Hybrid Financial Services Ltd
Banking And Finance | Small Cap
Hybrid Financial Services Ltd demonstrates strong financial health, particularly in solvency and growth. The company excels in managing its debt and equity, showcasing a solid financial structure. Its growth trajectory is impressive, driven by substantial increases in revenue, operating profit, and earnings per share. The company also shows strong profitability with high gross profit margins and returns on capital. However, there are areas of concern, especially in liquidity and efficiency. The company's ability to meet short-term obligations and the effectiveness of its asset utilization need attention. Overall, Hybrid Financial Services exhibits a robust financial profile with significant growth potential, but it should focus on improving its liquidity and operational efficiency to ensure sustained success.
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- Valuation MetricsOvervalued
- Market Metrics
- Stock Reports
- Stock News
- Growth Ratio10.00
- Financial Ratio4.00
- Profitability Ratio9.60
- Efficiency Ratio6.33
- Coverage Ratio6.80
- Solvency Ratio10.00
- Liquidity Ratio7.90
- Peer Assessment
- Management AssessmentBalanced
- Risk AssessmentBalanced
- 1 HourNeutral
- 2 HoursNeutral
- 4 HoursNeutral
- 1 DayNeutral
- 1 WeekNeutral
- 1 MonthNeutral
Hybrid Financial Services Ltd demonstrates strong financial health, particularly in solvency and growth. The company excels in managing its debt and equity, showcasing a solid financial structure. Its growth trajectory is impressive, driven by substantial increases in revenue, operating profit, and earnings per share. The company also shows strong profitability with high gross profit margins and returns on capital. However, there are areas of concern, especially in liquidity and efficiency. The company's ability to meet short-term obligations and the effectiveness of its asset utilization need attention. Overall, Hybrid Financial Services exhibits a robust financial profile with significant growth potential, but it should focus on improving its liquidity and operational efficiency to ensure sustained success.
Overall Valuation Score
P/E RATIO (TTM)
17.39
Industry Median
14.83
Small Cap Median
14.16
P/E RATIO
14.58
P/B RATIO
1.28
Industry Median
1.20
Small Cap Median
1.19
P/S RATIO
7.88
Industry Median
3.23
Small Cap Median
3.77
Others
PEG RATIO
0.31
EV/EBITDA RATIO
8.95
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹18.95 as on Jun 15, 2026.
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The company exhibits exceptional growth across multiple dimensions, including revenue, operating profit, and earnings per share. This consistent growth reflects strong market positioning and effective business strategies. The high growth rates suggest significant potential for future expansion and increased profitability.
| Growth Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 3.72 | 28.36 | -19.07 | 46.26 | 38.9 |
| Operating Profit Growth Rate | 44.93 | 63 | -34.36 | 111.21 | 79.2 |
| Earnings Per Share (EPS) Growth | -30 | 292.86 | -69.09 | 288.24 | 96.97 |
| Asset Growth Rate | -1.15 | -5.3 | 27.67 | 4.11 | |
| Net Income Growth Rate | -33.33 | 307.5 | -68.71 | 280.39 | 97.94 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
The company's financial ratios indicate varied performance. While capital expenditures are well-managed, earnings per share and book value per share are relatively low. The company does not pay dividends, which impacts the financial ratio score. Improving core financial metrics like earnings and book value would enhance overall financial strength.
| Financial Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Adjusted Earnings Per Share (Adjusted EPS) | 0.14 | 0.55 | 0.17 | 0.66 | 1.31 |
| Cash Earnings Per Share (Cash EPS) | 0.17 | 0.6 | 0.21 | 0.69 | 1.34 |
| Book Value Per Share | 8.24 | 8.23 | 7.76 | 10.21 | 13.33 |
| Dividend Per Share (DPS) | 0 | 0 | 0 | 0 | 0 |
| Capital Expenditures (CapEx) | 0 | 0.5 | 0 | 0 | 0.1 |
Adjusted Earnings Per Share (Adjusted EPS)
Cash Earnings Per Share (Cash EPS)
Book Value Per Share
Dividend Per Share (DPS)
Capital Expenditures (CapEx)
The company demonstrates strong profitability. High gross profit margins, return on capital employed, return on equity, operating margin, and net margin all indicate efficient operations and effective cost management. However, return on assets is average, suggesting there is room to improve asset utilization to further enhance profitability.
