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Financial Services | Small Cap
Health Score : 8.63Baid Finserv Ltd demonstrates a very strong financial profile, marked by exceptional growth and high profitability. The company is rapidly expanding its revenues, profits, and assets, indicating successful business strategies and strong market positioning within the non-bank finance sector. Its ability to manage long-term debt is excellent, reflecting a low-risk, stable financial structure. Operational efficiency in managing assets and collecting payments is also a key strength. However, a notable area of concern is in its direct shareholder return metrics. While the company is growing as a whole, key figures like earnings per share and book value per share are lagging. This suggests that the company's impressive operational success has not fully translated into per-share value for investors. The future outlook is positive, driven by strong growth momentum, but its ability to enhance shareholder value will be a key factor to watch.
Health Score : 8.63Baid Finserv Ltd demonstrates a very strong financial profile, marked by exceptional growth and high profitability. The company is rapidly expanding its revenues, profits, and assets, indicating successful business strategies and strong market positioning within the non-bank finance sector. Its ability to manage long-term debt is excellent, reflecting a low-risk, stable financial structure. Operational efficiency in managing assets and collecting payments is also a key strength. However, a notable area of concern is in its direct shareholder return metrics. While the company is growing as a whole, key figures like earnings per share and book value per share are lagging. This suggests that the company's impressive operational success has not fully translated into per-share value for investors. The future outlook is positive, driven by strong growth momentum, but its ability to enhance shareholder value will be a key factor to watch.
Overall Valuation Score
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0
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Sell Orders
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0
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Markets Today NSE
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Avg Price
0.00
Volume
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Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
10.46
Industry Median
20.55
Small Cap Median
13.12
P/E RATIO
10.46
P/B RATIO
0.68
Industry Median
1.24
Small Cap Median
0.95
P/S RATIO
1.62
Industry Median
4.30
Small Cap Median
3.07
Others
PEG RATIO
0.71
EV/EBITDA RATIO
8.18
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹10.15 as on Sep 1, 2026.
Growth Score : 10.00The company is experiencing a period of exceptional and comprehensive growth. All key indicators, including revenue, operating profit, earnings per share, and total assets, are expanding at a very high rate. This demonstrates strong market demand for its financial products and services, as well as successful execution of its business strategy. This robust, across-the-board growth is a powerful positive sign for the company's future prospects and its increasing market presence.
Revenue Growth RateGood
Operating Profit Growth RateWeakEarnings Per Share (EPS) GrowthGoodAsset Growth RateGoodNet Income Growth RateAverage| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | -7.41 | 12 | 17.86 | 24.24 | 18.29 |
| Operating Profit Growth Rate | 20 | 16.67 | 28.57 | 5.56 | 0 |
| Earnings Per Share (EPS) Growth | 18 | 16.95 | 24.64 | 4.65 | 7.78 |
| Asset Growth Rate | 0.63 | 7.23 | 24.93 | 6.57 | 18.72 |
| Net Income Growth Rate | 28.57 | 11.11 | 30 | 0 | 15.38 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Baid Finserv Ltd | 8.63 | 10.46 | Undervalued | 19.00 | 0.97 | 15.00 |
| 2 | Hybrid Financial Services Ltd | 8.50 | 18.43 | Neutral | 1.71 | 0.55 | 2.70 |
| 3 | Keynote Financial Services Ltd | 7.94 | 21.22 | Neutral | 8.19 | -2.98 | 6.66 |
| 4 | IBL Finance Ltd | 7.50 | 61.62 | Neutral | 3.61 | 0.99 | 2.44 |
| 5 | Ascom Leasing & Investments Ltd | 7.41 | 41.97 | Highly Overvalued | 7.22 | 4.46 | 5.23 |
| 6 | Usha Financial Services Ltd | 7.25 | 9.36 | Neutral | 32.00 | 5.17 | 22.00 |
| 7 | Maha Rashtra Apex Corporation Ltd | 5.69 | -23.02 | Neutral | -9.35 | 0.96 | -6.87 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
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No Stock News Available at This Moment.
