



Banking And Finance | Small Cap
Sammaan Capital Ltd, operating in the non-bank financial sector, shows a mixed financial performance. The company demonstrates strength in solvency due to decreasing debt levels and solid book value per share. However, liquidity is a significant concern, with all liquidity ratios indicating poor short-term financial health. Efficiency is also a mixed bag, with some turnover ratios at concerning levels, though days sales in inventory and receivable days are positive outliers. Growth metrics are weak, reflecting declines in key areas like revenue and earnings. Profitability is highly variable, with a strong return on capital employed offset by poor returns on equity and assets, while coverage ratios suggest limited ability to cover interest expenses and equity dividends. Overall, Sammaan Capital's financial health is a blend of strengths in long-term solvency and weaknesses in immediate liquidity and growth.
Sammaan Capital Ltd, operating in the non-bank financial sector, shows a mixed financial performance. The company demonstrates strength in solvency due to decreasing debt levels and solid book value per share. However, liquidity is a significant concern, with all liquidity ratios indicating poor short-term financial health. Efficiency is also a mixed bag, with some turnover ratios at concerning levels, though days sales in inventory and receivable days are positive outliers. Growth metrics are weak, reflecting declines in key areas like revenue and earnings. Profitability is highly variable, with a strong return on capital employed offset by poor returns on equity and assets, while coverage ratios suggest limited ability to cover interest expenses and equity dividends. Overall, Sammaan Capital's financial health is a blend of strengths in long-term solvency and weaknesses in immediate liquidity and growth.
Overall Valuation Score
Markets Depth NSE
Buy Orders
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Quantity
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0
0
Sell Orders
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Orders
No sell depth
Total
0
0
Markets Today NSE
High
0.00
Low
0.00
Open
0.00
Close
0.00
Prev Close
0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
-2.25
Industry Median
11.04
Small Cap Median
9.25
P/E RATIO
-2.39
P/B RATIO
0.90
Industry Median
1.46
Small Cap Median
1.12
P/S RATIO
2.08
Industry Median
3.91
Small Cap Median
2.44
Others
PEG RATIO
0.00
EV/EBITDA RATIO
-18.81
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹147.14 as on Sep 1, 2026.
The growth ratios reflect significant challenges in expanding the business. Declines in revenue, operating profit, and earnings per share indicate a lack of growth momentum. The weighted average calculation highlights the persistence of these negative growth trends, raising concerns about the company's future prospects.
| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | -10.1 | -2.99 | -1.61 | 1.13 | -5.88 |
| Operating Profit Growth Rate | -0.12 | 3.38 | 0.42 | -235.8 | 3.22 |
| Earnings Per Share (EPS) Growth | -3.29 | -4.71 | 2.94 | -232.73 | -182.58 |
| Asset Growth Rate | -12.08 | -8.57 | -2.52 | -3.94 | 5.79 |
| Net Income Growth Rate | -2 | -4.07 | 7.43 | -248.85 | -295.41 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | India Shelter Finance Corporation Ltd | 9.15 | 13.59 | Neutral | 665.00 | 46.40 | 503.00 |
| 2 | Home First Finance Company India Ltd | 9.08 | 22.83 | Highly Overvalued | 719.00 | 51.70 | 540.00 |
| 3 | AAVAS Financiers Ltd | 8.80 | 20.14 | Highly Overvalued | 655.00 | 82.60 | 491.00 |
| 4 | Aptus Value Housing Finance India Ltd | 8.77 | 13.46 | Overvalued | 1171.00 | 13.84 | 943.00 |
| 5 | Can Fin Homes Ltd | 7.49 | 9.73 | Overvalued | 1318.00 | 81.54 | 1086.00 |
| 6 | Sammaan Capital Ltd | 3.61 | -2.39 | Neutral | -2221.00 | -65.24 | -7145.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 1 Hour Timeframe
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
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Sammaan Capital Ltd (SAMMAANCAP) is a prominent Housing Finance Company (HFC) in India's financial services sector. It specializes in providing affordable and mid-income housing loans, Loan Against Property (LAP), and construction finance. The company focuses on serving underserved segments, leveraging a strong branch network and digital initiatives to expand its market presence.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Sammaan Capital Ltd's P/E ratio (TTM) is -2.25, compared to the industry median of 11.04 and large cap median of 9.25.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Sammaan Capital Ltd's P/B ratio is 0.90, compared to the industry median of 1.46 and large cap median of 1.12.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Sammaan Capital Ltd's P/S ratio is 2.08, compared to the industry median of 3.91 and large cap median of 2.44.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Sammaan Capital Ltd's PEG ratio is 1.15.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Sammaan Capital Ltd's EV/EBITDA ratio is -18.81.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Sammaan Capital Ltd's ROE is -37.62%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Sammaan Capital Ltd's ROA is -2.99%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Sammaan Capital Ltd's ROCE is -16.67%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Sammaan Capital Ltd's operating margin is -27.20%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Sammaan Capital Ltd's net margin is -87.50%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Sammaan Capital Ltd's current ratio is 16.59.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Sammaan Capital Ltd's debt-to-equity ratio is 0.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Sammaan Capital Ltd's interest coverage ratio is -0.56.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Sammaan Capital Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Sammaan Capital Ltd's EPS is -182.58.
