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Banking And Finance | Small Cap
Health Score : 3.63TCI Finance Ltd, operating within the financial services sector, showcases a mixed financial performance. The company shows strength in solvency and manages its inventory and receivable days efficiently. However, it faces challenges in liquidity, growth, coverage, and profitability, these areas showing considerable weakness. The company's financial ratios, particularly those related to earnings and shareholder value, also indicate areas needing attention. While capital expenditure management is a positive aspect, the overall financial health suggests potential risks and the need for strategic improvements to ensure long-term stability and growth. The zero values for many ratios over the observed period significantly impact the weighted averages and scores. Future performance will depend on addressing these fundamental issues and adapting to the competitive landscape.
Health Score : 3.63TCI Finance Ltd, operating within the financial services sector, showcases a mixed financial performance. The company shows strength in solvency and manages its inventory and receivable days efficiently. However, it faces challenges in liquidity, growth, coverage, and profitability, these areas showing considerable weakness. The company's financial ratios, particularly those related to earnings and shareholder value, also indicate areas needing attention. While capital expenditure management is a positive aspect, the overall financial health suggests potential risks and the need for strategic improvements to ensure long-term stability and growth. The zero values for many ratios over the observed period significantly impact the weighted averages and scores. Future performance will depend on addressing these fundamental issues and adapting to the competitive landscape.
Overall Valuation Score
Markets Depth NSE
Buy Orders
Bid
Quantity
Orders
No buy depth
Total
0
0
Sell Orders
Ask
Quantity
Orders
No sell depth
Total
0
0
Markets Today NSE
High
0.00
Low
0.00
Open
0.00
Close
0.00
Prev Close
0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
-18.20
Industry Median
14.83
Small Cap Median
14.16
P/E RATIO
6.59
P/B RATIO
0.63
Industry Median
1.20
Small Cap Median
1.19
P/S RATIO
N/A
Industry Median
3.23
Small Cap Median
3.77
Others
PEG RATIO
0.00
EV/EBITDA RATIO
0.00
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹25.3 as on Jun 11, 2026.
Growth Score : 2.00The growth ratios indicate the company is facing challenges in expanding its business and increasing its profitability. The consistent score reflects stagnation across key growth metrics. To improve, the company needs to identify and implement strategies that drive revenue, enhance operational efficiency, and increase profitability. The weighted average calculation underscores the need for immediate action to reverse these negative trends.
Revenue Growth RatePoorOperating Profit Growth RatePoorEarnings Per Share (EPS) GrowthPoorAsset Growth RatePoorNet Income Growth RatePoor| Growth Ratios | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 |
|---|---|---|---|---|---|
| Revenue Growth Rate | -12.09 | -13.41 | 9 | -5.72 | -5 |
| Operating Profit Growth Rate | 18.11 | -73.64 | 26.44 | -22.05 | 94.15 |
| Earnings Per Share (EPS) Growth | 20.45 | -71.51 | 87.42 | -54.06 | 195.38 |
| Asset Growth Rate | 59.26 | 9.84 | -0.14 | -1.38 | -13.02 |
| Net Income Growth Rate | 20.28 | -71.55 | 87.63 | -54.12 | 195.81 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | DCM Financial Services Ltd | 4.17 | -9.67 | Neutral | -2.04 | -0.46 | -1.19 |
| 2 | TCI Finance Ltd | 3.63 | 6.59 | Neutral | 3.98 | -1.39 | 4.94 |
| 3 | Gujarat Lease Financing Ltd | 3.63 | -49.42 | Highly Undervalued | -0.30 | 0.02 | -0.32 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bearish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
No Stock Reports Available at This Moment.
No Stock News Available at This Moment.
