



Diversified | Small Cap
JM Financial Ltd demonstrates a mixed financial performance. The company shows great promise in areas of liquidity and profitability. Its liquidity position is particularly strong, indicating a robust ability to meet short-term obligations. Profitability is also a significant strength, driven by healthy margins and returns on capital. However, some challenges exist in the realms of efficiency and solvency. While the company exhibits strong revenue and earnings growth, there are concerns about operating profit and asset expansion. The company's coverage ratios are adequate, though not exceptional, and financial metrics present a mixed picture, with some areas needing attention. Overall, JM Financial showcases financial stability with clear opportunities for improvement in specific operational areas to enhance long-term sustainability and growth.
JM Financial Ltd demonstrates a mixed financial performance. The company shows great promise in areas of liquidity and profitability. Its liquidity position is particularly strong, indicating a robust ability to meet short-term obligations. Profitability is also a significant strength, driven by healthy margins and returns on capital. However, some challenges exist in the realms of efficiency and solvency. While the company exhibits strong revenue and earnings growth, there are concerns about operating profit and asset expansion. The company's coverage ratios are adequate, though not exceptional, and financial metrics present a mixed picture, with some areas needing attention. Overall, JM Financial showcases financial stability with clear opportunities for improvement in specific operational areas to enhance long-term sustainability and growth.
Overall Valuation Score
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P/E RATIO (TTM)
17.69
Industry Median
13.73
Small Cap Median
13.73
P/E RATIO
10.20
P/B RATIO
1.16
Industry Median
1.16
Small Cap Median
1.10
P/S RATIO
2.96
Industry Median
16.87
Small Cap Median
16.87
Others
PEG RATIO
0.00
EV/EBITDA RATIO
7.11
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹128.25 as on Sep 1, 2026.
JM Financial Ltd demonstrates robust growth in key areas, but also faces some challenges. Revenue and earnings per share have shown good increase. However, the operating profit growth rate indicates some difficulties in maintaining profitability as revenues increase. The asset growth rate indicates that the company's asset base is not expanding rapidly. Overall, while the company exhibits strong growth in specific areas, there are also areas where improvement is needed.
| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 15.98 | -11.63 | 45.43 | -7.86 | -7.23 |
| Operating Profit Growth Rate | 10.31 | -12.72 | 30.57 | -16.08 | 8.05 |
| Earnings Per Share (EPS) Growth | 30.86 | -22.72 | -31.47 | 100.23 | 46.33 |
| Asset Growth Rate | 9.77 | 13.84 | 1.3 | -17.72 | 8.99 |
| Net Income Growth Rate | 22.77 | -28.53 | -95.63 | 2396.77 | 55.17 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Pilani Investment & Industries Corporation Ltd | 7.85 | 154.72 | Neutral | 250.00 | 64.90 | 31.00 |
| 2 | JM Financial Ltd | 7.80 | 10.20 | Neutral | 2510.00 | 7.24 | 1201.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
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Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
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JM Financial Ltd is an integrated financial services group in India, offering a diverse range of services including investment banking, wealth management, asset management, and mortgage lending. It caters to corporations, institutions, high net-worth individuals, and retail clients, establishing itself as a prominent player in the Indian financial sector.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. JM Financial Ltd's P/E ratio (TTM) is 17.69, compared to the industry median of 13.73 and large cap median of 13.73.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. JM Financial Ltd's P/B ratio is 1.16, compared to the industry median of 1.16 and large cap median of 1.10.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. JM Financial Ltd's P/S ratio is 2.96, compared to the industry median of 16.87 and large cap median of 16.87.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. JM Financial Ltd's PEG ratio is 1.15.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. JM Financial Ltd's EV/EBITDA ratio is 7.11.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. JM Financial Ltd's ROE is 11.27%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. JM Financial Ltd's ROA is 9.46%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. JM Financial Ltd's ROCE is 12%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. JM Financial Ltd's operating margin is 61.35%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. JM Financial Ltd's net margin is 29.36%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. JM Financial Ltd's current ratio is 4.60.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. JM Financial Ltd's debt-to-equity ratio is 1.08.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. JM Financial Ltd's interest coverage ratio is 2.58.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. JM Financial Ltd's DPS is ₹1.76.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. JM Financial Ltd's EPS is 46.33.