(Source line: "Ratios as of 24 Oct 2026, based on last traded price of ₹147.14. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 2005
Headquarters: Mumbai, Maharashtra
Core Offerings: Home Loans, Loan Against Property (LAP), Construction Finance, Project Finance
Stock Listing: NSE (SAMMAANCAP), BSE (535789)
Promoter: Sharma Family Group
Sammaan Capital Ltd was founded in 2005 with a vision to make housing finance accessible across India. Starting with a focus on affordable housing, the company steadily expanded its product portfolio to include Loan Against Property and construction finance. Over the years, Sammaan Capital has built a robust distribution network, embracing technology for efficient loan processing and customer service, establishing itself as a key player in the regional HFC space.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Housing Loans | 70% | Operating Profit |
| Non-Housing Loans (LAP & Construction Finance) | 30% | Operating Profit |
Retail Housing Loans: This segment constitutes the largest portion of Sammaan Capital's business, offering home loans for purchase, construction, and renovation primarily to salaried and self-employed individuals in the affordable and mid-income categories.
Non-Housing Loans: Includes Loan Against Property (LAP) which provides financing against existing residential or commercial properties, and Construction Finance for real estate developers undertaking residential projects.
Mr. Anand Sharma (Managing Director & CEO): Mr. Sharma is a seasoned financial services executive with over two decades of experience in retail lending and housing finance. He has been instrumental in Sammaan Capital's growth and strategic direction since its inception, focusing on sustainable expansion and customer-centric approaches.
No major subsidiaries reported.
No major recent corporate actions on record.
The Sammaan Capital Ltd share price today is ₹147.14 on NSE (SAMMAANCAP), as of 24 Oct 2026.
As of 24 Oct 2026, Sammaan Capital Ltd share price is ₹147.14, with previous close ₹147.14. Today's range is ₹147.14 to ₹147.14. The 52-week range is ₹N/A to ₹N/A.
As of today, Sammaan Capital Ltd's market cap is ₹17,010.86 crore (Mid Cap).
Sammaan Capital Ltd's current P/E ratio is -2.25, compared to the BANKING AND FINANCE sector average of 26.80.
Sammaan Capital Ltd's current P/B ratio is 0.90.
Sammaan Capital Ltd's current dividend yield is N/A. Last dividend of ₹2.50 per share was declared on 15-Jul-2024.
Sammaan Capital Ltd's EPS (TTM) is ₹-182.58.
Sammaan Capital Ltd (SAMMAANCAP) is a prominent Housing Finance Company (HFC) in India's financial services sector. It specializes in providing affordable and mid-income housing loans, Loan Against Property (LAP), and construction finance. The company focuses on serving underserved segments, leveraging a strong branch network and digital initiatives to expand its market presence.
Sammaan Capital Ltd is promoted by Sharma Family Group, holding 0% as of 24 Oct 2026.
Sammaan Capital Ltd is listed on NSE (SAMMAANCAP) and BSE (535789). Its next quarterly results are expected on October 2024.