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Financial Services | Small Cap
Health Score : 8.05PTC India Financial Services Ltd. presents a strong but mixed financial profile. The company's greatest strengths lie in its exceptional profitability and solid financial stability. It demonstrates an outstanding ability to generate profits from its operations and maintains very high-profit margins. Furthermore, its financial foundation is very secure, with an extremely high capacity to meet short-term obligations and a very low reliance on debt for its funding. However, a significant area of concern is the company's growth trajectory, as both its revenues and total assets have been declining. While this has been accompanied by rising profits, suggesting a successful focus on higher-margin activities, a continually shrinking business is a long-term risk. Additionally, direct shareholder returns, such as earnings per share and dividends, are currently weak. The future outlook depends on the company's ability to stabilize its revenue while maintaining its high profitability.
Health Score : 8.05PTC India Financial Services Ltd. presents a strong but mixed financial profile. The company's greatest strengths lie in its exceptional profitability and solid financial stability. It demonstrates an outstanding ability to generate profits from its operations and maintains very high-profit margins. Furthermore, its financial foundation is very secure, with an extremely high capacity to meet short-term obligations and a very low reliance on debt for its funding. However, a significant area of concern is the company's growth trajectory, as both its revenues and total assets have been declining. While this has been accompanied by rising profits, suggesting a successful focus on higher-margin activities, a continually shrinking business is a long-term risk. Additionally, direct shareholder returns, such as earnings per share and dividends, are currently weak. The future outlook depends on the company's ability to stabilize its revenue while maintaining its high profitability.
Overall Valuation Score
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Last Traded Time
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Price Movement Indicator
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P/E RATIO (TTM)
5.42
Industry Median
7.70
Small Cap Median
7.70
P/E RATIO
5.42
P/B RATIO
0.56
Industry Median
1.53
Small Cap Median
1.53
P/S RATIO
3.37
Industry Median
3.62
Small Cap Median
3.62
Others
PEG RATIO
0.08
EV/EBITDA RATIO
3.96
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹26.96 as on Sep 1, 2026.
Growth Score : 7.20The company presents a contradictory growth story. On one hand, it shows excellent growth in profits and earnings per share, indicating improved profitability and efficiency. On the other hand, its total revenue and asset base are shrinking. This suggests a strategic shift, possibly focusing on more profitable but fewer business activities. The long-term sustainability of this strategy is uncertain, as continuous revenue decline is a significant risk despite current profit growth.
Revenue Growth RatePoorOperating Profit Growth RateExcellentEarnings Per Share (EPS) GrowthExcellentAsset Growth RatePoorNet Income Growth RateExcellent| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | -15.01 | -17.67 | -4.52 | -16.16 | -19.28 |
| Operating Profit Growth Rate | 80.81 | 32.96 | -13.03 | 37.68 | 38.95 |
| Earnings Per Share (EPS) Growth | 405 | 35.64 | -8.76 | 35.2 | 47.04 |
| Asset Growth Rate | -17.48 | -19.78 | -14.53 | -12.9 | -12.79 |
| Net Income Growth Rate | 400 | 35.38 | -8.52 | 34.78 | 47 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Paisalo Digital Ltd | 8.59 | 25.70 | Highly Overvalued | 331.00 | 2.58 | 237.00 |
| 2 | Crest Ventures Ltd | 8.36 | 22.14 | Neutral | 70.00 | 13.88 | 48.00 |
| 3 | PTC India Financial Services Ltd | 8.05 | 5.42 | Highly Undervalued | 396.00 | 4.97 | 319.00 |
| 4 | PNB Gilts Ltd | 6.88 | 7.58 | Neutral | 1555.00 | 10.09 | 182.00 |
| 5 | Nalwa Sons Investments Ltd | 6.75 | 53.67 | Neutral | 76.00 | 90.24 | 57.00 |
| 6 | Arman Financial Services Ltd | 5.58 | 36.25 | Overvalued | 79.00 | 38.62 | 57.00 |
| 7 | Indostar Capital Finance Ltd | 5.57 | 29.01 | Neutral | -848.00 | 8.06 | 140.00 |
| 8 | Mufin Green Finance Ltd | 5.49 | 82.61 | Neutral | 40.00 | 1.43 | 28.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 1 Hour Timeframe
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
Concall Report⬤23rd Jan 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
Quarterly Report⬤20th Jan 26
Quarterly Financial Results Q3 FY 2025–26
BULLISH SENTIMENT
No Stock News Available at This Moment.
