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Banking And Finance | Small Cap
Health Score : 6.52Karur Vysya Bank Ltd demonstrates a mixed financial performance. The bank shows strong growth and profitability, driven by substantial increases in revenue, operating profit, and earnings per share. Its efficiency in utilizing fixed assets is also notable. However, the bank faces challenges in liquidity and solvency, with low scores in related ratios. The coverage ratios present a mixed picture, with a strong equity dividend coverage but a weak interest coverage. Overall, the bank exhibits potential for future growth, balanced against existing financial risks that need careful monitoring. The bank's profitability and growth prospects are positive indicators, but its liquidity and solvency positions require attention to ensure long-term financial stability.
Health Score : 6.52Karur Vysya Bank Ltd demonstrates a mixed financial performance. The bank shows strong growth and profitability, driven by substantial increases in revenue, operating profit, and earnings per share. Its efficiency in utilizing fixed assets is also notable. However, the bank faces challenges in liquidity and solvency, with low scores in related ratios. The coverage ratios present a mixed picture, with a strong equity dividend coverage but a weak interest coverage. Overall, the bank exhibits potential for future growth, balanced against existing financial risks that need careful monitoring. The bank's profitability and growth prospects are positive indicators, but its liquidity and solvency positions require attention to ensure long-term financial stability.
Overall Valuation Score
Markets Depth NSE
Buy Orders
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0
0
Sell Orders
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No sell depth
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0
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Markets Today NSE
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0.00
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0.00
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0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
12.94
Industry Median
12.00
Small Cap Median
10.01
P/E RATIO
12.94
P/B RATIO
2.30
Industry Median
1.22
Small Cap Median
1.06
P/S RATIO
2.98
Industry Median
1.65
Small Cap Median
1.29
Others
PEG RATIO
0.00
EV/EBITDA RATIO
3.22
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹335.95 as on Aug 13, 2026.
Growth Score : 10.00The growth ratios demonstrate strong growth across all key metrics. The revenue, operating profit, EPS, asset, and net income growth rates are all high, indicating robust expansion and improved profitability. This suggests that the bank is effectively growing its business and increasing its financial performance. The consistent high growth rates across various metrics are a positive indicator of the bank's future prospects.
Revenue Growth RateExcellentOperating Profit Growth RateExcellentEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RateExcellent| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 2.16 | 16.62 | 26.02 | 17.84 | 14.42 |
| Operating Profit Growth Rate | -208.08 | 36.65 | 43.49 | 58.8 | 41.26 |
| Earnings Per Share (EPS) Growth | 86.93 | 63.91 | 44.73 | 20.87 | 29.2 |
| Asset Growth Rate | 7.3 | 12.62 | 16.94 | 13.19 | 14.44 |
| Net Income Growth Rate | 87.47 | 64.34 | 45.12 | 21 | 29.25 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | City Union Bank Ltd | 7.26 | 11.79 | Neutral | N/A | 13.39 | 1326.00 |
| 2 | Karur Vysya Bank Ltd | 6.52 | 12.94 | Neutral | N/A | 25.97 | 2510.00 |
| 3 | Bandhan Bank Ltd | 5.80 | 23.14 | Undervalued | N/A | 7.59 | 1224.00 |
| 4 | Punjab & Sind Bank | 4.53 | 12.73 | Neutral | N/A | 1.86 | 1322.00 |
| 5 | South Indian Bank Ltd | 4.21 | 8.21 | Neutral | N/A | 5.56 | 1456.00 |
| 6 | RBL Bank Ltd | 4.03 | 27.23 | Overvalued | N/A | 5.31 | 879.00 |
| 7 | Central Bank of India | 3.99 | 6.27 | Neutral | N/A | 4.83 | 4531.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 1 Hour Timeframe
Concall Report⬤30th Jan 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
Quarterly Report⬤23rd Jan 26
Quarterly Financial Results Q3 FY 2025-26
BULLISH SENTIMENT
Concall Report⬤17th Oct 25
Q2 FY26 Earnings Conference Call
NEUTRAL SENTIMENT
