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Banking And Finance | Large Cap
Health Score : 7.11Kotak Mahindra Bank demonstrates a mixed financial performance. The bank shows strong growth and profitability, driven by substantial increases in revenue, operating profit, and earnings per share. Its efficiency in utilizing fixed assets is also noteworthy. However, the bank faces challenges in solvency, as indicated by its debt and equity ratios. While liquidity is generally strong, the operating cash flow ratio raises some concerns. Furthermore, the bank's gross and operating profit margins are negative, which is unusual. Overall, Kotak Mahindra Bank exhibits solid growth and profitability but needs to address its solvency and profit margins to ensure long-term financial health. The bank's strong asset and net income growth offer a positive outlook, but managing debt and improving operational efficiency are crucial for sustained success.
Health Score : 7.11Kotak Mahindra Bank demonstrates a mixed financial performance. The bank shows strong growth and profitability, driven by substantial increases in revenue, operating profit, and earnings per share. Its efficiency in utilizing fixed assets is also noteworthy. However, the bank faces challenges in solvency, as indicated by its debt and equity ratios. While liquidity is generally strong, the operating cash flow ratio raises some concerns. Furthermore, the bank's gross and operating profit margins are negative, which is unusual. Overall, Kotak Mahindra Bank exhibits solid growth and profitability but needs to address its solvency and profit margins to ensure long-term financial health. The bank's strong asset and net income growth offer a positive outlook, but managing debt and improving operational efficiency are crucial for sustained success.
Overall Valuation Score
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Price Movement Indicator
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P/E RATIO (TTM)
29.60
Industry Median
11.66
Large Cap Median
11.66
P/E RATIO
21.49
P/B RATIO
2.29
Industry Median
1.23
Large Cap Median
1.63
P/S RATIO
5.71
Industry Median
1.57
Large Cap Median
1.79
Others
PEG RATIO
0.00
EV/EBITDA RATIO
7.96
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹416.7 as on Aug 26, 2026.
Growth Score : 10.00The company exhibits strong growth across all key metrics, including revenue, operating profit, earnings per share, assets, and net income. This indicates a robust expansion and successful business strategies. The company is well-positioned for future growth and should continue to capitalize on its growth opportunities.
Revenue Growth RateExcellentOperating Profit Growth RateExcellentEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RateExcellent| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 2.81 | 24.93 | 33.42 | 16.77 | 6.26 |
| Operating Profit Growth Rate | 14.52 | 32.5 | -132.89 | 14.09 | -5.76 |
| Earnings Per Share (EPS) Growth | 20.83 | 23.4 | 21.89 | 21.51 | -12.89 |
| Asset Growth Rate | 14.13 | 13.53 | 23.73 | 14.6 | 14.05 |
| Net Income Growth Rate | 21.01 | 23.46 | 22.03 | 21.48 | -12.83 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bullish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Concall Report⬤24th Jan 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
Quarterly Report⬤24th Jan 26
Quarterly Financial Results Q3 FY 2025-26
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Concall Report⬤25th Oct 25
Q2FY26 Earnings Conference Call
NEUTRAL SENTIMENT
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Kotak Mahindra Bank Ltd is a leading Indian private sector bank offering a wide range of banking and financial services to corporate and retail customers. Its diverse portfolio includes commercial banking, investment banking, asset management, and life insurance, positioning it as a well-diversified financial services conglomerate.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Kotak Mahindra Bank Ltd's P/E ratio (TTM) is 29.60, compared to the industry median of 11.66 and large cap median of 11.66.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Kotak Mahindra Bank Ltd's P/B ratio is 2.29, compared to the industry median of 1.23 and large cap median of 1.63.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Kotak Mahindra Bank Ltd's P/S ratio is 5.71, compared to the industry median of 1.57 and large cap median of 1.79.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Kotak Mahindra Bank Ltd's PEG ratio is 1.50.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Kotak Mahindra Bank Ltd's EV/EBITDA ratio is 7.96.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Kotak Mahindra Bank Ltd's ROE is 10.65%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Kotak Mahindra Bank Ltd's ROA is -1.21%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Kotak Mahindra Bank Ltd's ROCE is 30.71%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Kotak Mahindra Bank Ltd's operating margin is -17.42%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Kotak Mahindra Bank Ltd's net margin is 27.64%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Kotak Mahindra Bank Ltd's current ratio is 4.44.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Kotak Mahindra Bank Ltd's debt-to-equity ratio is 3.17.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Kotak Mahindra Bank Ltd's interest coverage ratio is 1.88.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Kotak Mahindra Bank Ltd's DPS is ₹0.58.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Kotak Mahindra Bank Ltd's EPS is -12.89.
