 | 21.68 | -16.83 |
| Earnings Per Share (EPS) Growth | 67.38 | 46.19 | 55.94 | 31.97 | 20.7 |
| Asset Growth Rate | 1.3 | 9.57 | 10 | 13.25 | 13.18 |
| Net Income Growth Rate | 66.91 | 45.8 | 55.95 | 31.68 | 20.65 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Federal Bank Ltd | 7.18 | 19.99 | Neutral | N/A | 16.68 | 4491.00 |
| 2 | Punjab National Bank | 7.12 | 7.35 | Neutral | N/A | 14.71 | 18467.00 |
| 3 | Bank of Maharashtra | 7.02 | 8.95 | Neutral | N/A | 9.13 | 7017.00 |
| 4 | Indian Bank | 6.89 | 10.32 | Undervalued | N/A | 90.24 | 11707.00 |
| 5 | IDBI Bank Ltd | 6.84 | 9.67 | Neutral | N/A | 8.85 | 9237.00 |
| 6 | IDFC First Bank Ltd | 6.56 | 46.28 | Neutral | N/A | 1.90 | 1611.00 |
| 7 | Canara Bank | 6.44 | 6.69 | Neutral | N/A | 21.15 | 17879.00 |
| 8 | Indian Overseas Bank | 6.01 | 12.00 | Neutral | N/A | 2.70 | 5418.00 |
| 9 | IndusInd Bank Ltd | 5.52 | 89.81 | Neutral | N/A | 11.98 | 889.00 |
| 10 | Bank of India | 4.63 | 6.40 | Neutral | N/A | 23.12 | 10309.00 |
| 11 | Union Bank of India | 4.49 | 7.33 | Neutral | N/A | 24.49 | 19430.00 |
| 12 | Yes Bank Ltd | 4.49 | 20.52 | Neutral | N/A | 1.11 | 3512.00 |
| 13 | Bank of Baroda | 3.89 | 6.46 | Highly Undervalued | N/A | 38.72 | 20070.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bearish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bullish
Quarterly Report⬤30th Apr 26
Audited Standalone Financial Results for the Quarter and Year Ended March 31, 2026
UNDEFINED SENTIMENT
IDBI Bank Ltd. operates as a full-service universal bank in India, offering a wide array of financial products and services to corporate, retail, MSME, and agricultural clients. Evolving from a development financial institution, it is currently categorized as a private sector bank, with the Government of India and LIC as key shareholders, undergoing a strategic disinvestment process.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. IDBI Bank Ltd's P/E ratio (TTM) is 9.36, compared to the industry median of 12.00 and large cap median of 16.00.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. IDBI Bank Ltd's P/B ratio is 1.30, compared to the industry median of 1.22 and large cap median of 1.49.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. IDBI Bank Ltd's P/S ratio is 3.00, compared to the industry median of 1.65 and large cap median of 2.02.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. IDBI Bank Ltd's PEG ratio is 1.05.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. IDBI Bank Ltd's EV/EBITDA ratio is 3.02.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. IDBI Bank Ltd's ROE is 13.47%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. IDBI Bank Ltd's ROA is 1.08%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. IDBI Bank Ltd's ROCE is 39.57%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. IDBI Bank Ltd's operating margin is 17.39%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. IDBI Bank Ltd's net margin is 31.83%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. IDBI Bank Ltd's current ratio is 13.75.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. IDBI Bank Ltd's debt-to-equity ratio is 4.88.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. IDBI Bank Ltd's interest coverage ratio is 1.75.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. IDBI Bank Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. IDBI Bank Ltd's EPS is 20.70.
(Source line: "Ratios as of 13 Aug 2026, based on last traded price of ₹82.88. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Established in 1964 as a Development Financial Institution (DFI) to provide credit and other facilities for industrial development. Transformed into a commercial bank in 2004, rebranding as IDBI Bank Ltd. In 2018, LIC acquired a majority stake, leading to its reclassification as a private sector bank in 2019. Currently, the Government of India is pursuing its strategic disinvestment.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking | ~40-45% | Operating Profit |
| Corporate/Wholesale Banking | ~35-40% | Operating Profit |
| Treasury | ~15-20% | Operating Profit |
Mr. Rakesh Sharma, MD & CEO. An experienced banker with a strong background in retail and corporate banking, he previously served as MD & CEO of Canara Bank and Lakshmi Vilas Bank.
No major subsidiaries reported.
No major recent corporate actions on record.
References
The IDBI Bank Ltd share price today is ₹82.88 on NSE (IDBI), as of 13 Aug 2026.
As of 13 Aug 2026, IDBI Bank Ltd share price is ₹82.88, with previous close ₹N/A. Today's range is ₹N/A to ₹N/A. The 52-week range is ₹N/A to ₹N/A.
As of today, IDBI Bank Ltd's market cap is ₹87,095.28 crore (Large Cap).
IDBI Bank Ltd's current P/E ratio is 9.36, compared to the BANKING AND FINANCE sector average of 18.
IDBI Bank Ltd's current P/B ratio is 1.30.
IDBI Bank Ltd's current dividend yield is N/A. Last dividend of ₹0.00 per share was declared on N/A.
IDBI Bank Ltd's EPS (TTM) is ₹20.70.
IDBI Bank Ltd. operates as a full-service universal bank in India, offering a wide array of financial products and services to corporate, retail, MSME, and agricultural clients. Evolving from a development financial institution, it is currently categorized as a private sector bank, with the Government of India and LIC as key shareholders, undergoing a strategic disinvestment process.
IDBI Bank Ltd is promoted by Life Insurance Corporation of India (LIC) and Government of India (GoI), holding 94.71% as of 13 Aug 2026.
IDBI Bank Ltd is listed on NSE (IDBI) and BSE (500116). Its next quarterly results are expected on August 2024.