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MMTC Ltd

Commercial Services & Supplies | Small Cap

MMTC Ltd Health Insights
Health Score : 5.73Health Score : 5.73

MMTC Ltd, operating in the financial services sector, shows a mixed financial performance. The company demonstrates strong solvency due to minimal debt. Efficiency is a mixed bag, with high turnover of fixed assets and inventory but struggles in collecting receivables. Growth metrics are negative, indicating significant declines in revenue, profit, and earnings. Coverage ratios are strong in interest but weak in dividend coverage. The company's financial ratios are generally weak, except for capital expenditure. Profitability is a mix of very poor gross and operating margins alongside strong returns on capital employed and net margins. Overall, while the company has strengths in solvency and some areas of efficiency and profitability, there are considerable challenges in growth and consistent profitability and receivable collection.

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Overview
Ratio
Financial
MMTC Ltd Health Insights
Health Score : 5.73Health Score : 5.73

MMTC Ltd, operating in the financial services sector, shows a mixed financial performance. The company demonstrates strong solvency due to minimal debt. Efficiency is a mixed bag, with high turnover of fixed assets and inventory but struggles in collecting receivables. Growth metrics are negative, indicating significant declines in revenue, profit, and earnings. Coverage ratios are strong in interest but weak in dividend coverage. The company's financial ratios are generally weak, except for capital expenditure. Profitability is a mix of very poor gross and operating margins alongside strong returns on capital employed and net margins. Overall, while the company has strengths in solvency and some areas of efficiency and profitability, there are considerable challenges in growth and consistent profitability and receivable collection.

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Neutral

Overall Valuation Score

Highly Undervalued
Undervalued
Neutral
Overvalued
Highly Overvalued
Neutral

P/E RATIO (TTM)

52.87

Overvalued

Industry Median

17.91

Overvalued
Overvalued

Small Cap Median

17.82

Overvalued

P/E RATIO

28.90

P/B RATIO

5.29

Highly Overvalued

Industry Median

0.60

Highly Overvalued
Highly Overvalued

Small Cap Median

0.56

Highly Overvalued

P/S RATIO

10988.67

Highly Overvalued

Industry Median

1.37

Highly Overvalued
Highly Overvalued

Small Cap Median

1.33

Highly Overvalued

Others

Neutral

PEG RATIO

0.00

Neutral
Overvalued

EV/EBITDA RATIO

14.26

Overvalued

The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹74.55 as on Jun 21, 2026.

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BidsOffers
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Growth Ratio Summary
Growth Ratio SummaryGrowth Score : 2.00

The growth ratios are generally poor, indicating a decline in revenue, operating profit, earnings per share, asset, and net income growth. This suggests significant challenges in expanding the company's operations. Addressing these negative growth trends is crucial for future sustainability.

PoorRevenue Growth RatePoor
PoorOperating Profit Growth RatePoor
PoorEarnings Per Share (EPS) GrowthPoor
PoorAsset Growth RatePoor
PoorNet Income Growth RatePoor
Growth RatiosMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue Growth Rate-60.68-70.1-99.91-66.670
Operating Profit Growth Rate-1115.56-123.4151.4-14.8133.33
Earnings Per Share (EPS) Growth-67.3-705.81-87.72-54.69344.83
Asset Growth Rate-12.62-23.10.24-5.67-19.61
Net Income Growth Rate-67.3-705.43-87.71-54.69344.83
01.

Revenue Growth Rate

02.

Operating Profit Growth Rate

03.

Earnings Per Share (EPS) Growth

04.

Asset Growth Rate

05.

Net Income Growth Rate

Financial Ratio Summary
Financial Ratio SummaryFinancial Score : 4.00

The financial ratios show a mixed performance. Capital expenditure is a notable strength. However, adjusted EPS and book value per share are low, and there are no dividends being paid. Improving earnings and book value will be key to enhancing overall financial health.