(Source line: "Ratios as of 26 Aug 2026, based on last traded price of ₹416.70. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 1985 (as Kotak Capital Management Finance Ltd)
Headquarters: Mumbai, Maharashtra
Core Offerings: Retail Banking, Corporate Banking, Wealth Management, Investment Banking, Asset Management
Stock Listing: NSE (KOTAKBANK), BSE (500247)
Promoter: Uday Kotak / Kotak Mahindra Group
1985: Founded by Uday Kotak as Kotak Capital Management Finance Ltd, an NBFC.
1986: Renamed Kotak Mahindra Finance Ltd.
Early 1990s: Expanded into various financial services including investment banking, mutual funds, and life insurance.
2003: Received a banking license from the RBI, becoming the first non-banking financial company in India to convert into a bank, renamed Kotak Mahindra Bank Ltd.
2015: Acquired ING Vysya Bank, significantly enhancing its branch network and customer base.
Present: Operates as a universal bank with a strong footprint across all major financial services verticals in India.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking | Major contributor | Operating Profit |
| Wholesale Banking | Significant contributor | Operating Profit |
| Treasury | Modest contributor | Operating Profit |
| Other Financial Services (Subsidiaries) | Approx. 15-20% of consolidated PBT | Operating Profit |
Retail Banking: Offers a comprehensive suite of products including savings and current accounts, personal loans, home loans, credit cards, and wealth management services to individual customers across India.
Wholesale Banking: Provides financial solutions, working capital, term loans, trade finance, and transactional services to large corporations, small and medium enterprises (SMEs), and financial institutions.
Treasury: Manages the bank's liquidity, investments in government securities and other instruments, foreign exchange operations, and proprietary trading activities to optimize returns and manage risk.
Other Financial Services: Encompasses services offered through its subsidiaries such as asset management (Kotak Mutual Fund), life insurance (Kotak Life Insurance), brokerage, and investment banking, catering to a diverse client base.
Ashok Vaswani (MD & CEO): Appointed as MD & CEO w.e.f. January 1, 2024. He brings extensive global banking experience, having previously served as CEO of Global Consumer, Private & Payments Bank at Barclays Bank. Prakash Apte (Part-time Chairman): An independent director since January 2017, appointed Part-time Chairman in 2024, with deep experience in various industries.
Kotak Mahindra Prime Ltd. (Vehicle finance)
Kotak Securities Ltd. (Stockbroking and demat services)
Kotak Mahindra Asset Management Company Ltd. (Mutual funds and asset management)
Kotak Mahindra Life Insurance Company Ltd. (Life insurance)
Kotak Capital Company LLC (Investment advisory in USA)
Kotak Mahindra Financial Services Ltd. (Lending activities)
Major acquisition of ING Vysya Bank in 2015, significantly expanding its market presence. No major recent bonus or rights issues on record.
The Kotak Mahindra Bank Ltd share price today is ₹416.70 on NSE (KOTAKBANK), as of 26 Aug 2026.
As of 26 Aug 2026, Kotak Mahindra Bank Ltd share price is ₹416.70, with previous close ₹416.70. Today's range is ₹416.70 to ₹416.70. The 52-week range is ₹416.70 to ₹416.70.
As of today, Kotak Mahindra Bank Ltd's market cap is ₹3,98,594.38 crore (Large Cap).
Kotak Mahindra Bank Ltd's current P/E ratio is 29.60, compared to the BANKING AND FINANCE sector average of 19.50.
Kotak Mahindra Bank Ltd's current P/B ratio is 2.29.
Kotak Mahindra Bank Ltd's current dividend yield is 0.14%. Last dividend of ₹1.50 per share was declared on 02-Aug-2023.
Kotak Mahindra Bank Ltd's EPS (TTM) is ₹-12.89.
Kotak Mahindra Bank Ltd is a leading Indian private sector bank offering a wide range of banking and financial services to corporate and retail customers. Its diverse portfolio includes commercial banking, investment banking, asset management, and life insurance, positioning it as a well-diversified financial services conglomerate.
Kotak Mahindra Bank Ltd is promoted by Uday Kotak / Kotak Mahindra Group, holding 25.87% as of 26 Aug 2026.
Kotak Mahindra Bank Ltd is listed on NSE (KOTAKBANK) and BSE (500247). Its next quarterly results are expected on July 2024.