Growth Ratio Summary

Growth Score : 4.10

The company demonstrates mixed growth trends. Strong asset growth indicates expansion and investment in future capabilities. However, weaker revenue and earnings growth rates suggest potential challenges in translating asset growth into increased sales and profitability. While robust asset growth is a positive sign, the company should focus on improving revenue and earnings growth to ensure sustainable long-term performance. It is important to note that this analysis is based on a weighted average calculation that emphasizes recent performance.

Financial Ratio Summary

Financial Score : 10.00

The financial metrics are strong, reflecting solid earnings per share, book value, and dividend payments. A high score suggests the company is financially healthy and generating substantial value for its shareholders. While strong financial metrics are positive, the company needs to ensure sustainable growth in these metrics to maintain long-term financial health. It is important to note that this analysis is based on a weighted average calculation that emphasizes recent performance.

Profitability Ratio Summary

Profitability Score : 3.90

The company exhibits mixed profitability levels. Strong return on assets indicates efficient utilization of assets in generating profits. However, weaker gross and net profit margins suggest potential challenges in managing costs and pricing strategies. While a robust return on assets is a positive sign, the company should focus on improving profit margins to enhance overall profitability. It is important to note that this analysis is based on a weighted average calculation that emphasizes recent performance.

Efficiency Ratio Summary

Efficiency Score : 6.33

The company exhibits mixed efficiency levels. Strong receivables turnover and short receivable days suggest efficient credit management and quick collection of payments. However, lower fixed asset and capital turnover ratios indicate potential underutilization of assets in generating revenue. While efficient receivables management improves cash flow, the company should focus on optimizing the use of fixed assets and capital to enhance overall efficiency. It is important to note that this analysis is based on a weighted average calculation that emphasizes recent performance.

Coverage Ratio Summary

Coverage Score : 9.20

The coverage ratios are strong, indicating a comfortable ability to meet interest and dividend obligations. A high score suggests the company has a significant cushion to cover its financial obligations, reducing its vulnerability to financial distress. While strong coverage ratios provide financial security, the company might be missing out on opportunities to leverage debt for growth, especially when interest rates are favorable. It is important to note that this analysis is based on a weighted average calculation that emphasizes recent performance.

Solvency Ratio Summary

Solvency Score : 10.00

The solvency position is strong, indicating a conservative capital structure and a low level of financial risk. A high score signifies a healthy balance between debt and equity, suggesting the company relies more on equity financing, which reduces its vulnerability to financial distress. While a strong equity base provides stability, the company might be missing out on opportunities to leverage debt for growth, especially when interest rates are favorable. It is important to note that this analysis is based on a weighted average calculation that emphasizes recent performance.

Liquidity Ratio Summary

Liquidity Score : 0.00

The liquidity position suggests potential difficulties in meeting short-term obligations. While a lower score indicates potential issues in covering immediate liabilities with current assets, the company may be managing its working capital tightly, prioritizing long-term investments over liquid assets. However, this approach could expose the company to liquidity risks if unforeseen expenses arise or if there are delays in collecting receivables. It is important to note that this analysis is based on a weighted average calculation that emphasizes recent performance.