Don’t Trade in the Dark—Get Your Pre-Market Report Every Day.Join Now
Banking And Finance | Small Cap
Health Score : 5.10Niva Bupa Health Insurance Company Ltd, operating in the Financial Services (Non-Bank Finance) sector, showcases a mixed financial performance. The company demonstrates strong solvency, driven by a healthy equity position and low debt levels. Revenue and asset growth are robust, indicating expansion and market penetration. However, liquidity is a concern, with low current and cash ratios. Efficiency is a mixed bag, with high fixed asset turnover offset by low capital turnover. Profitability metrics are generally weak, except for a strong return on capital employed. Overall, the company exhibits growth potential and financial stability but needs to address liquidity and profitability challenges to ensure long-term success. Future performance will depend on effectively managing expenses and leveraging its asset base.
Health Score : 5.10Niva Bupa Health Insurance Company Ltd, operating in the Financial Services (Non-Bank Finance) sector, showcases a mixed financial performance. The company demonstrates strong solvency, driven by a healthy equity position and low debt levels. Revenue and asset growth are robust, indicating expansion and market penetration. However, liquidity is a concern, with low current and cash ratios. Efficiency is a mixed bag, with high fixed asset turnover offset by low capital turnover. Profitability metrics are generally weak, except for a strong return on capital employed. Overall, the company exhibits growth potential and financial stability but needs to address liquidity and profitability challenges to ensure long-term success. Future performance will depend on effectively managing expenses and leveraging its asset base.
Overall Valuation Score
Markets Depth NSE
Buy Orders
Bid
Quantity
Orders
No buy depth
Total
0
0
Sell Orders
Ask
Quantity
Orders
No sell depth
Total
0
0
Markets Today NSE
High
0.00
Low
0.00
Open
0.00
Close
0.00
Prev Close
0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
115.92
Industry Median
36.22
Small Cap Median
44.27
P/E RATIO
115.92
P/B RATIO
4.01
Industry Median
3.73
Small Cap Median
4.01
P/S RATIO
2.27
Industry Median
2.07
Small Cap Median
2.27
Others
PEG RATIO
3.23
EV/EBITDA RATIO
120.60
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹82.3 as on Sep 1, 2026.
Growth Score : 4.80The growth ratios indicate a mixed performance. Revenue and asset growth rates are strong, suggesting expansion and effective asset management. However, the operating profit and net income growth rates are poor, which suggests profitability is not keeping pace with revenue. While the company is expanding, it needs to focus on improving profitability to ensure sustainable growth.
Revenue Growth RateExcellentOperating Profit Growth RatePoorEarnings Per Share (EPS) GrowthPoorAsset Growth RateExcellentNet Income Growth RatePoor| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 32.84 | 52 | 44.23 | 30.6 | 24.58 |
| Operating Profit Growth Rate | -1950 | 26.83 | 65.76 | 169.03 | 60.26 |
| Earnings Per Share (EPS) Growth | -39.32 | ||||
| Asset Growth Rate | 44.18 | 41.6 | 59.71 | 57.62 | 21.56 |
| Net Income Growth Rate | -294 | 106.6 | 530.77 | 160.98 | -38.79 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Niva Bupa Health Insurance Company Ltd | 5.10 | 115.92 | Overvalued | 125.00 | 0.71 | 131.00 |
0 Credits RemainingUnlock Deep Technical Insights in Seconds Only with Dhanarthi AI
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
Concall Report⬤3rd Feb 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
No Stock News Available at This Moment.
Niva Bupa Health Insurance Company Ltd. is a prominent standalone health insurer in India, operating as a joint venture between True North Fund V LLP and Bupa, a UK-based healthcare group. It offers a comprehensive range of health insurance products, serving individual, family, senior citizen, and corporate segments, with a strong focus on digital sales and service delivery.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Niva Bupa Health Insurance Company Ltd's P/E ratio (TTM) is 115.92, compared to the industry median of 36.22 and large cap median of 44.27.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Niva Bupa Health Insurance Company Ltd's P/B ratio is 4.01, compared to the industry median of 3.73 and large cap median of 4.01.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Niva Bupa Health Insurance Company Ltd's P/S ratio is 2.27, compared to the industry median of 2.07 and large cap median of 2.27.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Niva Bupa Health Insurance Company Ltd's PEG ratio is 3.23.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Niva Bupa Health Insurance Company Ltd's EV/EBITDA ratio is 120.60.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Niva Bupa Health Insurance Company Ltd's ROE is 3.46%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Niva Bupa Health Insurance Company Ltd's ROA is 1.05%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Niva Bupa Health Insurance Company Ltd's ROCE is 3%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Niva Bupa Health Insurance Company Ltd's operating margin is 1.87%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Niva Bupa Health Insurance Company Ltd's net margin is 1.96%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Niva Bupa Health Insurance Company Ltd's current ratio is 0.27.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Niva Bupa Health Insurance Company Ltd's debt-to-equity ratio is 0.06.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Niva Bupa Health Insurance Company Ltd's interest coverage ratio is N/A.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Niva Bupa Health Insurance Company Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Niva Bupa Health Insurance Company Ltd's EPS is -39.32.
