Uma Exports Ltd
Trading | Small Cap
Health Score : 5.11Uma Exports Ltd, operating in the financial services sector, showcases a mixed financial performance. The company demonstrates strengths in solvency and efficiency, particularly in managing receivables and maintaining a reasonable debt level. However, growth metrics reveal inconsistencies, with revenue growth contrasting sharply with declines in operating profit, EPS, and net income. Profitability is a concern, reflected in low margins. While the company exhibits efficient asset utilization and manageable debt, the declining profitability and inconsistent growth trends require careful monitoring to ensure long-term financial stability. The financial ratios indicate a need for improved earnings and shareholder value, underscored by low dividend payouts.
Latest Report
View AllThe Latest Reports Are Not Available at the Moment. We’ll Notify You Once They’re Available.
Latest News
View AllThe Latest News Is Not Available at the Moment. We’ll Notify You Once It’s Available.
- Valuation MetricsNeutral
- Market Metrics
- Stock Reports
- Stock News
- Growth Ratio4.30
- Financial Ratio5.60
- Profitability Ratio3.80
- Efficiency Ratio6.00
- Coverage Ratio6.00
- Solvency Ratio10.00
- Liquidity Ratio0.00
- Peer Assessment
- Management AssessmentBalanced
- Risk AssessmentBalanced
- 1 HourNeutral
- 2 HoursNeutral
- 4 HoursNeutral
- 1 DayNeutral
- 1 WeekNeutral
- 1 MonthNeutral
Health Score : 5.11Uma Exports Ltd, operating in the financial services sector, showcases a mixed financial performance. The company demonstrates strengths in solvency and efficiency, particularly in managing receivables and maintaining a reasonable debt level. However, growth metrics reveal inconsistencies, with revenue growth contrasting sharply with declines in operating profit, EPS, and net income. Profitability is a concern, reflected in low margins. While the company exhibits efficient asset utilization and manageable debt, the declining profitability and inconsistent growth trends require careful monitoring to ensure long-term financial stability. The financial ratios indicate a need for improved earnings and shareholder value, underscored by low dividend payouts.
Overall Valuation Score
P/E RATIO (TTM)
-25.09
Industry Median
24.32
Small Cap Median
21.88
P/E RATIO
28.22
P/B RATIO
0.51
Industry Median
3.12
Small Cap Median
2.69
P/S RATIO
0.06
Industry Median
1.84
Small Cap Median
1.82
Others
PEG RATIO
-1.40
EV/EBITDA RATIO
5.51
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹29.35 as on Feb 20, 2026.
Unlock Live Chart
Please login to view interactive real-time technical charts powered by TradingView.
Markets Depth NSE
Buy Orders
Bid
Quantity
Orders
No buy depth
Total
0
0
Sell Orders
Ask
Quantity
Orders
No sell depth
Total
0
0
Markets Today NSE
High
0.00
Low
0.00
Open
0.00
Close
0.00
Prev Close
0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
0.00
Today's Low
0.00
Today's High
Growth Score : 4.30The growth trajectory of Uma Exports Ltd presents a mixed outlook. Strong asset growth indicates reinvestment and expansion, but declines in operating profit, EPS, and net income growth raise concerns about the sustainability and quality of this growth. The company needs to focus on improving profitability and operational efficiency to support its asset expansion.
Revenue Growth RateGood
Operating Profit Growth RatePoorEarnings Per Share (EPS) GrowthPoorAsset Growth RateExcellentNet Income Growth RatePoor| Growth Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Revenue Growth Rate | -8.28 | 71.56 | 16.89 | 2.96 | 12.99 |
| Operating Profit Growth Rate | -42.11 | 218.18 | 11.43 | -51.28 | -68.42 |
| Earnings Per Share (EPS) Growth | 50.45 | 93.01 | -14.27 | -63.57 | -65.56 |
| Asset Growth Rate | N/A | 32.47 | 27.63 | 12.2 | 25 |
| Net Income Growth Rate | 62.5 | 84.62 | 16.67 | -64.29 | -60 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Financial Score : 5.60The financial ratios of Uma Exports Ltd. present a mixed financial performance. While adjusted earnings per share and capital expenditures are relatively strong, cash earnings per share and book value per share are more moderate. The company does not pay dividends, which may affect investor perception. Overall, the company shows potential but needs to improve its earnings and shareholder value.