(Source line: "Ratios as of 24 Oct 2026, based on last traded price of ₹128.25. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 1972
Headquarters: Mumbai, Maharashtra
Core Offerings: Investment Banking, Wealth Management & Securities Business, Asset Management, Mortgage Lending
Stock Listing: NSE (JMFINANCIL), BSE (523405)
Promoter: Mr. Nimesh Kampani / JM Financial Group
1972: Founded by Mr. Nimesh Kampani, establishing J.M. Financial & Investment Consultancy Services Private Limited. 1980s-1990s: Emerged as a leading investment bank, pioneering various financial services in India. Early 2000s: Expanded into wealth management, asset management, and non-banking financial services (NBFC). 2007: Launched JM Financial Properties & Real Estate Fund. Present Day: Operates as a diversified financial services group with a strong presence across key segments of the Indian financial market.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Wealth Management & Securities Business | 49% (FY23) | 39% PBT margin (FY23) |
| Mortgage Lending | 37% (FY23) | 41% PBT margin (FY23) |
| Investment Banking | 12% (FY23) | 46% PBT margin (FY23) |
| Asset Management | 3% (FY23) | 37% PBT margin (FY23) |
Investment Banking: Provides comprehensive advisory services for mergers and acquisitions (M&A), private equity syndication, debt syndication, and initial public offerings (IPOs), serving corporate clients.
Wealth Management & Securities Business: Offers broking and distribution services for retail and High Net-worth Individual (HNI) clients, alongside wealth management advisory, portfolio management services, and financing against shares.
Asset Management: Manages various investment funds, including JM Financial Mutual Fund and Alternative Investment Funds (AIFs), catering to a diverse range of investor categories.
Mortgage Lending: Operates as a non-banking financial company (NBFC) primarily engaged in wholesale mortgage lending (real estate financing) and retail mortgage lending (home loans, loans against property).
Mr. Vishal Kampani serves as the Managing Director of JM Financial Ltd. He is instrumental in driving the group's strategic direction, growth initiatives, and overall business performance.
['JM Financial Products Limited', 'JM Financial Services Limited', 'JM Financial Asset Management Limited', 'JM Financial Home Loans Limited']
In May 2024, the Board approved a Rights Issue of up to ₹750 crore.
The JM Financial Ltd share price today is ₹128.25 on NSE (JMFINANCIL), as of 24 Oct 2026.
As of 24 Oct 2026, JM Financial Ltd share price is ₹128.25, with previous close ₹128.25. Today's range is ₹128.25 to ₹128.25. The 52-week range is ₹104.60 to ₹151.90.
As of today, JM Financial Ltd's market cap is ₹12,120.91 crore (Mid Cap).
JM Financial Ltd's current P/E ratio is 17.69, compared to the DIVERSIFIED sector average of 24.50.
JM Financial Ltd's current P/B ratio is 1.16.
JM Financial Ltd's current dividend yield is 1.37%. Last dividend of ₹0.90 per share was declared on 29-Jan-2024.
JM Financial Ltd's EPS (TTM) is ₹46.33.
JM Financial Ltd is an integrated financial services group in India, offering a diverse range of services including investment banking, wealth management, asset management, and mortgage lending. It caters to corporations, institutions, high net-worth individuals, and retail clients, establishing itself as a prominent player in the Indian financial sector.
JM Financial Ltd is promoted by Mr. Nimesh Kampani / JM Financial Group, holding 57.07% as of 24 Oct 2026.
JM Financial Ltd is listed on NSE (JMFINANCIL) and BSE (523405). Its next quarterly results are expected on July/August 2024.