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Banking And Finance | Small Cap
Health Score : 3.63Fusion Finance Ltd, operating in the non-bank financial services sector, displays a mixed financial performance. While the company shows good growth in earnings per share and a strong return on capital employed, it struggles with liquidity and coverage ratios, which are quite low. The company's solvency is average, but it relies heavily on debt. A positive aspect is its efficiency, particularly in managing inventory and receivables. However, revenue and asset growth are areas of concern. The lack of dividend payouts and inconsistent profitability metrics further contribute to a complex financial picture. Overall, Fusion Finance shows potential but needs to address its liquidity and debt management to ensure long-term stability and growth.
Health Score : 3.63Fusion Finance Ltd, operating in the non-bank financial services sector, displays a mixed financial performance. While the company shows good growth in earnings per share and a strong return on capital employed, it struggles with liquidity and coverage ratios, which are quite low. The company's solvency is average, but it relies heavily on debt. A positive aspect is its efficiency, particularly in managing inventory and receivables. However, revenue and asset growth are areas of concern. The lack of dividend payouts and inconsistent profitability metrics further contribute to a complex financial picture. Overall, Fusion Finance shows potential but needs to address its liquidity and debt management to ensure long-term stability and growth.
Overall Valuation Score
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0
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Sell Orders
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0
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Markets Today NSE
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0.00
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Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
229.00
Industry Median
18.97
Small Cap Median
18.31
P/E RATIO
226.34
P/B RATIO
1.28
Industry Median
1.26
Small Cap Median
1.26
P/S RATIO
1.86
Industry Median
1.60
Small Cap Median
1.35
Others
PEG RATIO
0.00
EV/EBITDA RATIO
13.83
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹194.65 as on Sep 1, 2026.
Growth Score : 4.00Fusion Finance Ltd's growth ratios present a mixed picture. The company demonstrates significant growth in its earnings per share. However, it struggles with revenue and asset growth which are low. The operating profit growth rate is also a concern. Though EPS growth is good, company needs to focus on revenue and assets to improve overall financial health.
Revenue Growth RatePoorOperating Profit Growth RatePoor
Earnings Per Share (EPS) GrowthExcellentAsset Growth RatePoorNet Income Growth RatePoor| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 34.46 | 51.35 | 33.01 | 0.13 | -26.77 |
| Operating Profit Growth Rate | -146.51 | 2405 | 25.16 | -302.77 | 92.56 |
| Earnings Per Share (EPS) Growth | -50.46 | 1388.82 | 30.04 | -342.35 | 101.14 |
| Asset Growth Rate | 24.87 | 28.45 | 25.74 | -29.57 | 0.02 |
| Net Income Growth Rate | -50 | 1659.09 | 30.49 | -342.57 | 101.14 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Satin Creditcare Network Ltd | 8.71 | 7.22 | Neutral | 445.00 | 27.34 | 332.00 |
| 2 | Fino Payments Bank Ltd | 6.41 | 21.66 | Neutral | -1268.00 | 6.30 | 52.00 |
| 3 | Capital Small Finance Bank Ltd | 6.09 | 9.14 | Highly Undervalued | 91.00 | 31.10 | 141.00 |
| 4 | Muthoot Microfin Ltd | 5.52 | 19.64 | Neutral | 241.00 | 9.99 | 170.00 |
| 5 | ESAF Small Finance Bank Ltd | 4.88 | -12.34 | Neutral | -1039.00 | -3.23 | -166.00 |
| 6 | Spandana Sphoorty Financial Ltd | 4.55 | -3.00 | Neutral | -952.00 | -70.40 | -699.00 |
| 7 | Utkarsh Small Finance Bank Ltd | 4.19 | -2.30 | Neutral | -1938.00 | -6.47 | -1151.00 |
| 8 | Suryoday Small Finance Bank Ltd | 3.69 | 10.56 | Neutral | -160.00 | 14.30 | 152.00 |
| 9 | Fusion Finance Ltd | 3.63 | 226.34 | Neutral | -87.00 | 0.85 | 14.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
Concall Report⬤9th Feb 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
No Stock News Available at This Moment.
