HDFC Bank Share Price Up 2% after strong Q1 2026 Results
July 21, 2025
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With the first quarter of the 2026 financial year striking a chord across the investor and analyst universe, HDFC Bank is once again in the limelight! With strong all-around financial results, the stock has strong momentum and the share price for HDFC Bank is near the ₹2,000 mark as of July 21, 2025. Below is a comprehensive review of the most recent results, stock performance and what this all means for existing and new potential investors.
In the past year, HDFC Bank's share price has increased about 19%. This increase represents another hapless moment for India's largest private sector lender demonstrating its prudent behaviour towards growth, risk management and ongoing profitability.
Current Price : About ₹2,000 as at July 21, 2025
Growth (12 Months) : ~19%
Market Cap : More than ₹15 trillion.
This upward direction was partly supported by the bank's sound fundamentals and partly by positive market sentiment that followed its HDFC Q1 results for 2026.
Financial Metric | Q1 FY26 | YoY Growth |
---|---|---|
Net Profit | ₹18,155 crore | +12.24% |
Net Interest Income (NII) | ₹29,050 crore | +2.4% |
Pre-Provision Operating Profit | ₹23,090 crore | +5.6% |
Net Interest Margin (NIM) | 3.35% | Down from 3.6% |
Gross NPA (Asset Quality) | Slight Increase | Manageable |
Deposit Growth | +16.2% YoY | ---- |
HDFC Q1 results 2026 reflect continued growth in revenue and profitability while continuing to see a steady increase in core areas such as retail and SME lending. However, there was a slight deterioration of asset quality, an area management remains vigilant in monitoring.
Bonus Shares : The bank has approved a 1:1 bonus share issue, rewarding shareholders with an extra share for each one held.
Special Dividend : Announced at ₹5 per share; the record date is July 25, 2025.
These moves further enhance positive HDFC share price news, showing the bank’s commitment to rewarding long-term investors.
Outlook | Target Price (₹) | Remarks |
---|---|---|
Average Analyst | 2,212–2,238 | 13%+ potential upside |
Bullish Scenario | 2,770 | Highly optimistic forecast |
Bearish Case | 1,627 | Potential downside if market deteriorates |
Many technical analysts suggest resistance between ₹2,020 and ₹2,030, which indicates that HDFC Bank share price may have an uphill battle in breaking above this range in the short-term. If sustained above ₹2,000, further upside to ₹2,050–2,100 is reasonable.
For downside protection, support is around ₹1,920 with more significant support at ₹1,750. Dips below these price levels may provide attractive long opportunity for long-term investors looking at HDFC share price news.
Long-Term Entry : Analysts will continue to recommend building up the stock on any dips, as long as strong fundamentals and a willingness to return cash to shareholders remains.
Short-Term Momentum : HDFC Bank will always be rated as reliable, however given asset quality and chart structure, some analysts believe ICICI Bank has greater near-term upside.
Caution to New Investors : If you are a new investor, you may want to wait until the stock dips back below ₹1,920, buying the stock at resistance has short-term risks.
HDFC Bank's growth story is underpinned by its strong and unparalleled presence across India's markets, its discretionary strategy, and its loyal customer base. The merger with HDFC Ltd. further solidified its position in retail banking and housing finance as a United entity.
Branch Network : 9,000+ Branches in India
ATMS : 21,000+
Product Base : Housing loans, deposits, credit cards, insurance products, a mutual fund house, etc.
The size and diversity only add credence to the strong sentiment the India HDFC Bank share price exhibits.
ICICI Bank also posted impressive Q1 FY26 numbers:
Net Profit : ₹12,768 crore (+15.5% YoY)
NII : ₹21,635 crore
Asset Quality : Sharpened, with GNPA at 1.67%; NNPA at 0.41%
Dividend : ₹11 per share
While HDFC Bank remains the market leader, ICICI has shown superior short-term momentum both fundamentally and technically. However, investors with a long-term horizon still see more potential in HDFC Bank share price.
The HDFC Bank share price has caught the eyes of investors following a booming first quarter of the new financial year and good news for investors with bonus shares and the declaration of an interim dividend.
HDFC continued confirming its strengths with the recent HDFC Q1 results 2026, maintaining disciplined credit growth, growing profitability, and continued strength in its retail lending focus.
Market analysts have mixed expectations of 13–15% upside in HDFC's share price target, but would recommend entering at lower support levels if you are just starting to buy HDFC shares.
There is also positive investor sentiment towards the recent HDFC share price news and their price improvement, supported by the market dynamics overall alongside the banking sector recovery.
In action, regardless if you are a holder at this stage or looking to buy down the track, HDFC Bank continues to be one of the strongest long-term plays in India's private banking landscape.
Disclaimer : This article is for informational purposes only. Please consult a certified financial advisor before making any investment decisions.
1. What is HDFC Bank’s share price as of July 21, 2025?
As of July 21, 2025, HDFC Bank’s share price is near ₹2,000 per share.
2. What are the key highlights of HDFC Bank Q1 FY26 results?
HDFC Bank reported a net profit of ₹18,155 Cr, NII of ₹29,050 Cr, and a 16.2% YoY deposit growth.
3. Has HDFC Bank announced any bonus shares?
Yes, HDFC Bank has approved a 1:1 bonus share issue.
4. What is the dividend announced by HDFC Bank in Q1 FY26?
A special interim dividend of ₹5 per share has been declared, with a record date of July 25, 2025.
5. What is the HDFC Bank share price target for 2025?
Analyst estimates range from ₹2,212 to ₹2,770, depending on market conditions.
6. How does HDFC Bank compare to ICICI Bank in Q1 FY26?
While HDFC leads in size, ICICI showed stronger short-term momentum and asset quality.
7. Is HDFC Bank a good buy now?
Analysts suggest buying on dips below ₹1,920, citing strong long-term fundamentals.
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