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Finance | Small Cap
Health Score : 3.92Capital Trust Ltd, operating in the non-bank financial services sector, shows a mixed financial performance. The company demonstrates strengths in managing its debt and generating high gross profit margins. However, it struggles with revenue and profit growth, as well as low returns on capital and equity. While the company's efficiency in managing receivables is notable, its overall financial health is hindered by negative earnings per share and inconsistent profitability. The high asset growth rate may indicate expansion efforts, but these have not yet translated into improved bottom-line performance. The company faces challenges in improving profitability and achieving sustainable growth.
Health Score : 3.92Capital Trust Ltd, operating in the non-bank financial services sector, shows a mixed financial performance. The company demonstrates strengths in managing its debt and generating high gross profit margins. However, it struggles with revenue and profit growth, as well as low returns on capital and equity. While the company's efficiency in managing receivables is notable, its overall financial health is hindered by negative earnings per share and inconsistent profitability. The high asset growth rate may indicate expansion efforts, but these have not yet translated into improved bottom-line performance. The company faces challenges in improving profitability and achieving sustainable growth.
Overall Valuation Score
Markets Depth NSE
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0
0
Sell Orders
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0
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Markets Today NSE
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0.00
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0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
9.00
Industry Median
24.32
Small Cap Median
21.88
P/E RATIO
-5.72
P/B RATIO
0.48
Industry Median
3.12
Small Cap Median
2.69
P/S RATIO
0.43
Industry Median
1.84
Small Cap Median
1.82
Others
PEG RATIO
0.00
EV/EBITDA RATIO
5.57
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹13.32 as on Feb 20, 2026.
Growth Score : 2.80The company's growth metrics present a mixed picture. While it has achieved significant asset growth, this has not translated into revenue or profit growth. Declining revenue and operating profit growth rates indicate challenges in expanding the business and improving profitability. The high asset growth might indicate expansion efforts, but their effectiveness is questionable given the other negative trends.
Revenue Growth RatePoorOperating Profit Growth RatePoorEarnings Per Share (EPS) GrowthPoorAsset Growth RateExcellentNet Income Growth RatePoor| Growth Ratios | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 47.97 | 5.49 | -19.79 | -25.97 | -7.89 |
| Operating Profit Growth Rate | -11.9 | 71.62 | -42.52 | -94.52 | 350 |
| Earnings Per Share (EPS) Growth | -96.37 | 564.52 | -53.4 | -654.17 | 56.2 |
| Asset Growth Rate | -18.71 | -31.1 | -9.96 | -13.02 | |
| Net Income Growth Rate | -97.37 | 800 | -55.56 | -700 | 58.33 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Capital Trust Ltd | 3.92 | -5.72 | Neutral | 37.00 | -13.76 | 7.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bearish
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
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No Stock News Available at This Moment.
Capital Trust Ltd is an Indian non-banking financial company (NBFC) focused on microfinance and MSME lending. It primarily provides financial solutions such as income generation loans and small business loans to underserved rural and semi-urban populations. The company aims to drive financial inclusion and empower small entrepreneurs by offering accessible credit facilities.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Capital Trust Ltd's P/E ratio (TTM) is 9, compared to the industry median of 24.32 and large cap median of 21.88.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Capital Trust Ltd's P/B ratio is 0.48, compared to the industry median of 3.12 and large cap median of 2.69.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Capital Trust Ltd's P/S ratio is 0.43, compared to the industry median of 1.84 and large cap median of 1.82.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Capital Trust Ltd's PEG ratio is 1.25.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Capital Trust Ltd's EV/EBITDA ratio is 5.57.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Capital Trust Ltd's ROE is -8.33%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Capital Trust Ltd's ROA is 5.08%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Capital Trust Ltd's ROCE is 5%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Capital Trust Ltd's operating margin is 17.14%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Capital Trust Ltd's net margin is -9.52%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Capital Trust Ltd's current ratio is 11.88.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Capital Trust Ltd's debt-to-equity ratio is 1.70.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Capital Trust Ltd's interest coverage ratio is 0.56.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Capital Trust Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Capital Trust Ltd's EPS is 56.20.
(Source line: "Ratios as of 21 Oct 2026, based on last traded price of ₹13.32. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 1985
Headquarters: New Delhi, Delhi
Core Offerings: Income Generation Loans, Small Business Loans, Microfinance, Financial Inclusion Services
Stock Listing: NSE (CAPTRUST), BSE (511505)
Promoter: Sanghrajka Group
1985: Incorporated as Capital Trust Limited. Early 2000s: Evolved into a non-banking financial company (NBFC). Post 2010: Intensified focus on financial inclusion, microfinance, and MSME lending, primarily targeting rural and semi-urban areas of India. Present: Established as a niche player in the micro-lending segment, leveraging technology for enhanced outreach and operational efficiency.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Microfinance & MSME Lending | 100% | Operating Profit |
Microfinance & MSME Lending: Provides income generation loans, small business loans, and other credit products primarily to underserved rural and semi-urban populations in North India.
Technology-driven Outreach: Leverages technology and a hub-and-spoke operational model to efficiently reach and serve its borrower base, ensuring last-mile connectivity.
Financial Inclusion Focus: Aims to empower small entrepreneurs and promote economic self-reliance by offering accessible and affordable credit solutions.
Mr. Yagnesh Sanghrajka, Managing Director & CEO. A seasoned professional in the financial services sector with extensive experience in microfinance and rural lending, instrumental in the company's strategic direction and growth in financial inclusion.
No major subsidiaries reported.
No major recent corporate actions on record.
The Capital Trust Ltd share price today is ₹13.32 on NSE (CAPTRUST), as of 23 Oct 2026.
As of 21 Oct 2026, Capital Trust Ltd share price is ₹13.32, with previous close ₹13.32. Today's range is ₹13.32 to ₹13.32. The 52-week range is ₹10.98 to ₹24.
As of today, Capital Trust Ltd's market cap is ₹45.29 crore (Small Cap).
Capital Trust Ltd's current P/E ratio is 9, compared to the Financial Services (Non-Bank Finance) sector average of 26.80.
Capital Trust Ltd's current P/B ratio is 0.48.
Capital Trust Ltd's current dividend yield is N/A. Last dividend of ₹0.50 per share was declared on 18-Aug-2023.
Capital Trust Ltd's EPS (TTM) is ₹56.20.
Capital Trust Ltd is an Indian non-banking financial company (NBFC) focused on microfinance and MSME lending. It primarily provides financial solutions such as income generation loans and small business loans to underserved rural and semi-urban populations. The company aims to drive financial inclusion and empower small entrepreneurs by offering accessible credit facilities.
Capital Trust Ltd is promoted by Sanghrajka Group, holding 2.15% as of 21 Oct 2026.
Capital Trust Ltd is listed on NSE (CAPTRUST) and BSE (511505). Its next quarterly results are expected on August 2024.
Capital Efficiency & Returns