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Banking And Finance | Mid Cap
Health Score : 4.60Star Health & Allied Insurance Company shows a mixed financial performance. The company demonstrates good solvency due to maintaining a strong equity base and minimal debt. Profitability is also a strength, driven by a good return on capital employed. However, liquidity is poor, as indicated by low current, quick, and cash ratios. Growth metrics are also weak, with declines in operating profit and earnings per share, though asset growth remains robust. The company's financial ratios are average, supported by significant capital expenditure, but impacted by low earnings per share and book value. Overall, Star Health exhibits financial stability and profitability, but needs to enhance its liquidity and growth strategies to ensure sustained success. The weighted average calculation method gives higher importance to the current year's data, reflecting the latest financial performance.
Health Score : 4.60Star Health & Allied Insurance Company shows a mixed financial performance. The company demonstrates good solvency due to maintaining a strong equity base and minimal debt. Profitability is also a strength, driven by a good return on capital employed. However, liquidity is poor, as indicated by low current, quick, and cash ratios. Growth metrics are also weak, with declines in operating profit and earnings per share, though asset growth remains robust. The company's financial ratios are average, supported by significant capital expenditure, but impacted by low earnings per share and book value. Overall, Star Health exhibits financial stability and profitability, but needs to enhance its liquidity and growth strategies to ensure sustained success. The weighted average calculation method gives higher importance to the current year's data, reflecting the latest financial performance.
Overall Valuation Score
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Last Traded Time
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Price Movement Indicator
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P/E RATIO (TTM)
59.11
Industry Median
36.22
Mid Cap Median
28.18
P/E RATIO
59.18
P/B RATIO
3.44
Industry Median
3.73
Mid Cap Median
3.44
P/S RATIO
1.86
Industry Median
2.07
Mid Cap Median
1.86
Others
PEG RATIO
0.00
EV/EBITDA RATIO
43.63
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹560.4 as on Sep 1, 2026.
Growth Score : 2.80The company's growth metrics present a mixed picture. Asset growth is strong, but revenue, operating profit, and EPS growth rates are weak. The weighted average calculation, which emphasizes recent data, underscores the need for the company to focus on strategies to improve top-line and bottom-line growth. While asset expansion is positive, it needs to translate into higher profitability and revenue generation.
Revenue Growth RatePoorOperating Profit Growth RatePoorEarnings Per Share (EPS) GrowthPoor
Asset Growth RateExcellentNet Income Growth RatePoor| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 109.94 | 14.09 | 15.91 | 14.83 | 10.71 |
| Operating Profit Growth Rate | 2.65 | 164.19 | 35.4 | -22.08 | -19.11 |
| Earnings Per Share (EPS) Growth | 8.73 | 158.79 | 35.84 | -23.89 | -13.83 |
| Asset Growth Rate | 28.69 | 12.67 | 16.7 | 16.98 | 13.63 |
| Net Income Growth Rate | 4.14 | 159.46 | 36.51 | -23.55 | -13.78 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Go Digit General Insurance Ltd | 6.92 | 44.27 | Neutral | 159.00 | 5.89 | 544.00 |
| 2 | Niva Bupa Health Insurance Company Ltd | 5.10 | 115.92 | Overvalued | 125.00 | 0.71 | 131.00 |
| 3 | Star Health & Allied Insurance Company Ltd | 4.60 | 59.18 | Neutral | 745.00 | 9.48 | 557.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
Concall Report⬤5th May 26
Q4 & FY2026 Earnings Conference Call
BULLISH SENTIMENT
Quarterly Report⬤28th Apr 26
Audited Financial Results for the Quarter and Year Ended March 31, 2026
UNDEFINED SENTIMENT
Concall Report⬤3rd Feb 26
Q3 & 9M FY2026 Earnings Conference Call
BULLISH SENTIMENT
Star Health & Allied Insurance Company Ltd. is India's first and largest standalone health insurance provider, offering comprehensive health, personal accident, and travel insurance products. It serves individuals, families, and corporates through a wide distribution network, holding a significant market share in the retail health segment.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Star Health & Allied Insurance Company Ltd's P/E ratio (TTM) is 59.11, compared to the industry median of 36.22 and large cap median of 28.18.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Star Health & Allied Insurance Company Ltd's P/B ratio is 3.44, compared to the industry median of 3.73 and large cap median of 3.44.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Star Health & Allied Insurance Company Ltd's P/S ratio is 1.86, compared to the industry median of 2.07 and large cap median of 1.86.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Star Health & Allied Insurance Company Ltd's PEG ratio is 1.25.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Star Health & Allied Insurance Company Ltd's EV/EBITDA ratio is 43.63.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Star Health & Allied Insurance Company Ltd's ROE is 5.82%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Star Health & Allied Insurance Company Ltd's ROA is 3.15%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Star Health & Allied Insurance Company Ltd's ROCE is 9%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Star Health & Allied Insurance Company Ltd's operating margin is 4.18%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Star Health & Allied Insurance Company Ltd's net margin is 3.12%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Star Health & Allied Insurance Company Ltd's current ratio is 0.17.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Star Health & Allied Insurance Company Ltd's debt-to-equity ratio is 0.05.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Star Health & Allied Insurance Company Ltd's interest coverage ratio is N/A.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Star Health & Allied Insurance Company Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Star Health & Allied Insurance Company Ltd's EPS is -13.83.