Baid Finserv Ltd is an India-based Non-Banking Financial Company (NBFC) engaged primarily in asset finance. It offers a diverse portfolio of financial products including vehicle loans, business loans, and personal loans, catering to the retail and SME segments. The company focuses on serving underserved markets and has a significant presence in semi-urban and rural areas of Rajasthan.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Baid Finserv Ltd's P/E ratio (TTM) is 10.46, compared to the industry median of 20.55 and large cap median of 13.12.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Baid Finserv Ltd's P/B ratio is 0.68, compared to the industry median of 1.24 and large cap median of 0.95.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Baid Finserv Ltd's P/S ratio is 1.62, compared to the industry median of 4.30 and large cap median of 3.07.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Baid Finserv Ltd's PEG ratio is 0.71.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Baid Finserv Ltd's EV/EBITDA ratio is 8.18.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Baid Finserv Ltd's ROE is 6.44%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Baid Finserv Ltd's ROA is 3.53%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Baid Finserv Ltd's ROCE is 22.32%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Baid Finserv Ltd's operating margin is 19.59%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Baid Finserv Ltd's net margin is 15.46%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Baid Finserv Ltd's current ratio is 24.62.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Baid Finserv Ltd's debt-to-equity ratio is 0.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Baid Finserv Ltd's interest coverage ratio is 1.62.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Baid Finserv Ltd's DPS is ₹0.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Baid Finserv Ltd's EPS is 7.78.
(Source line: "Ratios as of 28 Sept 2026, based on last traded price of ₹10.15. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 1991 (as BAID LEASING AND FINANCE COMPANY LIMITED)
Headquarters: Jaipur, Rajasthan
Core Offerings: Two-Wheeler Loans, Three-Wheeler Loans, Commercial Vehicle Loans, Loan Against Property (LAP), SME/Business Loans, Personal Loans
Stock Listing: NSE (BAIDFIN), BSE (511724)
Promoter: Baid Family Group
Incorporated in 1991 as Baid Leasing and Finance Company Limited, the company started its journey primarily focusing on vehicle financing. Over the years, it expanded its product offerings and geographic reach within Rajasthan. The company was subsequently renamed Baid Finserv Limited, solidifying its identity as a diversified NBFC providing a range of financial services to retail and SME customers.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Vehicle Finance | N/A | Operating Profit |
| Loan Against Property (LAP) | N/A | Operating Profit |
| SME/Business Loans & Personal Loans | N/A | Operating Profit |
Vehicle Finance: Provides financing for two-wheelers, three-wheelers, and commercial vehicles, catering to individuals and small businesses, particularly in semi-urban and rural regions.
Loan Against Property (LAP): Offers loans secured against residential or commercial property to meet personal or business needs.
SME/Business Loans: Provides financial assistance to Small and Medium Enterprises (SMEs) for working capital, expansion, and other business requirements.
Personal Loans: Offers unsecured loans to individuals for various personal needs.
Mr. Satish Kumar Baid - Managing Director & CEO. He is a seasoned professional with extensive experience in the financial services sector, driving the company's growth and strategic initiatives.
No major subsidiaries reported.
Bonus Issue: 1:1 ratio in November 2023.
The Baid Finserv Ltd share price today is ₹10.15 on NSE (BAIDFIN), as of 28 Sept 2026.
As of 28 Sept 2026, Baid Finserv Ltd share price is ₹10.15, with previous close ₹10.15. Today's range is ₹10.15 to ₹10.15. The 52-week range is ₹8.80 to ₹12.98.
As of today, Baid Finserv Ltd's market cap is ₹157.33 crore (Small Cap).
Baid Finserv Ltd's current P/E ratio is 10.46, compared to the BANKING AND FINANCE sector average of 28.
Baid Finserv Ltd's current P/B ratio is 0.68.
Baid Finserv Ltd's current dividend yield is N/A. Last dividend of ₹1.00 per share was declared on 12-Aug-2024.
Baid Finserv Ltd's EPS (TTM) is ₹7.78.
Baid Finserv Ltd is an India-based Non-Banking Financial Company (NBFC) engaged primarily in asset finance. It offers a diverse portfolio of financial products including vehicle loans, business loans, and personal loans, catering to the retail and SME segments. The company focuses on serving underserved markets and has a significant presence in semi-urban and rural areas of Rajasthan.
Baid Finserv Ltd is promoted by Baid Family Group, holding 47.39% as of 28 Sept 2026.
Baid Finserv Ltd is listed on NSE (BAIDFIN) and BSE (511724). Its next quarterly results are expected on August 2024.
Adjusted Earnings Per Share (Adjusted EPS)