PoorAdjusted Earnings Per Share (Adjusted EPS)Poor
WeakCash Earnings Per Share (Cash EPS)Weak
PoorBook Value Per SharePoor
PoorDividend Per Share (DPS)Poor
ExcellentCapital Expenditures (CapEx)Excellent
Financial RatiosMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Adjusted Earnings Per Share (Adjusted EPS)-4.362.071.010.650.67
Cash Earnings Per Share (Cash EPS)-1.6910.451.310.612.61
Book Value Per Share-0.999.4110.8411.3514.14
Dividend Per Share (DPS)00000
Capital Expenditures (CapEx)10100
01.

Adjusted Earnings Per Share (Adjusted EPS)

02.

Cash Earnings Per Share (Cash EPS)

03.

Book Value Per Share

04.

Dividend Per Share (DPS)

05.

Capital Expenditures (CapEx)

Profitability Ratio Summary
Profitability Ratio SummaryProfitability Score : 5.20

The profitability ratios present a mixed picture. There are very high net and return on capital employed. However, gross and operating margins, ROE, and ROA are poor, indicating inconsistencies in generating profit from sales and assets. Improving gross and operating margins alongside ROE and ROA is essential for consistent profitability.

PoorGross Profit MarginPoor
ExcellentReturn on Capital Employed (ROCE)Excellent
PoorReturn on Equity (ROE)Poor
PoorReturn on Assets (ROA)Poor
PoorOperating MarginPoor
ExcellentNet MarginExcellent
Profitability RatiosMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Profit Margin3.83-3.18-5533.33-14300-18900
Return on Capital Employed (ROCE)1923989
Return on Equity (ROE)110.6211.815.1118.25
Return on Assets (ROA)9.55-2.91-4.39-3.97-6.58
Operating Margin3.87-3.03-5400-13800-18400
Net Margin-2.1944.296400870038700
01.

Gross Profit Margin

02.

Return on Capital Employed (ROCE)

03.

Return on Equity (ROE)

04.

Return on Assets (ROA)

05.

Operating Margin

06.

Net Margin

Efficiency Ratio Summary
Efficiency Ratio SummaryEfficiency Score : 6.67

The efficiency ratios show a mixed performance. The company demonstrates very high efficiency in utilizing fixed assets and managing inventory. However, it struggles in collecting receivables and utilizing capital. While fixed assets and inventory management are strengths, addressing issues in receivables and capital use is vital.

ExcellentFixed Asset Turnover RatioExcellent
ExcellentInventory Turnover RatioExcellent
WeakReceivables Turnover RatioWeak
ExcellentDays Sales in Inventory RatioExcellent
PoorReceivable DaysPoor
WeakCapital Turnover RatioWeak
Efficiency RatiosMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Fixed Asset Turnover Ratio310.39103.740.10.040.05
Inventory Turnover Ratio298.5234.77338N/AN/A
Receivables Turnover Ratio19.098.740.010.010.01
Days Sales in Inventory Ratio1.221.551.08N/AN/A
Receivable Days19.1241.76365003713636500
Capital Turnover Ratio-82.062.49000
01.

Fixed Asset Turnover Ratio

02.

Inventory Turnover Ratio

03.

Receivables Turnover Ratio

04.

Days Sales in Inventory Ratio

05.

Receivable Days

06.

Capital Turnover Ratio

Coverage Ratio Summary
Coverage Ratio SummaryCoverage Score : 6.80

The coverage ratios present a contrasting view. The interest coverage ratio is strong, suggesting the company can comfortably meet its interest obligations. However, the equity dividend coverage ratio is poor, indicating that the company is not covering its dividends with equity. Balancing interest and dividend coverage is important.

ExcellentInterest Coverage RatioExcellent
PoorEquity Dividend Coverage RatioPoor
Coverage RatiosMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Interest Coverage Ratio1.4515.4820120640
Equity Dividend Coverage Ratio
01.

Interest Coverage Ratio

02.

Equity Dividend Coverage Ratio

Solvency Ratio Summary
Solvency Ratio SummarySolvency Score : 10.00

The company exhibits very strong solvency. The debt and debt-to-equity ratios are minimal, and the equity ratio is high, indicating a solid financial structure with very little reliance on debt. This provides a stable base for future operations. The absence of debt reduces financial risk and provides flexibility.

