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Financial Services | Mid Cap
Health Score : 6.42ICICI Prudential Life Insurance Company Ltd presents a strong yet mixed financial profile. The company's greatest strength is its exceptional solvency, meaning it has very little debt and is funded primarily by its own capital. This creates a highly stable and secure long-term financial foundation, which is crucial for an insurance provider. Profitability is another key positive, with the company showing a strong ability to generate returns for its shareholders and grow its net income. However, it faces challenges in certain areas. Its liquidity, or the ability to cover short-term costs with ready cash, is very low, a common feature in the insurance sector but a point of note. Furthermore, the company has experienced a decline in revenue and operating profit. The outlook is cautiously optimistic; its strong solvency and profitability provide a solid base, but future success will depend on its ability to translate this into top-line business growth.
Health Score : 6.42ICICI Prudential Life Insurance Company Ltd presents a strong yet mixed financial profile. The company's greatest strength is its exceptional solvency, meaning it has very little debt and is funded primarily by its own capital. This creates a highly stable and secure long-term financial foundation, which is crucial for an insurance provider. Profitability is another key positive, with the company showing a strong ability to generate returns for its shareholders and grow its net income. However, it faces challenges in certain areas. Its liquidity, or the ability to cover short-term costs with ready cash, is very low, a common feature in the insurance sector but a point of note. Furthermore, the company has experienced a decline in revenue and operating profit. The outlook is cautiously optimistic; its strong solvency and profitability provide a solid base, but future success will depend on its ability to translate this into top-line business growth.
Overall Valuation Score
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Price Movement Indicator
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P/E RATIO (TTM)
46.16
Industry Median
35.39
Mid Cap Median
339.44
P/E RATIO
45.91
P/B RATIO
5.42
Industry Median
5.91
Mid Cap Median
7.73
P/S RATIO
1.17
Industry Median
1.16
Mid Cap Median
1.14
Others
PEG RATIO
4.17
EV/EBITDA RATIO
48.29
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹509.15 as on Aug 15, 2026.
Growth Score : 6.80The company's growth presents a dual narrative. It has faced headwinds in growing its top-line revenue and operating profit, which have been in decline. This is a point of concern for its market expansion. However, looking deeper, the company has excelled at growing its bottom-line, with strong increases in net income and earnings per share. Coupled with steady asset growth, this suggests a successful strategy focused on profitability and value creation over sheer size, which is a positive sign for long-term investors.
Revenue Growth RatePoorOperating Profit Growth RatePoorEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RateExcellent| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | -23.58 | -20.59 | 77.67 | -21.08 | -10.48 |
| Operating Profit Growth Rate | 454.62 | -18.77 | -48.95 | -228.99 | -84.36 |
| Earnings Per Share (EPS) Growth | -20.72 | 7.01 | 4.42 | 38.98 | 35.24 |
| Asset Growth Rate | 12.53 | 4.67 | 16.87 | 5.1 | 1.75 |
| Net Income Growth Rate | -20.61 | 7.11 | 4.67 | 39.37 | 35.58 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Max Financial Services Ltd | 8.02 | 632.96 | Overvalued | 212.00 | 0.17 | 106.00 |
| 2 | ICICI Prudential Life Insurance Company Ltd | 6.42 | 45.91 | Neutral | 181.00 | 10.21 | 1608.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bullish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bearish
Quarterly Report⬤14th Apr 26
Standalone Audited Results – Q4 & FY Ended 31 March 2026
UNDEFINED SENTIMENT
Concall Report⬤20th Jan 26
Q3 FY2026 Earnings conference call
BULLISH SENTIMENT
