MOBIKWIK

About One Mobikwik Systems

One Mobikwik Systems is a leading Indian fintech company, providing a comprehensive suite of digital financial services. Its core offerings include a mobile wallet, Buy Now Pay Later (BNPL) solutions, payment gateway services, and various lending and insurance products. The company aims to facilitate convenient and accessible financial transactions for consumers and merchants across India.

Key Financial Ratios of One Mobikwik Systems

• P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. One Mobikwik Systems's P/E ratio (TTM) is N/A, compared to the industry median of 28 and large cap median of 27.50.

• P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. One Mobikwik Systems's P/B ratio is N/A, compared to the industry median of 3 and large cap median of N/A.

• P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. One Mobikwik Systems's P/S ratio is N/A - Company not publicly listed, compared to the industry median of 4.50 and large cap median of N/A.

• PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. One Mobikwik Systems's PEG ratio is N/A - Company not publicly listed.

• EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. One Mobikwik Systems's EV/EBITDA ratio is N/A - Company not publicly listed.

• Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. One Mobikwik Systems's ROE is N/A.

• Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. One Mobikwik Systems's ROA is N/A.

• Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. One Mobikwik Systems's ROCE is N/A.

• Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. One Mobikwik Systems's operating margin is N/A.

• Net Margin: Net margin shows what percentage of revenue converts into final net profit. One Mobikwik Systems's net margin is N/A.

• Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. One Mobikwik Systems's current ratio is N/A.

• Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. One Mobikwik Systems's debt-to-equity ratio is N/A.

• Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. One Mobikwik Systems's interest coverage ratio is N/A.

• Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. One Mobikwik Systems's DPS is ₹0.

• Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. One Mobikwik Systems's EPS is N/A.

(Source line: "Ratios as of 07 Oct 2026, based on last traded price of ₹N/A. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")

Key Facts

• Founded: 2009 (as One Mobikwik Systems Private Limited)

• Headquarters: Gurugram, Haryana

• Core Offerings: Digital Wallet, Buy Now Pay Later (BNPL - Zip), Payment Gateway, Bill Payments, Personal Loans, Insurance

• Stock Listing: NSE (MOBIKWIK), BSE ({bse})

• Promoter: Bipin Preet Singh / Upasana Taku

History of One Mobikwik Systems

Founded in 2009 by Bipin Preet Singh and Upasana Taku as a mobile wallet and online payments platform. In 2012, it received an RBI license for a semi-closed wallet. The company expanded into payment gateway services in 2016 and subsequently diversified into financial services, including loans and insurance, starting 2018. In 2021, Mobikwik launched its popular Buy Now Pay Later (BNPL) product 'Zip' and filed its Draft Red Herring Prospectus (DRHP) for an Initial Public Offering (IPO). However, the IPO was withdrawn in December 2022 due to market conditions, and the company remains privately held.

Business Segments and Revenue Mix

• Payment Services: Includes digital wallet, UPI, payment gateway for online and offline merchants, bill payments, mobile recharges, and utility payments.

• Financial Services: Offers credit products like Buy Now Pay Later (BNPL) through 'Zip' and personal loans, as well as investment products like digital gold and insurance policies, leveraging proprietary data and partnerships with financial institutions.

Key Personnel

Bipin Preet Singh (Co-founder, Managing Director & CEO): Leads the overall strategic direction, product development, and operations of the company. Upasana Taku (Co-founder, Chairperson & COO): Oversees business development, strategic alliances, and overall business operations.

Subsidiaries and Associate Companies

• MobiKwik Payment Gateway Services Limited

• One MobiKwik Financial Services Limited

Corporate Actions

Filed Draft Red Herring Prospectus (DRHP) for an Initial Public Offering (IPO) in July 2021 but withdrew it in December 2022 due to unfavorable market conditions. No major recent corporate actions on record.

References

1. One Mobikwik Systems' Draft Red Herring Prospectus (DRHP) [July 2021] 2. Company Website / Official Press Releases 3. Financial News Archives