Karur Vysya Bank Ltd. is a leading old private sector bank based in South India, offering a comprehensive suite of banking and financial services. It primarily focuses on retail, corporate, and MSME segments, providing deposit products, various loans, and digital banking solutions. KVB maintains a strong regional presence and customer-centric approach.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Karur Vysya Bank Ltd's P/E ratio (TTM) is 12.94, compared to the industry median of 12.00 and large cap median of 10.01.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Karur Vysya Bank Ltd's P/B ratio is 2.30, compared to the industry median of 1.22 and large cap median of 1.06.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Karur Vysya Bank Ltd's P/S ratio is 2.98, compared to the industry median of 1.65 and large cap median of 1.29.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Karur Vysya Bank Ltd's PEG ratio is 0.65.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Karur Vysya Bank Ltd's EV/EBITDA ratio is 3.22.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Karur Vysya Bank Ltd's ROE is 17.79%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Karur Vysya Bank Ltd's ROA is 0.90%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Karur Vysya Bank Ltd's ROCE is 67.03%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Karur Vysya Bank Ltd's operating margin is 11.16%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Karur Vysya Bank Ltd's net margin is 22.67%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Karur Vysya Bank Ltd's current ratio is 25.45.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Karur Vysya Bank Ltd's debt-to-equity ratio is 8.09.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Karur Vysya Bank Ltd's interest coverage ratio is 1.54.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Karur Vysya Bank Ltd's DPS is ₹2.60.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Karur Vysya Bank Ltd's EPS is 29.20.
(Source line: "Ratios as of 13 Aug 2026, based on last traded price of ₹335.95. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Established in 1916 by M. A. Venkatarama Chettiar and Athi Krishna Chettiar to cater to local traders and farmers in Karur. Over the decades, it expanded its branch network and service offerings, particularly in Southern India. Post-liberalization, KVB adapted to modern banking practices, embracing technology and digital initiatives to enhance customer experience and reach. Today, it stands as a prominent old private sector bank.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking | Approx 56% of PBT | Operating Profit |
| Corporate/Wholesale Banking | Approx 47% of PBT | Operating Profit |
| Treasury Operations | Approx 15% of PBT | Operating Profit |
B. Ramesh Babu (MD & CEO): Appointed in 2020, he is a seasoned banker with over three decades of experience, having held key leadership positions in public and private sector banks prior to joining KVB.
No major subsidiaries reported.
No major recent corporate actions on record.
References
The Karur Vysya Bank Ltd share price today is ₹335.95 on NSE (KARURVYSYA), as of 13 Aug 2026.
As of 13 Aug 2026, Karur Vysya Bank Ltd share price is ₹335.95, with previous close ₹N/A. Today's range is ₹N/A to ₹N/A. The 52-week range is ₹N/A to ₹N/A.
As of today, Karur Vysya Bank Ltd's market cap is ₹32,960.05 crore (Large Cap).
Karur Vysya Bank Ltd's current P/E ratio is 12.94, compared to the BANKING AND FINANCE sector average of 22.
Karur Vysya Bank Ltd's current P/B ratio is 2.30.
Karur Vysya Bank Ltd's current dividend yield is 0.77%. Last dividend of ₹0.60 per share was declared on 07-Sep-2023.
Karur Vysya Bank Ltd's EPS (TTM) is ₹29.20.
Karur Vysya Bank Ltd. is a leading old private sector bank based in South India, offering a comprehensive suite of banking and financial services. It primarily focuses on retail, corporate, and MSME segments, providing deposit products, various loans, and digital banking solutions. KVB maintains a strong regional presence and customer-centric approach.
Karur Vysya Bank Ltd is promoted by Professionally managed, widely held public shareholding, holding 2.07% as of 13 Aug 2026.
Karur Vysya Bank Ltd is listed on NSE (KARURVYSYA) and BSE (590003). Its next quarterly results are expected on July 2024 (Q1 FY25).
Adjusted Earnings Per Share (Adjusted EPS)