(Source line: "Ratios as of 21 Oct 2026, based on last traded price of ₹560.40. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 2006
Headquarters: Chennai, Tamil Nadu
Core Offerings: Individual Health Insurance, Family Floater Health Insurance, Group Health Insurance, Personal Accident Insurance, Travel Insurance
Stock Listing: NSE (STARHEALTH), BSE (543412)
Promoter: Safecrop Investments India LLP
Star Health & Allied Insurance was incorporated in 2006 as India's first standalone health insurance company, commencing operations with a focus on retail health. It rapidly built a robust distribution network and expanded its product portfolio. A key milestone was its initial public offering (IPO) in 2021, establishing it as a major listed player and reinforcing its market leadership in the standalone health insurance segment.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Individual Health | 69% (GWP) | Operating Profit |
| Group Health | 28% (GWP) | Operating Profit |
| Other (Personal Accident, Travel) | 3% (GWP) | Operating Profit |
Individual Health Insurance: Offers a wide array of products including comprehensive plans, disease-specific covers, senior citizen plans, and super top-up plans, distributed primarily through agents and digital channels.
Group Health Insurance: Provides tailored health insurance solutions for corporate employees and their families, often involving customized benefits and administrative services.
Other Products: Includes personal accident policies covering accidental death and disability, and travel insurance for individuals and families undertaking domestic or international travel.
Distribution: Operates through a multi-channel approach including over 684 branch offices, ~6.8 lakh agents, bancassurance, and direct digital sales.
Mr. Venkatasamy Jagannathan - Chairman & Whole Time Director: A veteran in the insurance industry, he was the founding MD & CEO of Star Health, playing a pivotal role in establishing the company as a market leader. Mr. Anand Roy - Managing Director & CEO: With extensive experience in sales and distribution within the insurance sector, he drives the company's growth strategy and operational efficiency.
No major recent corporate actions on record apart from its IPO in 2021.
The Star Health & Allied Insurance Company Ltd share price today is ₹560.40 on NSE (STARHEALTH), as of 23 Oct 2026.
As of 21 Oct 2026, Star Health & Allied Insurance Company Ltd share price is ₹560.40, with previous close ₹560.40. Today's range is ₹560.40 to ₹560.40. The 52-week range is ₹416.55 to ₹624.90.
As of today, Star Health & Allied Insurance Company Ltd's market cap is ₹33,231.72 crore (Large Cap).
Star Health & Allied Insurance Company Ltd's current P/E ratio is 59.11, compared to the BANKING AND FINANCE sector average of 28.
Star Health & Allied Insurance Company Ltd's current P/B ratio is 3.44.
Star Health & Allied Insurance Company Ltd's current dividend yield is N/A. Last dividend of ₹3.00 per share was declared on 19-May-2023.
Star Health & Allied Insurance Company Ltd's EPS (TTM) is ₹-13.83.
Star Health & Allied Insurance Company Ltd. is India's first and largest standalone health insurance provider, offering comprehensive health, personal accident, and travel insurance products. It serves individuals, families, and corporates through a wide distribution network, holding a significant market share in the retail health segment.
Star Health & Allied Insurance Company Ltd is promoted by Safecrop Investments India LLP, holding 57.98% as of 21 Oct 2026.
Star Health & Allied Insurance Company Ltd is listed on NSE (STARHEALTH) and BSE (543412). Its next quarterly results are expected on August 2024.
Capital Efficiency & Returns