TCI Finance Ltd. is a non-deposit accepting Non-Banking Financial Company (NBFC) based in India. It primarily engages in investment activities and financing. The company provides a range of financial services including lease and hire purchase financing, bill discounting, inter-corporate deposits, and investment in shares and securities, catering to various corporate and individual needs.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. TCI Finance Ltd's P/E ratio (TTM) is -18.20, compared to the industry median of 14.83 and large cap median of 14.16.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. TCI Finance Ltd's P/B ratio is 0.63, compared to the industry median of 1.20 and large cap median of 1.19.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. TCI Finance Ltd's P/S ratio is 37.71, compared to the industry median of 3.23 and large cap median of 3.77.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. TCI Finance Ltd's PEG ratio is 6.54.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. TCI Finance Ltd's EV/EBITDA ratio is 83.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. TCI Finance Ltd's ROE is 9.56%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. TCI Finance Ltd's ROA is 4.58%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. TCI Finance Ltd's ROCE is 12.42%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. TCI Finance Ltd's operating margin is 32.20%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. TCI Finance Ltd's net margin is 39.97%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. TCI Finance Ltd's current ratio is 9.61.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. TCI Finance Ltd's debt-to-equity ratio is 0.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. TCI Finance Ltd's interest coverage ratio is 1.99.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. TCI Finance Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. TCI Finance Ltd's EPS is 195.38.
(Source line: "Ratios as of 28 Sept 2026, based on last traded price of ₹25.30. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 1989
Headquarters: Hyderabad, Telangana
Core Offerings: Lease and Hire Purchase Financing, Inter-Corporate Deposits, Bill Discounting, Investments in Shares and Securities
Stock Listing: NSE (TCIFINANCE), BSE (501242)
Promoter: TCI Group
TCI Finance Ltd was incorporated in 1989 with the objective of engaging in various financial services. Over the decades, it has operated as a Non-Banking Financial Company (NBFC), primarily focusing on investment activities, inter-corporate deposits, and providing lease and hire purchase financing. The company has maintained its core business within the financial sector, adapting to regulatory changes and market dynamics specific to the Indian NBFC landscape.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Financing Activities | Majority (from Interest Income) | Operating Profit |
| Investment Activities | Significant (from gains/dividends) | Operating Profit |
Financing Activities: Engages in providing inter-corporate deposits, lease, and hire purchase financing to various clients. Generates income primarily through interest earned on these financial assets.
Investment Activities: Involves investing in quoted and unquoted shares, securities, and other financial instruments, aiming for capital appreciation and dividend income.
Mr. D. P. Agarwal (Chairman & Managing Director): A veteran in the logistics and financial services sector, he provides strategic direction to the TCI Group and its various entities.
No major subsidiaries reported.
No major recent corporate actions on record.
The TCI Finance Ltd share price today is ₹25.30 on NSE (TCIFINANCE), as of 28 Sept 2026.
As of 28 Sept 2026, TCI Finance Ltd share price is ₹25.30, with previous close ₹25.30. Today's range is ₹25.30 to ₹25.30. The 52-week range is ₹10 to ₹38.46.
As of today, TCI Finance Ltd's market cap is ₹0 crore (Small Cap).
TCI Finance Ltd's current P/E ratio is -18.20, compared to the BANKING AND FINANCE sector average of 26.80.
TCI Finance Ltd's current P/B ratio is 0.63.
TCI Finance Ltd's current dividend yield is N/A. Last dividend of ₹0.50 per share was declared on 21-Sep-2023.
TCI Finance Ltd's EPS (TTM) is ₹195.38.
TCI Finance Ltd. is a non-deposit accepting Non-Banking Financial Company (NBFC) based in India. It primarily engages in investment activities and financing. The company provides a range of financial services including lease and hire purchase financing, bill discounting, inter-corporate deposits, and investment in shares and securities, catering to various corporate and individual needs.
TCI Finance Ltd is promoted by TCI Group, holding 24.72% as of 28 Sept 2026.
TCI Finance Ltd is listed on NSE (TCIFINANCE) and BSE (501242). Its next quarterly results are expected on August 2024 (for Q1 FY25).
Capital Expenditures (CapEx)
Financial Health & Prudence