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Banking And Finance | Large Cap
Health Score : 6.79HDFC Bank Ltd demonstrates a mixed financial performance. The bank showcases strong liquidity and growth, driven by robust revenue, EPS, asset, and net income growth. Financial metrics such as adjusted EPS, cash EPS, book value per share and dividend per share are also very strong. However, the bank faces challenges in solvency, reflected in its debt and equity ratios. Efficiency ratios are also concerning, particularly around inventory, receivables, and capital turnover. Profitability metrics present a mixed picture, with strong returns on capital employed, equity, and net margin, but weak gross and operating margins, and returns on assets. While the bank exhibits solid financial health in several areas, improvements in solvency, efficiency, and certain profitability aspects are needed to enhance its overall financial stability and performance.
Health Score : 6.79HDFC Bank Ltd demonstrates a mixed financial performance. The bank showcases strong liquidity and growth, driven by robust revenue, EPS, asset, and net income growth. Financial metrics such as adjusted EPS, cash EPS, book value per share and dividend per share are also very strong. However, the bank faces challenges in solvency, reflected in its debt and equity ratios. Efficiency ratios are also concerning, particularly around inventory, receivables, and capital turnover. Profitability metrics present a mixed picture, with strong returns on capital employed, equity, and net margin, but weak gross and operating margins, and returns on assets. While the bank exhibits solid financial health in several areas, improvements in solvency, efficiency, and certain profitability aspects are needed to enhance its overall financial stability and performance.
Overall Valuation Score
Markets Depth NSE
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0
0
Sell Orders
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0
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Markets Today NSE
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0.00
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0.00
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Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
15.00
Industry Median
11.61
Large Cap Median
10.86
P/E RATIO
14.73
P/B RATIO
1.92
Industry Median
1.21
Large Cap Median
1.55
P/S RATIO
3.24
Industry Median
1.63
Large Cap Median
1.75
Others
PEG RATIO
0.74
EV/EBITDA RATIO
5.27
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹727.5 as on Aug 25, 2026.
Growth Score : 8.80The growth ratios demonstrate strong performance in revenue, EPS, asset, and net income growth. However, the operating profit growth rate is a significant concern. Sustaining high growth rates across all areas is crucial for long-term success. Addressing the issues affecting operating profit is essential for balanced and sustainable growth.
Revenue Growth RateExcellentOperating Profit Growth RatePoorEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RateExcellent| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 5.74 | 25.61 | 66.12 | 18.59 | 3.64 |
| Operating Profit Growth Rate | 23.43 | 43.94 | -249.29 | 22.79 | -29.58 |
| Earnings Per Share (EPS) Growth | 18.84 | 20.14 | 2.28 | 9.72 | 6.77 |
| Asset Growth Rate | 17.97 | 19.2 | 59.27 | 8.98 | 11.75 |
| Net Income Growth Rate | 19.76 | 20.96 | 41.81 | 12.21 | 7.87 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Concall Report⬤24th Apr 26
Q4 & FY 2026 Earnings Conference Call
NEUTRAL SENTIMENT
Quarterly Report⬤18th Apr 26
Standalone Results for the Quarter & Year Ended March 31, 2026
BULLISH SENTIMENT
Concall Report⬤19th Mar 26
Q3 FY26 Earnings Conference Call
NEUTRAL SENTIMENT
Concall Report⬤23rd Jan 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
No Stock News Available at This Moment.
HDFC Bank Ltd. is India's largest private sector bank by assets and market capitalization, offering a comprehensive range of banking and financial services. It caters to retail, wholesale, and treasury customers, providing products like loans, deposits, and digital banking solutions, maintaining a dominant position in the Indian financial landscape.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. HDFC Bank Ltd's P/E ratio (TTM) is 15, compared to the industry median of 11.61 and large cap median of 10.86.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. HDFC Bank Ltd's P/B ratio is 1.92, compared to the industry median of 1.21 and large cap median of 1.55.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. HDFC Bank Ltd's P/S ratio is 3.24, compared to the industry median of 1.63 and large cap median of 1.75.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. HDFC Bank Ltd's PEG ratio is 0.74.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. HDFC Bank Ltd's EV/EBITDA ratio is 5.27.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. HDFC Bank Ltd's ROE is 13.62%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. HDFC Bank Ltd's ROA is -0.91%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. HDFC Bank Ltd's ROCE is 49.46%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. HDFC Bank Ltd's operating margin is -12.82%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. HDFC Bank Ltd's net margin is 22.72%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. HDFC Bank Ltd's current ratio is 5.66.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. HDFC Bank Ltd's debt-to-equity ratio is 5.25.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. HDFC Bank Ltd's interest coverage ratio is 1.55.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. HDFC Bank Ltd's DPS is ₹15.31.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. HDFC Bank Ltd's EPS is 6.77.
