Flat vs Reducing Rate Calculator
Compare flat and reducing balance interest rate methods to see the difference in EMI, total interest, and total repayment amount.
Loan amount
₹
Rate of interest (per annum)
%
Loan tenure
Flat interest rate
Reducing balance interest rate
Monthly EMI
₹1,528
₹1,195
Total interest
₹1,20,000
₹72,091
Total amount
₹2,20,000
₹1,72,091
Interest amount
Principal amount
Save ₹47,909
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