Growth Ratio Summary

Growth Score : 2.80

The growth ratios indicate significant challenges. The company experienced decline in revenue, operating profit, and earnings per share growth, reflecting poor performance. However, asset growth rate is high, suggesting potential investments in future growth. The net income growth rate is also negative, raising concerns about profitability. Overall, the company's growth prospects require careful evaluation.

Financial Ratio Summary

Financial Score : 3.60

The financial ratios present a mixed outlook. The adjusted and cash earnings per share are negative, raising concerns about profitability. The book value per share is also negative, indicating potential financial distress. However, the capital expenditures score is high, suggesting significant investments in future growth. Dividend per share is also low. Improving profitability and managing investments are crucial for long-term financial health.

Profitability Ratio Summary

Profitability Score : 2.00

The profitability ratios indicate poor performance. The gross profit, return on capital employed, return on equity, return on assets, operating margin and net margin are negative, reflecting significant challenges in generating profit. Improving revenue and managing costs are vital for enhancing profitability and ensuring financial sustainability.

Efficiency Ratio Summary

Efficiency Score : 3.33

The efficiency ratios present a mixed picture. The fixed asset, inventory, receivables, and capital turnover ratios are low, indicating poor asset utilization. However, the days sales in inventory ratio is high, suggesting efficient inventory management. Receivable Days is also too high. Improving asset turnover can enhance profitability and operational performance.

Coverage Ratio Summary

Coverage Score : 2.00

The coverage ratios indicate a concerning situation. The interest coverage ratio is very low, suggesting difficulties in meeting interest obligations. The equity dividend coverage ratio is also low, indicating a limited ability to cover dividend payments. Enhancing earnings and managing debt can improve coverage ratios and financial stability.

Solvency Ratio Summary

Solvency Score : 5.20

The solvency position shows mixed signals. The debt and equity ratios indicate potential challenges with financial leverage and capital structure. However, a good debt-to-equity ratio suggests that the company relies more on equity than debt financing. The debt-to-asset ratio is at an average level, indicating a moderate proportion of assets financed by debt. Overall, the company's solvency requires careful monitoring.

Liquidity Ratio Summary

Liquidity Score : 4.96

The liquidity position is mixed. The current and cash ratios suggest potential difficulties in meeting short-term obligations. However, the quick ratio indicates a better ability to cover immediate liabilities, excluding inventory. The negative operating cash flow ratio raises concerns about the company's ability to generate cash from its operations. Financial institutions need to maintain adequate liquidity to meet depositor demands and other obligations, so this requires attention.