PTC India Financial Services Ltd (PFS) is a non-banking financial company (NBFC) promoted by PTC India Ltd. It primarily provides financial products and services to companies in the energy value chain and other infrastructure sectors. PFS offers debt financing, mezzanine funding, and advisory services to support India's infrastructure development.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. PTC India Financial Services Ltd's P/E ratio (TTM) is 5.42, compared to the industry median of 7.70 and large cap median of 7.70.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. PTC India Financial Services Ltd's P/B ratio is 0.56, compared to the industry median of 1.53 and large cap median of 1.53.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. PTC India Financial Services Ltd's P/S ratio is 3.37, compared to the industry median of 3.62 and large cap median of 3.62.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. PTC India Financial Services Ltd's PEG ratio is 0.08.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. PTC India Financial Services Ltd's EV/EBITDA ratio is 3.96.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. PTC India Financial Services Ltd's ROE is 10.36%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. PTC India Financial Services Ltd's ROA is 7.99%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. PTC India Financial Services Ltd's ROCE is 19.94%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. PTC India Financial Services Ltd's operating margin is 76.89%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. PTC India Financial Services Ltd's net margin is 61.94%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. PTC India Financial Services Ltd's current ratio is 38.05.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. PTC India Financial Services Ltd's debt-to-equity ratio is 0.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. PTC India Financial Services Ltd's interest coverage ratio is 2.74.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. PTC India Financial Services Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. PTC India Financial Services Ltd's EPS is 47.04.
(Source line: "Ratios as of 28 Sept 2026, based on last traded price of ₹26.96. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 2006
Headquarters: New Delhi, Delhi
Core Offerings: Debt financing, Mezzanine funding, Equity investments, Project advisory, Renewable energy financing
Stock Listing: NSE (PFS), BSE (533344)
Promoter: PTC India Ltd.
PTC India Financial Services Ltd. was incorporated in 2006 as a subsidiary of PTC India Ltd., with a mandate to provide specialized financial services for India's infrastructure sector, particularly the power industry. It obtained NBFC status from the Reserve Bank of India and subsequently expanded its operations to finance various infrastructure projects beyond just power, including roads, ports, and renewable energy. The company went public with its listing on NSE and BSE, establishing itself as a significant player in infrastructure project financing.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Lending & Investments | N/A (Primary source of income) | N/A (Not typically reported for NBFCs) |
| Advisory Services | N/A (Ancillary income) | N/A (Not typically reported for NBFCs) |
Lending & Investments: PFS primarily engages in project finance, offering long-term debt, short-term loans, bridge loans, and subscription to bonds/debentures. It focuses on power generation (thermal, hydro, renewable), transmission, distribution, and other infrastructure sectors like roads, ports, and logistics.
Equity Investments: The company also makes strategic equity investments in viable infrastructure projects, typically alongside its debt financing.
Advisory Services: PFS provides financial advisory and consultancy services to infrastructure companies, aiding in project structuring, financial closure, and regulatory compliance.
Mr. Pawan Singh - Managing Director & CEO: An experienced professional with a strong background in finance, project management, and infrastructure development, guiding PFS's strategic direction and operational execution.
No major subsidiaries reported.
No major recent corporate actions on record.
The PTC India Financial Services Ltd share price today is ₹26.96 on NSE (PFS), as of 28 Sept 2026.
As of 28 Sept 2026, PTC India Financial Services Ltd share price is ₹26.96, with previous close ₹26.96. Today's range is ₹26.96 to ₹26.96. The 52-week range is ₹N/A to ₹N/A.
As of today, PTC India Financial Services Ltd's market cap is ₹1,735.68 crore (Small Cap).
PTC India Financial Services Ltd's current P/E ratio is 5.42, compared to the PHARMACEUTICALS & BIOTECHNOLOGY sector average of 28.
PTC India Financial Services Ltd's current P/B ratio is 0.56.
PTC India Financial Services Ltd's current dividend yield is N/A. Last dividend of ₹0.75 per share was declared on 19-Oct-2023.
PTC India Financial Services Ltd's EPS (TTM) is ₹47.04.
PTC India Financial Services Ltd (PFS) is a non-banking financial company (NBFC) promoted by PTC India Ltd. It primarily provides financial products and services to companies in the energy value chain and other infrastructure sectors. PFS offers debt financing, mezzanine funding, and advisory services to support India's infrastructure development.
PTC India Financial Services Ltd is promoted by PTC India Ltd., holding 64.99% as of 28 Sept 2026.
PTC India Financial Services Ltd is listed on NSE (PFS) and BSE (533344). Its next quarterly results are expected on July/August 2024 (for Q1 FY25).
Adjusted Earnings Per Share (Adjusted EPS)