Growth Ratio Summary

Growth Score : 8.00

The company exhibits strong growth, particularly in revenue and earnings per share. This suggests successful business strategies and market positioning. However, the negative net income growth rate is a concern that needs to be addressed. Sustaining high growth rates will be important for long-term success.

Financial Ratio Summary

Financial Score : 4.00

The company's financial ratios present a mixed picture. While capital expenditures are well-managed, adjusted earnings per share, cash earnings per share, book value per share, and dividend per share are low. This suggests a need to improve overall financial performance. Addressing these weaknesses is crucial for enhancing shareholder value.

Profitability Ratio Summary

Profitability Score : 7.20

The company's profitability ratios present a mixed picture. While gross profit margin, ROCE, ROA, and operating margin are strong, ROE and net margin are low. This suggests operational efficiencies but issues in translating these into bottom-line profits. Improving ROE and net margin is crucial for enhancing overall profitability.

Efficiency Ratio Summary

Efficiency Score : 5.67

The company's efficiency ratios present a mixed picture. While days sales in inventory and receivable days are well-managed, fixed asset and receivables turnover ratios are low. The capital turnover ratio indicates effective use of capital. Improving fixed asset and receivables turnover could further enhance operational efficiency.

Coverage Ratio Summary

Coverage Score : 4.40

The company's coverage ratios are mixed. While the interest coverage ratio is adequate, the equity dividend coverage ratio is low. This suggests that the company may face challenges in meeting its interest obligations. Improving both ratios is important for ensuring financial stability.

Solvency Ratio Summary

Solvency Score : 10.00

The company demonstrates strong solvency, indicating a solid long-term financial stability. The high equity ratio and low debt ratios suggest a conservative capital structure. This positions the company well to weather economic downturns and attract long-term investors. Maintaining this solvency level will be crucial for future growth and stability.

Liquidity Ratio Summary

Liquidity Score : 2.00

The company's liquidity position is weak, indicating potential difficulties in meeting short-term obligations. This can be a significant concern for investors and creditors. While a non-bank financial institution may not require high liquidity like a bank, maintaining some level of liquid assets is crucial for operational flexibility. The low current, quick, and cash ratios suggest a need to improve the management of current assets and liabilities.