| Profitability Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Gross Profit Margin | 27.16 | 34.88 | 27.87 | 42.44 | 55.73 |
| Return on Capital Employed (ROCE) | 5.09 | 6.91 | 4.33 | 7.93 | 11.17 |
| Return on Equity (ROE) | 1.65 | 6.73 | 2.24 | 6.46 | 9.8 |
| Return on Assets (ROA) | 2.5 | 4.12 | 2.85 | 4.72 | 8.12 |
| Operating Margin | 29.85 | 37.91 | 30.75 | 44.4 | 57.28 |
| Net Margin | 11.94 | 37.91 | 14.66 | 38.11 | 54.31 |
Gross Profit Margin
Return on Capital Employed (ROCE)
Return on Equity (ROE)
Return on Assets (ROA)
Operating Margin
Net Margin
The company's efficiency in utilizing its assets is mixed. While receivables management is excellent, the fixed asset and capital turnover ratios are low, indicating potential inefficiencies in asset utilization. The inventory turnover ratio is also very low, which is not a major concern in the financial service sector. Enhancing fixed asset and capital turnover would improve overall operational efficiency.
| Efficiency Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Fixed Asset Turnover Ratio | 3.28 | 2.23 | 1.89 | 2.91 | 4.18 |
| Inventory Turnover Ratio | N/A | N/A | N/A | N/A | N/A |
| Receivables Turnover Ratio | 22.34 | 29.66 | 24.86 | 29.94 | 38.22 |
| Days Sales in Inventory Ratio | N/A | N/A | N/A | N/A | N/A |
| Receivable Days | 16.34 | 12.31 | 14.68 | 12.19 | 9.55 |
| Capital Turnover Ratio | 0.14 | 0.18 | 0.15 | 0.17 | 0.18 |
Fixed Asset Turnover Ratio
Inventory Turnover Ratio
Receivables Turnover Ratio
Days Sales in Inventory Ratio
Receivable Days
Capital Turnover Ratio
The company's coverage ratios present a mixed view. While the interest coverage ratio is very strong, indicating a high ability to meet interest obligations, the equity dividend coverage ratio is low. This suggests the company does not pay dividends. Overall, the company demonstrates a solid capacity to handle its debt-related obligations.
| Coverage Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Interest Coverage Ratio | 7.12 | 37.8 | 23.67 | 73 | 193.5 |
| Equity Dividend Coverage Ratio |
Interest Coverage Ratio
Equity Dividend Coverage Ratio
The company exhibits exceptional solvency, indicating a very strong long-term financial stability. Low debt ratios and high equity ratios suggest a conservative and secure financial structure. This indicates a minimal risk of financial distress and a strong capability to meet long-term obligations.
| Solvency Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Debt Ratio | 0.08 | 0.08 | 0.08 | 0.07 | 0.03 |
| Debt to Equity Ratio | 0.09 | 0.09 | 0.09 | 0.08 | 0.03 |
| Equity Ratio | 0.92 | 0.92 | 0.92 | 0.93 | 0.97 |
| Debt To Asset Ratio | 0.05 | 0.05 | 0.06 | 0.04 | 0.03 |
Debt Ratio
Debt to Equity Ratio
Equity Ratio
Debt To Asset Ratio
The company's liquidity position shows mixed signals. While quick and cash ratios are strong, suggesting a good ability to cover immediate liabilities with liquid assets, the current ratio indicates there is room to manage current assets and liabilities. The negative operating cash flow ratio is a concern, suggesting potential difficulties in generating cash from operations. A stronger operating cash flow would enhance financial flexibility.
| Liquidity Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Current Ratio | 1.35 | 1.38 | 1.5 | 1.5 | 2.59 |
| Quick Ratio | 1.35 | 1.38 | 1.5 | 1.5 | 2.59 |
| Cash Ratio | 1.07 | 1.16 | 1.3 | 1.18 | 2.16 |
| Operating Cash Flow Ratio | 0 | 0.05 | 0 | 0.08 | -0.39 |
Current Ratio
Quick Ratio
Cash Ratio
Operating Cash Flow Ratio
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Lakshmi Finance & Industrial Corporation Ltd | 8.73 | -64.46 | Neutral | -1.07 | -2.38 | -0.71 |
| 2 | ICDS Ltd | 8.63 | 40.77 | Highly Overvalued | 0.27 | 0.36 | 1.09 |
| 3 | Hybrid Financial Services Ltd | 8.50 | 14.58 | Overvalued | 3.41 | 0.92 | 3.22 |
| 4 | Viji Finance Ltd | 5.74 | 430.00 | Highly Overvalued | N/A | 0.14 | 0.14 |
| 5 | HB Stockholdings Ltd | 5.13 | -3.56 | Neutral | N/A | -15.12 | -11.00 |
| 6 | Williamson Magor & Company Ltd | 3.80 | -0.16 | Highly Undervalued | -273.00 | -165.56 | -181.00 |
The management effectiveness of Hybrid Financial Services Ltd. presents a mixed picture. The company demonstrates strong profit growth and improving operating profit margins, which are positive indicators of operational efficiency. However sales growth is volatile, and other income contributes significantly to profits which raises concerns about the sustainability of earnings from core operations. Shareholding patterns show consistent promoter holding, reflecting confidence, but ROE and ROCE are fluctuating. Overall, the management exhibits strengths in certain financial aspects, but needs to address sales and profit volatility and reliance on other income to ensure sustained, stable performance.
