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Banking And Finance | Small Cap
Health Score : 6.87DCB Bank Ltd, operating in the financial services sector, displays a mixed financial performance. The bank shows strong growth and profitability, driven by increases in revenue, operating profit, and earnings per share. Its liquidity position is also robust, indicating a good ability to meet short-term obligations. However, solvency ratios suggest a high reliance on debt, which could pose risks. Efficiency ratios are varied, with some areas performing well and others needing improvement. The bank's coverage ratios are adequate, reflecting its ability to cover interest and dividend payments. Overall, DCB Bank demonstrates solid growth and profitability, offset by high debt levels and some inefficiencies. Future success will depend on balancing growth with prudent financial management.
Health Score : 6.87DCB Bank Ltd, operating in the financial services sector, displays a mixed financial performance. The bank shows strong growth and profitability, driven by increases in revenue, operating profit, and earnings per share. Its liquidity position is also robust, indicating a good ability to meet short-term obligations. However, solvency ratios suggest a high reliance on debt, which could pose risks. Efficiency ratios are varied, with some areas performing well and others needing improvement. The bank's coverage ratios are adequate, reflecting its ability to cover interest and dividend payments. Overall, DCB Bank demonstrates solid growth and profitability, offset by high debt levels and some inefficiencies. Future success will depend on balancing growth with prudent financial management.
Overall Valuation Score
Markets Depth NSE
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0
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Sell Orders
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Markets Today NSE
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0.00
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Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
8.24
Industry Median
12.00
Small Cap Median
10.01
P/E RATIO
8.23
P/B RATIO
0.92
Industry Median
1.22
Small Cap Median
1.06
P/S RATIO
0.81
Industry Median
1.65
Small Cap Median
1.29
Others
PEG RATIO
0.00
EV/EBITDA RATIO
1.50
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹187.1 as on Aug 13, 2026.
Growth Score : 10.00The growth ratios demonstrate robust growth across multiple dimensions. Strong revenue growth, combined with significant increases in operating profit and earnings per share, indicates a healthy and expanding business. Asset and net income growth further confirm this positive trend. The company is successfully growing its operations and profitability.
Revenue Growth RateExcellentOperating Profit Growth RateExcellentEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RateExcellent| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 1.59 | 19.56 | 27.67 | 20.68 | 14.42 |
| Operating Profit Growth Rate | -98.44 | 29400 | 15.93 | -47.37 | -32.22 |
| Earnings Per Share (EPS) Growth | -14.43 | 61.62 | 14.58 | 14.3 | 16.09 |
| Asset Growth Rate | 13.11 | 16.91 | 20.38 | 21.85 | 14.66 |
| Net Income Growth Rate | -14.29 | 61.81 | 15.02 | 14.74 | 19.02 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Tamilnad Mercantile Bank Ltd | 7.20 | 10.16 | Neutral | N/A | 84.47 | 1338.00 |
| 2 | DCB Bank Ltd | 6.87 | 8.28 | Neutral | N/A | 22.71 | 732.00 |
| 3 | Karnataka Bank Ltd | 6.78 | 9.05 | Neutral | N/A | 34.67 | 1311.00 |
| 4 | CSB Bank Ltd | 6.43 | 8.75 | Neutral | N/A | 36.50 | 633.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Concall Report⬤30th Apr 26
Q4 FY26 Earnings Conference Call
BULLISH SENTIMENT
Quarterly Report⬤24th Apr 26
Audited Financial Results for Q4 and Year Ended March 31, 2026
UNDEFINED SENTIMENT
Quarterly Report⬤23rd Jan 26
Quarterly Financial Results Q3 FY 2025-26
BULLISH SENTIMENT
DCB Bank Ltd. is a modern private sector bank providing a diverse range of banking and financial services to retail, micro-SME, SME, and corporate customers. Operating across India, it offers deposits, loans, digital banking, and treasury solutions, focusing on customer-centricity and technology to expand its reach and service offerings.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. DCB Bank Ltd's P/E ratio (TTM) is 8.24, compared to the industry median of 12.00 and large cap median of 10.01.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. DCB Bank Ltd's P/B ratio is 0.92, compared to the industry median of 1.22 and large cap median of 1.06.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. DCB Bank Ltd's P/S ratio is 0.81, compared to the industry median of 1.65 and large cap median of 1.29.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. DCB Bank Ltd's PEG ratio is 0.85.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. DCB Bank Ltd's EV/EBITDA ratio is 1.50.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. DCB Bank Ltd's ROE is 11.21%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. DCB Bank Ltd's ROA is 0.14%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. DCB Bank Ltd's ROCE is 90.74%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. DCB Bank Ltd's operating margin is 1.65%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. DCB Bank Ltd's net margin is 9.89%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. DCB Bank Ltd's current ratio is 23.24.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. DCB Bank Ltd's debt-to-equity ratio is 11.50.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. DCB Bank Ltd's interest coverage ratio is 1.20.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. DCB Bank Ltd's DPS is ₹1.36.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. DCB Bank Ltd's EPS is 16.09.
(Source line: "Ratios as of 13 Aug 2026, based on last traded price of ₹187.10. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
DCB Bank was founded in 1935 as Development Co-operative Bank Ltd. It obtained its scheduled commercial bank status in 1995 and was subsequently renamed DCB Bank Ltd. in 2006. Over the decades, the bank has expanded its branch network and diversified its product offerings, evolving into a modern private sector bank serving diverse customer segments across India.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking | 50-55% (approx) | N/A (PBT reported by segment) |
| Corporate & SME Banking | 35-40% (approx) | N/A (PBT reported by segment) |
| Treasury Operations | 5-8% (approx) | N/A (PBT reported by segment) |
| Other Banking Operations | 2-3% (approx) | N/A (PBT reported by segment) |
Mr. Nasser Munjee (Chairman - Independent Director): A distinguished professional with extensive experience in banking, finance, and infrastructure development. Mr. Praveen Achuthan Kutty (MD & CEO): Has over 30 years of experience in banking, primarily in retail and business banking, and has held various leadership roles at DCB Bank since 2004.
No major subsidiaries reported.
No major recent corporate actions on record apart from regular dividend distributions.
References
The DCB Bank Ltd share price today is ₹187.10 on NSE (DCBBANK), as of 13 Aug 2026.
As of 13 Aug 2026, DCB Bank Ltd share price is ₹187.10, with previous close ₹N/A. Today's range is ₹N/A to ₹N/A. The 52-week range is ₹N/A to ₹N/A.
As of today, DCB Bank Ltd's market cap is ₹6,020.88 crore (Mid Cap).
DCB Bank Ltd's current P/E ratio is 8.24, compared to the BANKING AND FINANCE sector average of 22.
DCB Bank Ltd's current P/B ratio is 0.92.
DCB Bank Ltd's current dividend yield is 0.73%. Last dividend of ₹1.25 per share was declared on 12-Jul-2024.
DCB Bank Ltd's EPS (TTM) is ₹16.09.
DCB Bank Ltd. is a modern private sector bank providing a diverse range of banking and financial services to retail, micro-SME, SME, and corporate customers. Operating across India, it offers deposits, loans, digital banking, and treasury solutions, focusing on customer-centricity and technology to expand its reach and service offerings.
DCB Bank Ltd is promoted by Professionally Managed (significant stake by Aga Khan Fund for Economic Development), holding 16.23% as of 13 Aug 2026.
DCB Bank Ltd is listed on NSE (DCBBANK) and BSE (532772). Its next quarterly results are expected on August 2024 (Q1 FY25).
Adjusted Earnings Per Share (Adjusted EPS)
Cash Earnings Per Share (Cash EPS)