



Banking And Finance | Large Cap
Life Insurance Corporation of India demonstrates a mixed financial performance. The company exhibits strong solvency, growth, and coverage ratios, indicating a solid foundation and expansion capabilities. Efficiency ratios are also robust, driven by effective asset and capital turnover. Profitability metrics, such as gross profit margin and return on equity, are generally high, reflecting good operational management. However, liquidity ratios are weak, suggesting potential challenges in meeting short-term obligations. Additionally, some financial metrics, like book value per share and capital expenditures, need improvement. While the company shows promise in several areas, addressing liquidity concerns and enhancing specific financial indicators will be crucial for sustained success and stability.
Life Insurance Corporation of India demonstrates a mixed financial performance. The company exhibits strong solvency, growth, and coverage ratios, indicating a solid foundation and expansion capabilities. Efficiency ratios are also robust, driven by effective asset and capital turnover. Profitability metrics, such as gross profit margin and return on equity, are generally high, reflecting good operational management. However, liquidity ratios are weak, suggesting potential challenges in meeting short-term obligations. Additionally, some financial metrics, like book value per share and capital expenditures, need improvement. While the company shows promise in several areas, addressing liquidity concerns and enhancing specific financial indicators will be crucial for sustained success and stability.
Overall Valuation Score
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0.00
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Last Traded Time
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P/E RATIO (TTM)
9.34
Industry Median
34.86
Large Cap Median
61.70
P/E RATIO
9.34
P/B RATIO
3.03
Industry Median
5.77
Large Cap Median
6.64
P/S RATIO
0.55
Industry Median
1.18
Large Cap Median
1.19
Others
PEG RATIO
0.00
EV/EBITDA RATIO
8.80
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹424 as on Aug 25, 2026.
The company shows strong growth across multiple dimensions. The revenue growth rate is solid, indicating expanding sales. The operating profit growth rate is robust, suggesting improved profitability from core operations. Earnings per share growth is also high, reflecting increased shareholder value. Additionally, asset and net income growth rates are impressive, showcasing overall expansion and financial improvement. These factors collectively highlight strong growth potential.
| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 4.73 | 8.43 | 7.82 | 5.2 | 9.87 |
| Operating Profit Growth Rate | 1419.84 | 926.16 | -4.33 | 63.17 | -10.54 |
| Earnings Per Share (EPS) Growth | 773.01 | 13.63 | 18.12 | 18.9 | |
| Asset Growth Rate | 11.09 | 7.63 | 16.11 | 6.48 | 5.09 |
| Net Income Growth Rate | 38.7 | 772.65 | 13.67 | 18.1 | 18.9 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | LICI | 7.95 | 9.34 | Neutral | 47664.00 | 45.39 | 57453.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bullish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
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Life Insurance Corporation of India (LICI) is India's largest and oldest state-owned life insurance group and investment company. It offers a comprehensive range of individual and group insurance products, including term, endowment, pension, and health plans. With a vast network, LICI holds a dominant market share in the Indian life insurance sector.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Life Insurance Corporation of India's P/E ratio (TTM) is 9.34, compared to the industry median of 34.86 and large cap median of 61.70.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Life Insurance Corporation of India's P/B ratio is 3.03, compared to the industry median of 5.77 and large cap median of 6.64.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Life Insurance Corporation of India's P/S ratio is 0.55, compared to the industry median of 1.18 and large cap median of 1.19.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Life Insurance Corporation of India's PEG ratio is 1.35.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Life Insurance Corporation of India's EV/EBITDA ratio is 8.80.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Life Insurance Corporation of India's ROE is 32.53%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Life Insurance Corporation of India's ROA is 0.80%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Life Insurance Corporation of India's ROCE is 35%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Life Insurance Corporation of India's operating margin is 4.87%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Life Insurance Corporation of India's net margin is 5.88%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Life Insurance Corporation of India's current ratio is 0.06.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Life Insurance Corporation of India's debt-to-equity ratio is 0.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Life Insurance Corporation of India's interest coverage ratio is N/A.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Life Insurance Corporation of India's DPS is ₹5.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Life Insurance Corporation of India's EPS is 18.90.
(Source line: "Ratios as of 25 Aug 2026, based on last traded price of ₹424. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 1956
Headquarters: Mumbai, Maharashtra
Core Offerings: Individual Life Insurance Plans, Group Insurance Schemes, Pension Plans, Unit Linked Insurance Plans (ULIPs), Health Insurance Riders
Stock Listing: NSE (LICI), BSE (543526)
Promoter: Government of India
1956: Established on September 1, 1956, through the nationalization of 245 Indian and foreign insurers. Post-liberalization: Maintained market dominance despite private sector entry. 2022: Successfully launched its Initial Public Offering (IPO) in May 2022, becoming a publicly listed, majority government-owned entity. Present Day: Continues as India's largest life insurer, serving millions of policyholders.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Participating Life Insurance | ~78% | N/A (Profitability based on VNB) |
| Non-Participating Life Insurance | ~20% | N/A (Profitability based on VNB) |
| Unit-Linked Insurance | ~2% | N/A (Profitability based on VNB) |
Participating Life Insurance: Offers traditional plans where policyholders share in the company's profits through bonuses, providing stable long-term savings and protection.
Non-Participating Life Insurance: Includes pure protection term plans, certain annuity products, and health riders, offering guaranteed benefits without profit sharing.
Unit-Linked Insurance (ULIPs): Products combining insurance coverage with market-linked investment components, allowing policyholders to invest in various funds.
Mr. Siddhartha Mohanty: Chairman. A seasoned insurance professional with over 35 years of experience, he previously served as MD & CEO of LIC Housing Finance and as Managing Director of LIC.
LIC Housing Finance Ltd.
LIC Mutual Fund Asset Management Ltd.
LIC International
LIC Pension Fund Ltd.
LIC Cards Services Ltd.
No major recent bonus issues, rights issues, or M&A on record since its Initial Public Offering (IPO) in May 2022.
The Life Insurance Corporation of India share price today is ₹424 on NSE (LICI), as of 26 Aug 2026.
As of 25 Aug 2026, Life Insurance Corporation of India share price is ₹424, with previous close ₹424. Today's range is ₹424 to ₹424. The 52-week range is ₹424 to ₹424.
As of today, Life Insurance Corporation of India's market cap is ₹5,42,605.52 crore (Large Cap).
Life Insurance Corporation of India's current P/E ratio is 9.34, compared to the BANKING AND FINANCE sector average of 27.50.
Life Insurance Corporation of India's current P/B ratio is 3.03.
Life Insurance Corporation of India's current dividend yield is 1.18%. Last dividend of ₹6.00 per share was declared on 27-May-2024.
Life Insurance Corporation of India's EPS (TTM) is ₹18.90.
Life Insurance Corporation of India (LICI) is India's largest and oldest state-owned life insurance group and investment company. It offers a comprehensive range of individual and group insurance products, including term, endowment, pension, and health plans. With a vast network, LICI holds a dominant market share in the Indian life insurance sector.
Life Insurance Corporation of India is promoted by Government of India, holding 96.5% as of 25 Aug 2026.
Life Insurance Corporation of India is listed on NSE (LICI) and BSE (543526). Its next quarterly results are expected on August 2024.