(Source line: "Ratios as of 25 Aug 2026, based on last traded price of ₹727.50. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 1994
Headquarters: Mumbai, Maharashtra
Core Offerings: Retail Banking, Wholesale Banking, Treasury Operations, Digital Banking, Wealth Management
Stock Listing: NSE (HDFCBANK), BSE (500180)ADR listed on NYSE (Ticker: HDB)
Promoter: No single promoter group; professionally managed
1994: Incorporated as HDFC Bank Limited, promoted by Housing Development Finance Corporation (HDFC) Limited. 1995: Commenced operations as a scheduled commercial bank. 2008: Acquired Centurion Bank of Punjab, significantly expanding its branch network. 2023: Completed the merger with its parent company, Housing Development Finance Corporation (HDFC) Limited, solidifying its position as India's largest private sector bank.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking | 54.5% (of PBT) | Profit Before Tax Contribution |
| Wholesale Banking | 31.4% (of PBT) | Profit Before Tax Contribution |
| Treasury | 6.3% (of PBT) | Profit Before Tax Contribution |
| Other Banking Business | 7.8% (of PBT) | Profit Before Tax Contribution |
Retail Banking: Offers a wide range of products including savings accounts, current accounts, personal loans, home loans, auto loans, credit cards, and wealth management services to individual customers.
Wholesale Banking: Caters to large corporations, SMEs, public sector undertakings, and financial institutions, providing working capital finance, term loans, trade finance, and cash management solutions.
Treasury: Manages the bank's investment portfolio, foreign exchange operations, money market activities, and derivative products, ensuring liquidity and optimizing returns.
Other Banking Business: Includes income from para-banking activities, income from subsidiaries like HDB Financial Services and HDFC Securities, and other miscellaneous banking operations.
Sashidhar Jagdishan - Managing Director & CEO. He joined the bank in 1996 and has held various leadership positions across finance, human resources, and business functions before being appointed CEO in October 2020.
HDB Financial Services Ltd.
HDFC Securities Ltd.
HDFC Asset Management Company Ltd.
July 2023: Completed the merger with its parent company, Housing Development Finance Corporation (HDFC) Ltd., involving a share swap ratio of 42 equity shares of HDFC Bank for every 25 shares of HDFC Ltd.
The HDFC Bank Ltd share price today is ₹727.50 on NSE (HDFCBANK), as of 26 Aug 2026.
As of 25 Aug 2026, HDFC Bank Ltd share price is ₹727.50, with previous close ₹727.50. Today's range is ₹727.50 to ₹727.50. The 52-week range is ₹727.50 to ₹727.50.
As of today, HDFC Bank Ltd's market cap is ₹11,29,436.48 crore (Large Cap).
HDFC Bank Ltd's current P/E ratio is 15, compared to the BANKING AND FINANCE sector average of 25.
HDFC Bank Ltd's current P/B ratio is 1.92.
HDFC Bank Ltd's current dividend yield is 2.10%. Last dividend of ₹19.50 per share was declared on 09-May-2024.
HDFC Bank Ltd's EPS (TTM) is ₹6.77.
HDFC Bank Ltd. is India's largest private sector bank by assets and market capitalization, offering a comprehensive range of banking and financial services. It caters to retail, wholesale, and treasury customers, providing products like loans, deposits, and digital banking solutions, maintaining a dominant position in the Indian financial landscape.
HDFC Bank Ltd is promoted by No single promoter group; professionally managed, holding 0% as of 25 Aug 2026.
HDFC Bank Ltd is listed on NSE (HDFCBANK) and BSE (500180). Its next quarterly results are expected on July 2024 (Q1 FY25).
Interest Coverage Ratio