Fusion Micro Finance Ltd. (FUSION) is a leading Indian microfinance institution providing financial services to unserved and underserved women entrepreneurs, primarily in rural and semi-urban areas. The company offers a diverse range of income-generating loans, including group and individual loans, to foster financial inclusion and uplift livelihoods across its operational regions.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Fusion Finance Ltd's P/E ratio (TTM) is 229, compared to the industry median of 18.97 and large cap median of 18.31.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Fusion Finance Ltd's P/B ratio is 1.28, compared to the industry median of 1.26 and large cap median of 1.26.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Fusion Finance Ltd's P/S ratio is 1.86, compared to the industry median of 1.60 and large cap median of 1.35.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Fusion Finance Ltd's PEG ratio is 0.95.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Fusion Finance Ltd's EV/EBITDA ratio is 13.83.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Fusion Finance Ltd's ROE is 0.57%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Fusion Finance Ltd's ROA is -1.05%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Fusion Finance Ltd's ROCE is 19.38%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Fusion Finance Ltd's operating margin is -5.12%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Fusion Finance Ltd's net margin is 0.82%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Fusion Finance Ltd's current ratio is 30.78.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Fusion Finance Ltd's debt-to-equity ratio is 0.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Fusion Finance Ltd's interest coverage ratio is 0.88.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Fusion Finance Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Fusion Finance Ltd's EPS is 101.14.
(Source line: "Ratios as of 28 Sept 2026, based on last traded price of ₹194.65. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 2009 (incorporated as Fusion Micro Finance Ltd.; operations began in 2010)
Headquarters: New Delhi, Delhi
Core Offerings: Group microfinance loans, Individual microfinance loans, Livelihood product loans, Insurance products, Financial literacy programs
Stock Listing: NSE (FUSION), BSE (543652)
Promoter: Devesh Sachdev & Family (along with institutional investors like Warburg Pincus, Creation Investments)
Fusion Micro Finance Ltd. was incorporated in 2009 and commenced operations in 2010 with a mission to provide financial services to women in rural and semi-urban India. Over the years, it expanded its branch network and diversified its product offerings, establishing itself as a significant player in the Indian microfinance sector. The company successfully completed its Initial Public Offering (IPO) in November 2022, listing on both NSE and BSE.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Microfinance Operations | 100% | N/A (as revenue is primarily interest income, not segmented like manufacturing) |
Microfinance Operations: Fusion's primary business involves providing small-ticket loans, predominantly to women, for income-generating activities.
Loans are typically offered on a group-lending model, fostering peer support and repayment discipline, alongside individual loans for established borrowers.
The company's extensive branch network, primarily in rural and semi-urban regions, facilitates last-mile delivery and close engagement with customers.
Focus on financial inclusion through responsible lending and supplementary services like financial literacy.
Mr. Devesh Sachdev: MD & CEO. He is the founder of Fusion Micro Finance and has over two decades of experience in the financial services sector, with a significant focus on microfinance operations and strategy.
No major subsidiaries reported.
Initial Public Offering (IPO) in November 2022, raising approx. ₹1,104 crores.
The Fusion Finance Ltd share price today is ₹194.65 on NSE (FUSION), as of 28 Sept 2026.
As of 28 Sept 2026, Fusion Finance Ltd share price is ₹194.65, with previous close ₹194.65. Today's range is ₹194.65 to ₹194.65. The 52-week range is ₹136.50 to ₹243.
As of today, Fusion Finance Ltd's market cap is ₹3,157.22 crore (Small Cap).
Fusion Finance Ltd's current P/E ratio is 229, compared to the BANKING AND FINANCE sector average of 26.80.
Fusion Finance Ltd's current P/B ratio is 1.28.
Fusion Finance Ltd's current dividend yield is N/A. Last dividend of ₹0.00 per share was declared on N/A.
Fusion Finance Ltd's EPS (TTM) is ₹101.14.
Fusion Micro Finance Ltd. (FUSION) is a leading Indian microfinance institution providing financial services to unserved and underserved women entrepreneurs, primarily in rural and semi-urban areas. The company offers a diverse range of income-generating loans, including group and individual loans, to foster financial inclusion and uplift livelihoods across its operational regions.
Fusion Finance Ltd is promoted by Devesh Sachdev & Family (along with institutional investors like Warburg Pincus, Creation Investments), holding 54.18% as of 28 Sept 2026.
Fusion Finance Ltd is listed on NSE (FUSION) and BSE (543652). Its next quarterly results are expected on Q1 FY25 (expected August 2024).