ExcellentDebt RatioExcellent
ExcellentDebt to Equity RatioExcellent
ExcellentEquity RatioExcellent
ExcellentDebt To Asset RatioExcellent
Solvency RatiosMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Debt Ratio-0.030000
Debt to Equity Ratio-0.030000
Equity Ratio1.031111
Debt To Asset Ratio00000
01.

Debt Ratio

02.

Debt to Equity Ratio

03.

Equity Ratio

04.

Debt To Asset Ratio

Liquidity Ratio Summary
Liquidity Ratio SummaryLiquidity Score : 6.98

The company's liquidity position presents a mixed picture. High quick and cash ratios suggest a good ability to meet short-term obligations with liquid assets. However, a low operating cash flow ratio indicates potential difficulties in generating cash from operations. While current ratio is average, the ability to quickly convert assets to cash is a positive sign, but operational cash generation needs improvement.

AverageCurrent RatioAverage
ExcellentQuick RatioExcellent
GoodCash RatioGood
PoorOperating Cash Flow RatioPoor
Liquidity RatiosMar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Current Ratio0.941.561.651.763.32
Quick Ratio0.941.561.651.763.32
Cash Ratio0.040.60.650.752.65
Operating Cash Flow Ratio00.33-0.17-0.2-0.9
01.

Current Ratio

02.

Quick Ratio

03.

Cash Ratio

04.

Operating Cash Flow Ratio

Peer Comparison With 2 Companies

Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.

NO Company Name Health Score P/E Ratio Valuation OPM EPS Latest Profit & Loss
1Lloyds Enterprises Ltd6.6940.64Highly Overvalued116.001.76417.00
2MMTC Ltd5.7328.90Neutral-184.001.41387.00
Management Assessment Summary
OrangeBalanced Management

The management effectiveness of MMTC Ltd presents a mixed picture. The company has a strong promoter holding, suggesting alignment with shareholder interests. However, inconsistent financial performance and declining sales growth raise concerns about operational efficiency. The company's ability to generate profit from core operations appears weak, relying heavily on other income. Recent efforts to reduce borrowings are a positive sign, but the overall financial health remains questionable due to sales decline. Therefore, management is assessed as Orange (mixed).

Category Metric Value Assessment
PROS Promoter Holding 89.93% Strong alignment of interests
Borrowings Reduced to ₹0 Cr. in Mar 2025 Improved financial prudence
CONS Compounded Sales Growth (TTM) -20% Severe decline in revenue generation
Operating Profit Margin (Mar 2025) -11,843.48% Inability to maintain profitability from core operations
PoorFinancial Performance & GrowthPoor
AverageCapital Efficiency & ReturnsAverage
GoodFinancial Health & PrudenceGood
ExcellentShareholding & Ownership StructureExcellent
01.

Financial Performance & Growth

02.

Capital Efficiency & Returns

03.

Financial Health & Prudence

04.

Shareholding & Ownership Structure

Risk Assessment Summary
OrangeBalanced Risk

MMTC Ltd. faces notable risks primarily stemming from its volatile financial performance and operational inefficiencies. The company's declining sales and negative operating margins indicate significant revenue and profitability challenges. While there has been a reduction in borrowings, the overall financial health is still questionable. Therefore, the overall risk is assessed as Orange, reflecting a moderate level of concern requiring careful monitoring.

AverageSegment performance volatilityAverage
AverageForeign exchange or interest rate exposureAverage
AverageRegulatory compliance cost trendsAverage
AverageAccounting quality red flagsAverage
01.

Segment performance volatility

02.

Foreign exchange or interest rate exposure

03.

Regulatory compliance cost trends

04.

Accounting quality red flags

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Overall Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Market Sentiment

Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe

Trend Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Momentum Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Volatility Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Volume Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Trend Indicators (14)
  1. IndicatorValueSignal
  2. SMA 1074.73Bullish
  3. SMA 2075.33Bearish
  4. SMA 5071.58Bullish
  5. EMA 1074.75Bullish
  6. EMA 2074.59Bullish
  7. EMA 5072.49Bullish
  8. DEMA 1074.58Bullish
  9. DEMA 2075.52Bearish
  10. DEMA 5075.72Bearish
  11. TEMA 1074.36Bullish
  12. TEMA 2074.64Bullish
  13. TEMA 5076.72Bearish
  14. MACD0.55Bearish
  15. ADX52.87Strong Trend
Momentum Indicators (7)
  1. IndicatorValueSignal
  2. RSI54.44Neutral
  3. CCI-68.98Neutral
  4. ROC 9-0.31Bearish
  5. ROC 14-1.06Bearish
  6. ROC 25-0.72Bearish
  7. Stoch K13.71Oversold
  8. Stoch D9.40Oversold
Volatility Indicators (4)
  1. IndicatorValueSignal
  2. BB Upper77.15Neutral
  3. BB Middle75.33Neutral
  4. BB Lower73.52Neutral
  5. ATR1.27Low Volatility
Volume Indicators (1)
  1. IndicatorValueSignal
  2. MFI66.39Neutral

Overall Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Market Sentiment

Analysis Driven By 26 Technical Indicators From The 2 Hours Timeframe

Trend Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Momentum Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Volatility Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Volume Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Trend Indicators (14)
  1. IndicatorValueSignal
  2. SMA 1075.03Bearish
  3. SMA 2074.22Bullish
  4. SMA 5069.49Bullish
  5. EMA 1074.64Bullish
  6. EMA 2073.52Bullish
  7. EMA 5070.54Bullish
  8. DEMA 1075.20Bearish
  9. DEMA 2075.99Bearish
  10. DEMA 5073.94Bullish
  11. TEMA 1074.45Bullish
  12. TEMA 2076.06Bearish
  13. TEMA 5075.75Bearish
  14. MACD1.72Bearish
  15. ADX53.40Strong Trend
Momentum Indicators (7)
  1. IndicatorValueSignal
  2. RSI61.97Neutral
  3. CCI13.60Neutral
  4. ROC 9-1.90Bearish
  5. ROC 14-1.90Bearish
  6. ROC 2518.43Bullish
  7. Stoch K27.55Neutral
  8. Stoch D42.49Neutral
Volatility Indicators (4)
  1. IndicatorValueSignal
  2. BB Upper78.75Neutral
  3. BB Middle74.22Neutral
  4. BB Lower69.70Neutral
  5. ATR1.72Low Volatility
Volume Indicators (1)
  1. IndicatorValueSignal
  2. MFI71.98Neutral

Overall Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Market Sentiment

Analysis Driven By 26 Technical Indicators From The 4 Hours Timeframe

Trend Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Momentum Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Volatility Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Volume Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Strong Bearish

Trend Indicators (14)
  1. IndicatorValueSignal
  2. SMA 1074.28Bullish
  3. SMA 2070.11Bullish
  4. SMA 5066.89Bullish
  5. EMA 1073.55Bullish
  6. EMA 2071.39Bullish
  7. EMA 5068.18Bullish
  8. DEMA 1075.79Bearish
  9. DEMA 2074.71Bullish
  10. DEMA 5071.62Bullish
  11. TEMA 1075.77Bearish
  12. TEMA 2076.14Bearish
  13. TEMA 50N/AN/A
  14. MACD2.59Bullish
  15. ADX43.61Strong Trend
Momentum Indicators (7)
  1. IndicatorValueSignal
  2. RSI62.63Neutral
  3. CCI70.77Neutral
  4. ROC 96.17Bullish
  5. ROC 1415.88Bullish
  6. ROC 2515.66Bullish
  7. Stoch K75.40Neutral
  8. Stoch D76.79Neutral
Volatility Indicators (4)
  1. IndicatorValueSignal
  2. BB Upper79.53Neutral
  3. BB Middle70.11Neutral
  4. BB Lower60.69Neutral
  5. ATR2.50Low Volatility
Volume Indicators (1)
  1. IndicatorValueSignal
  2. MFI87.39Overbought

Overall Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Strong Bullish

Market Sentiment

Analysis Driven By 33 Technical Indicators From The 1 Day Timeframe

Trend Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Strong Bullish

Momentum Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Volatility Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Volume Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Strong Bearish