Adjusted Earnings Per Share (Adjusted EPS)Average
Cash Earnings Per Share (Cash EPS)WeakBook Value Per ShareAverageDividend Per Share (DPS)PoorCapital Expenditures (CapEx)Excellent| Financial Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Adjusted Earnings Per Share (Adjusted EPS) | 5.2 | 9.6 | 8.24 | 2.94 | 1.18 |
| Cash Earnings Per Share (Cash EPS) | 5.2 | 9.6 | 8.24 | 3.24 | 1.47 |
| Book Value Per Share | 27.6 | 37.6 | 52.94 | 55.88 | 57.06 |
| Dividend Per Share (DPS) | 0 | 0 | 0 | 0 | 0 |
| Capital Expenditures (CapEx) | 0 | 0 | 0 | 0 | 0 |
Adjusted Earnings Per Share (Adjusted EPS)
Cash Earnings Per Share (Cash EPS)
Book Value Per Share
Dividend Per Share (DPS)
Capital Expenditures (CapEx)
Profitability Score : 3.80The profitability ratios of Uma Exports Ltd. indicate that the company faces significant challenges in generating profits. Low gross profit, operating, and net margins suggest inefficiencies in cost control and pricing strategies. While the return on capital employed and return on assets are moderate, they do not compensate for the low margins. The company needs to focus on improving its profitability to ensure long-term financial health and sustainability.
Gross Profit MarginPoorReturn on Capital Employed (ROCE)AverageReturn on Equity (ROE)WeakReturn on Assets (ROA)AverageOperating MarginPoorNet MarginPoor| Profitability Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Gross Profit Margin | 1.48 | 2.75 | 2.62 | 1.17 | 0.29 |
| Return on Capital Employed (ROCE) | 30.43 | 47.87 | 23.89 | 12.11 | 8.76 |
| Return on Equity (ROE) | 18.84 | 25.53 | 15.56 | 5.25 | 2.05 |
| Return on Assets (ROA) | 5.67 | 13.62 | 11.89 | 5.16 | 1.3 |
| Operating Margin | 1.48 | 2.75 | 2.62 | 1.24 | 0.35 |
| Net Margin | 1.75 | 1.89 | 1.88 | 0.65 | 0.23 |
Gross Profit Margin
Return on Capital Employed (ROCE)
Return on Equity (ROE)
Return on Assets (ROA)
Operating Margin
Net Margin
Efficiency Score : 6.00The company's efficiency in managing its assets presents a mixed picture. While receivables turnover is strong, indicating efficient collection of revenues, the extremely high days sales in inventory suggests challenges in inventory management. The company needs to improve its inventory handling processes to better align with its sales and reduce holding costs.
Inventory Turnover RatioPoorReceivables Turnover RatioExcellentDays Sales in Inventory RatioPoorReceivable DaysExcellent| Efficiency Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Fixed Asset Turnover Ratio | N/A | N/A | N/A | N/A | N/A |
| Inventory Turnover Ratio | N/A | N/A | N/A | N/A | N/A |
| Receivables Turnover Ratio | N/A | N/A | N/A | N/A | N/A |
| Days Sales in Inventory Ratio | N/A | N/A | N/A | N/A | N/A |
| Receivable Days | N/A | N/A | N/A | N/A | N/A |
| Capital Turnover Ratio | 10.75 | 13.54 | 8.27 | 8.06 | 8.92 |
Inventory Turnover Ratio
Receivables Turnover Ratio
Days Sales in Inventory Ratio
Receivable Days
Coverage Score : 6.00The coverage ratio of Uma Exports Ltd. shows that the company's ability to cover its interest expenses is moderate. While the company can meet its interest obligations, there is room for improvement to ensure greater financial stability. Enhancing profitability and managing debt could improve this ratio, providing a stronger buffer against financial risks.
Interest Coverage RatioAverageEquity Dividend Coverage RatioPoor| Coverage Ratios | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|
| Interest Coverage Ratio | 2.22 | 4.2 | 3.75 | 7.17 | 2.3 | 1.31 |
| Equity Dividend Coverage Ratio | N/A | N/A | N/A | N/A | N/A | N/A |
Interest Coverage Ratio
Equity Dividend Coverage Ratio
Solvency Score : 10.00The solvency position of Uma Exports Ltd. appears generally sound. The company maintains a manageable debt level relative to its equity and assets. The ability to cover interest expenses is adequate, suggesting a capacity to handle its debt obligations. This indicates that the company is not over-leveraged and has a stable financial structure.
Debt RatioExcellentDebt to Equity RatioExcellentInterest Coverage RatioGood| Solvency Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Debt Ratio | 0 | 0 | 0 | 0 | 0 |
| Debt to Equity Ratio | 0 | 0 | 0 | 0 | 0 |
| Equity Ratio | 1 | 1 | 1 | 1 | 1 |
| Debt To Asset Ratio | 0 | 0 | 0 | 0 | 0 |
Debt Ratio
Debt to Equity Ratio
Interest Coverage Ratio
Liquidity Score : 0.00The company's liquidity position cannot be reliably assessed due to missing data in liquidity ratios.