(Source line: "Ratios as of 22 Oct 2026, based on last traded price of ₹82.30. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 2008 (incorporated as Max Bupa Health Insurance Company Ltd.)
Headquarters: New Delhi, Delhi
Core Offerings: Individual Health Insurance, Family Floater Plans, Senior Citizen Health Plans, Corporate Health Insurance, International Health Insurance
Stock Listing: NSE (NIVABUPA), BSE (544286)
Promoter: True North (FettleCo) and Bupa
Niva Bupa was incorporated in 2008 as Max Bupa Health Insurance Company Ltd., a joint venture between Max India Limited and Bupa. It commenced operations in 2010. In 2019, True North, a leading Indian private equity firm, acquired Max India's entire stake. Following this acquisition, the company underwent a rebranding in 2021, changing its name to Niva Bupa Health Insurance Company Ltd., and continues to expand its market presence and product portfolio.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Individual Health Insurance | N/A | Operating Profit |
| Family Floater Health Insurance | N/A | Operating Profit |
| Group/Corporate Health Insurance | N/A | Operating Profit |
| Senior Citizen & Specialized Plans | N/A | Operating Profit |
Individual & Family Plans: Offers diverse health coverage for individuals and families, including critical illness, accidental cover, and maternity benefits, distributed through a multi-channel approach.
Group/Corporate Health Insurance: Provides customized health insurance solutions for businesses to cover their employees, focusing on flexible benefits, wellness programs, and direct corporate partnerships.
Specialized Offerings: Includes bespoke plans for senior citizens, international travel health insurance, and specific disease covers, catering to distinct market needs and demographics.
Digital & Network Expansion: Emphasizes expanding its digital sales platforms and a vast network of cashless hospitals across India to ensure accessible and seamless service delivery.
Krishnan Ramachandran - MD & CEO: Brings over 25 years of extensive experience in the financial services sector, with significant leadership roles in the insurance industry. Partha Dey - Chairman (Independent Director): An experienced professional providing strategic oversight to the company's board.
No major subsidiaries reported.
No major recent corporate actions on record.
The Niva Bupa Health Insurance Company Ltd share price today is ₹82.30 on NSE (NIVABUPA), as of 23 Oct 2026.
As of 22 Oct 2026, Niva Bupa Health Insurance Company Ltd share price is ₹82.30, with previous close ₹82.30. Today's range is ₹82.30 to ₹82.30. The 52-week range is ₹67.50 to ₹91.40.
As of today, Niva Bupa Health Insurance Company Ltd's market cap is ₹15,225.5 crore (Mid Cap).
Niva Bupa Health Insurance Company Ltd's current P/E ratio is 115.92, compared to the BANKING AND FINANCE sector average of 36.
Niva Bupa Health Insurance Company Ltd's current P/B ratio is 4.01.
Niva Bupa Health Insurance Company Ltd's current dividend yield is N/A. Last dividend of ₹0.00 per share was declared on N/A.
Niva Bupa Health Insurance Company Ltd's EPS (TTM) is ₹-39.32.
Niva Bupa Health Insurance Company Ltd. is a prominent standalone health insurer in India, operating as a joint venture between True North Fund V LLP and Bupa, a UK-based healthcare group. It offers a comprehensive range of health insurance products, serving individual, family, senior citizen, and corporate segments, with a strong focus on digital sales and service delivery.
Niva Bupa Health Insurance Company Ltd is promoted by True North (FettleCo) and Bupa, holding 55.36% as of 22 Oct 2026.
Niva Bupa Health Insurance Company Ltd is listed on NSE (NIVABUPA) and BSE (544286). Its next quarterly results are expected on N/A.
Financial Health & Prudence