ICICI Prudential Life Insurance Company Ltd. is a leading private life insurer in India, a joint venture between ICICI Bank Ltd. and Prudential Corporation Holdings Ltd. It offers a comprehensive suite of life insurance, pension, and health solutions to individuals and groups, focusing on long-term savings, protection, and wealth creation, catering to diverse customer needs across India.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. ICICI Prudential Life Insurance Company Ltd's P/E ratio (TTM) is 46.16, compared to the industry median of 35.39 and large cap median of 339.44.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. ICICI Prudential Life Insurance Company Ltd's P/B ratio is 5.42, compared to the industry median of 5.91 and large cap median of 7.73.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. ICICI Prudential Life Insurance Company Ltd's P/S ratio is 1.17, compared to the industry median of 1.16 and large cap median of 1.14.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. ICICI Prudential Life Insurance Company Ltd's PEG ratio is 4.17.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. ICICI Prudential Life Insurance Company Ltd's EV/EBITDA ratio is 48.29.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. ICICI Prudential Life Insurance Company Ltd's ROE is 11.80%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. ICICI Prudential Life Insurance Company Ltd's ROA is 0.06%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. ICICI Prudential Life Insurance Company Ltd's ROCE is 10%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. ICICI Prudential Life Insurance Company Ltd's operating margin is 0.29%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. ICICI Prudential Life Insurance Company Ltd's net margin is 2.54%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. ICICI Prudential Life Insurance Company Ltd's current ratio is 0.04.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. ICICI Prudential Life Insurance Company Ltd's debt-to-equity ratio is 0.19.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. ICICI Prudential Life Insurance Company Ltd's interest coverage ratio is N/A.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. ICICI Prudential Life Insurance Company Ltd's DPS is ₹1.66.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. ICICI Prudential Life Insurance Company Ltd's EPS is 35.24.
(Source line: "Ratios as of 15 Aug 2026, based on last traded price of ₹509.15. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
ICICI Prudential Life Insurance was incorporated in 2000 as a joint venture between ICICI Bank, a premier Indian financial services institution, and Prudential Plc, a leading international financial services group. Operations commenced in 2001. It was the first private life insurer to cross Rs 10,000 crore in assets under management (AUM) in 2005. In 2016, it became the first Indian life insurance company to be listed on the Indian stock exchanges (NSE and BSE), marking a significant milestone in its journey. The company continues to be a prominent player in the Indian life insurance sector.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Protection Products | N/A | Operating Profit |
| Savings Products (ULIPs & Traditional) | N/A | Operating Profit |
| Annuity & Pension Products | N/A | Operating Profit |
Anup Bagchi (MD & CEO) - Appointed in June 2023, he previously served as Executive Director at ICICI Bank and has extensive experience across retail, commercial, and wholesale banking.
No major recent corporate actions on record. The company undertook an initial public offering (IPO) in 2016, becoming the first Indian life insurer to be listed.
References
The ICICI Prudential Life Insurance Company Ltd share price today is ₹509.15 on NSE (ICICIPRULI), as of 16 Aug 2026.
As of 15 Aug 2026, ICICI Prudential Life Insurance Company Ltd share price is ₹509.15, with previous close ₹N/A. Today's range is ₹N/A to ₹N/A. The 52-week range is ₹N/A to ₹N/A.
As of today, ICICI Prudential Life Insurance Company Ltd's market cap is ₹73,826.75 crore (Large Cap).
ICICI Prudential Life Insurance Company Ltd's current P/E ratio is 46.16, compared to the BANKING AND FINANCE sector average of 28.
ICICI Prudential Life Insurance Company Ltd's current P/B ratio is 5.42.
ICICI Prudential Life Insurance Company Ltd's current dividend yield is 0.33%. Last dividend of ₹12.00 per share was declared on 24-May-2024.
ICICI Prudential Life Insurance Company Ltd's EPS (TTM) is ₹35.24.
ICICI Prudential Life Insurance Company Ltd. is a leading private life insurer in India, a joint venture between ICICI Bank Ltd. and Prudential Corporation Holdings Ltd. It offers a comprehensive suite of life insurance, pension, and health solutions to individuals and groups, focusing on long-term savings, protection, and wealth creation, catering to diverse customer needs across India.
ICICI Prudential Life Insurance Company Ltd is promoted by ICICI Bank Ltd. and Prudential Plc., holding 72.8% as of 15 Aug 2026.
ICICI Prudential Life Insurance Company Ltd is listed on NSE (ICICIPRULI) and BSE (540133). Its next quarterly results are expected on July/August 2024.