Current RatioAverageQuick RatioAverageCash RatioAverage| Liquidity Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Current Ratio | N/A | N/A | N/A | N/A | N/A |
| Quick Ratio | N/A | N/A | N/A | N/A | N/A |
| Cash Ratio | N/A | N/A | N/A | N/A | N/A |
| Operating Cash Flow Ratio | N/A | N/A | N/A | N/A | N/A |
Current Ratio
Quick Ratio
Cash Ratio
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Uma Exports Ltd | 5.11 | 28.22 | Neutral | 4.00 | 0.21 | 4.00 |
Balanced ManagementThe management of Uma Exports Ltd. showcases a mixed performance. The company has achieved significant sales growth in recent years, a positive sign. However, profit growth has been inconsistent, with a recent decrease. Low operating profit margins and return on equity suggest potential inefficiencies. The company also has a notable amount of debt, which requires careful management. While promoter holding is high, aligning management and shareholder interests, the fluctuating profitability and increasing debt necessitate close monitoring.
| Category | Metric | Value | Assessment |
|---|---|---|---|
| PROS | Promoter Holding | 72.52% | High promoter holding indicates alignment with shareholders |
| Sales Growth (5Y) | 36% | Strong sales growth demonstrates market traction | |
| CONS | Profit Growth (3Y) | -6% | Declining profit growth raises concerns |
| OPM % (TTM) | 1% | Low operating profit margin indicates inefficiency |
Financial Performance & GrowthAverageCapital Efficiency & ReturnsWeakFinancial Health & PrudenceAverageStrategic & Operational IndicatorsAverageFinancial Performance & Growth
Uma Exports exhibits mixed financial performance. Sales have grown substantially, but profitability is inconsistent. Compounded Sales Growth shows a positive trend, with 36% over 5 years and 27% over 3 years. However, Compounded Profit Growth is concerning, with a 3-year decline of -6% and a TTM decline of -4%. The OPM is also low at 1% TTM, indicating operational challenges. Quarterly results show fluctuating sales and profits, highlighting volatility in earnings. This inconsistency poses risks to sustainable growth.
| Metric | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|
| Sales (₹ Cr) | 329 | 809 | 742 | 1,273 | 1,488 | 1,532 | 1,693 |
| OPM (%) | 3% | 2% | 2% | 3% | 3% | 1% | 1% |
| Net Profit (₹ Cr) | 2.89 | 8.33 | 12.51 | 24.16 | 28.02 | 10.18 | - |
Capital Efficiency & Returns
Capital efficiency and returns for Uma Exports are weak. The current ROCE is 8%, and ROE is 6%. These figures are relatively low, indicating that the company is not generating substantial returns from its capital or equity.
| Metric | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|
| ROCE % | 24% | 22% | 37% | 21% | 8% |
| ROE % | - | - | - | - | 6% |
Financial Health & Prudence
The financial health of Uma Exports shows some areas of concern. Debt levels have increased, as evidenced by rising borrowings from ₹41 Cr in Mar 2019 to ₹122 Cr in Mar 2024. This increase in debt could potentially raise financial risk. The company has not been paying dividends, as indicated by a 0% dividend payout.
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Borrowings (₹Cr) | 41 | 18 | 42 | 33 | 109 | 122 |
| Dividend Payout (%) | -0% | -0% | -0% | -0% | -0% | -0% |
Strategic & Operational Indicators
Operational efficiency, as measured by the cash conversion cycle, shows variability. The CCC has fluctuated from 57 days in Mar 2019 to -19 days in Mar 2020, and then stabilized around 27 days in Mar 2022, increasing to 45 days in Mar 2023 and 50 days in Mar 2024. This indicates inconsistent working capital management. Inventory days and debtor days also show fluctuations, reflecting operational inefficiencies.
| Metric | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|
| Cash Conversion Cycle | 57 | -19 | 28 | 27 | 45 | 50 |
| Inventory Days | 55 | 13 | 40 | 35 | 20 | 31 |
| Debtor Days | 15 | 6 | 15 | 18 | 31 | 28 |
Balanced RiskThe risk assessment for Uma Exports is rated as Orange due to a combination of factors. The increasing debt levels and fluctuating cash flows from operations signal potential financial strain. Additionally, these factors contribute to a moderate overall risk profile that requires vigilant monitoring.
0 Credits RemainingUnlock Deep Technical Insights in Seconds Only with Dhanarthi AI
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 1 Hour Timeframe
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 2 Hours Timeframe
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 4 Hours Timeframe
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 1 Day Timeframe
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 1 Week Timeframe
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 1 Month Timeframe