| Category | Metric | Value | Assessment |
|---|---|---|---|
| PROS | Profit Growth (TTM) | 102% | Strong profit growth |
| OPM (Mar 2025) | 52.96% | Improving operational efficiency | |
| Promoter Holding (Mar 2025) | 64.01% | High promoter confidence | |
| CONS | Sales Growth (TTM) | 26% | Sales growth is volatile |
| Other Income Contribution (Mar 2025) | 0.58 Cr | Profit relies significantly on other income |
Financial Performance & Growth
Hybrid Financial Services Ltd. shows inconsistent financial performance. While recent quarterly sales growth percentages have been high, the sales growth percentages have fluctuated significantly. Quarterly results show a high degree of volatility, with sales growth ranging from -19.82% to 184.51%. The company's sales growth has been inconsistent, with periods of decline followed by significant increases. This revenue inconsistency creates uncertainty about the company's ability to maintain a steady growth trajectory. However, the operating profit margin (OPM) has shown improvement over the recent quarters, reaching 55.61% in Mar 2025, indicating better operational efficiency. Profit relies significantly on other income, which creates uncertainty about the sustainability of earnings from core operations. The company's financial performance lacks stability, which poses challenges for long-term planning and investor confidence.
| Metric | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales Growth (%) | -11.46% | -18.81% | -27.82% | -19.82% | -16.47% | 10.98% | 15.62% | 19.10% | 184.51% | 52.75% | 61.26% | 20.75% | -2.97% |
Capital Efficiency & Returns
The capital efficiency and returns of Hybrid Financial Services Ltd. present a mixed picture. Return on Capital Employed (ROCE) and Return on Equity (ROE) are key indicators of how effectively a company is using its capital to generate profits. The ROCE % has fluctuated over the years, with a recent value of 11.17% in Mar 2025. There has been considerable fluctuation in ROCE over the past decade, indicating inconsistency in capital utilization efficiency. Similarly, the ROE % has also shown variability, with a recent value of 22.53. ROE has fluctuated, suggesting that the returns to shareholders have not been consistent over time. These fluctuations indicate potential challenges in maintaining consistent returns on capital and equity.
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROCE % | 4.43% | 12.44% | 8.47% | 9.09% | 6.25% | 3.32% | 3.30% | 5.09% | 6.91% | 4.33% | 7.93% | 11.17% |
Financial Health & Prudence
Hybrid Financial Services Ltd. Shows a good financial health. The company's debt management appears to be under control. The company has maintained a low level of borrowings which helps in managing financial risk. Dividend payout has been consistently at 0.00%, which suggests that the company is reinvesting its earnings rather than distributing them as dividends.
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Borrowings | 3.46 | 3.73 | 2.80 | 2.16 | 2.14 | 2.11 | 2.27 | 2.10 | 2.10 | 2.10 | 2.10 | 1.40 |
| Dividend Payout (%) | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Shareholding & Ownership Structure
The shareholding and ownership structure of Hybrid Financial Services Ltd. reflects a stable and confident ownership. The promoter holding has been consistently high over the years. High promoter holding aligns management and shareholder interests, fostering long-term strategic decision-making. DII holding has been relatively stable. The consistent shareholding patterns suggest confidence in the company's prospects.
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Promoter Holding (%) | 63.74% | 63.74% | 63.74% | 63.74% | 63.74% | 64.02% | 64.02% | 64.01% | 64.01% |
| DII Holding (%) | 0.89% | 0.89% | 0.89% | 0.89% | 0.89% | 0.89% | 0.89% | 0.89% | 0.70% |
Based on the available data, the risk assessment for Hybrid Financial Services Ltd. is rated as Orange, indicating a moderate level of risk. While the company demonstrates strengths in some areas, there are also some key risk factors. The company's segment performance volatility, as reflected in fluctuating sales and profit growth rates, poses a risk to consistent financial performance. The company's reliance on other income increases vulnerability to external economic factors. The company's financial health and stable ownership structure provide some mitigation against these risks. However, the segment performance volatility and reliance on other income are substantial concerns.
Segment performance volatility
Hybrid Financial Services Ltd. has shown segment performance volatility. Quarterly sales growth has fluctuated significantly, ranging from -27.82% to 184.51%, indicating instability in revenue generation. Quarterly profit growth has also been highly variable, with values ranging from -65.38% to 944.44%, reflecting inconsistent profitability. This variability indicates that the company must proactively manage its diverse segments to ensure consistent overall financial health.
Foreign exchange or interest rate exposure
The company has minimal interest rate exposure, as evidenced by consistently low interest expenses. The company's exposure to currency risk is not explicitly detailed in the provided data.
Contingent liability evaluation
There is no specific data available on contingent liabilities. Thus evaluating contingent liability is not possible.
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