Trend Indicators (22)
  1. IndicatorValueSignal
  2. SMA 1069.95Bullish
  3. SMA 2067.75Bullish
  4. SMA 5065.72Bullish
  5. SMA 10063.07Bullish
  6. SMA 20063.74Bullish
  7. EMA 1071.34Bullish
  8. EMA 2068.96Bullish
  9. EMA 5066.01Bullish
  10. EMA 10064.44Bullish
  11. EMA 20064.27Bullish
  12. DEMA 1074.50Bullish
  13. DEMA 2072.09Bullish
  14. DEMA 5068.93Bullish
  15. DEMA 10065.82Bullish
  16. DEMA 20063.33Bullish
  17. TEMA 1075.87Bearish
  18. TEMA 2073.69Bullish
  19. TEMA 5070.99Bullish
  20. TEMA 10067.95Bullish
  21. TEMA 20064.28Bullish
  22. MACD2.59Bullish
  23. ADX30.33Strong Trend
Momentum Indicators (6)
  1. IndicatorValueSignal
  2. RSI65.44Neutral
  3. CCI142.76Overbought
  4. ROC 1416.41Bullish
  5. ROC 2516.18Bullish
  6. Stoch K79.50Neutral
  7. Stoch D82.22Overbought
Volatility Indicators (4)
  1. IndicatorValueSignal
  2. BB Upper76.03Neutral
  3. BB Middle67.75Neutral
  4. BB Lower59.47Neutral
  5. ATR3.42Low Volatility
Volume Indicators (1)
  1. IndicatorValueSignal
  2. MFI90.03Overbought

Overall Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Market Sentiment

Analysis Driven By 21 Technical Indicators From The 1 Week Timeframe

Trend Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Strong Bullish

Momentum Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Volatility Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bearish

Volume Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Strong Bearish

Trend Indicators (10)
  1. IndicatorValueSignal
  2. SMA 2062.48Bullish
  3. SMA 5063.89Bullish
  4. EMA 2063.84Bullish
  5. EMA 5064.08Bullish
  6. DEMA 2064.87Bullish
  7. DEMA 5062.64Bullish
  8. TEMA 2066.46Bullish
  9. TEMA 5062.33Bullish
  10. MACD1.02Bullish
  11. ADX15.32Weak Trend
Momentum Indicators (6)
  1. IndicatorValueSignal
  2. RSI53.64Neutral
  3. CCI61.32Neutral
  4. ROC 1419.32Bullish
  5. ROC 2523.16Bullish
  6. Stoch K78.41Neutral
  7. Stoch D71.94Neutral
Volatility Indicators (4)
  1. IndicatorValueSignal
  2. BB Upper71.28Neutral
  3. BB Middle62.48Neutral
  4. BB Lower53.67Neutral
  5. ATR6.51High Volatility
Volume Indicators (1)
  1. IndicatorValueSignal
  2. MFI88.60Overbought

Overall Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Market Sentiment

Analysis Driven By 25 Technical Indicators From The 1 Month Timeframe

Trend Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Momentum Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Volatility Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Bullish

Volume Score

Strong Bearish

Bearish

Neutral

Bullish

Strong Bullish

Neutral

Trend Indicators (14)
  1. IndicatorValueSignal
  2. SMA 662.65Bullish
  3. SMA 1264.01Bullish
  4. SMA 2470.48Bearish
  5. EMA 662.82Bullish
  6. EMA 1263.99Bullish
  7. EMA 2464.40Bullish
  8. DEMA 662.25Bullish
  9. DEMA 1261.89Bullish
  10. DEMA 2466.81Bearish
  11. TEMA 663.12Bullish
  12. TEMA 1260.66Bullish
  13. TEMA 2462.30Bullish
  14. MACD5.44Bearish
  15. ADX26.17Strong Trend
Momentum Indicators (6)
  1. IndicatorValueSignal
  2. RSI51.75Neutral
  3. CCI25.63Neutral
  4. ROC 25-12.44Bearish
  5. ROC 5047.12Bullish
  6. Stoch K25.52Neutral
  7. Stoch D35.20Neutral
Volatility Indicators (4)
  1. IndicatorValueSignal
  2. BB Upper83.77Neutral
  3. BB Middle65.54Neutral
  4. BB Lower47.32Neutral
  5. ATR15.17Low Volatility
Volume Indicators (1)
  1. IndicatorValueSignal
  2. MFI67.51Neutral