Don’t Trade in the Dark—Get Your Pre-Market Report Every Day.Join Now
Financial Services | Mid Cap
Health Score : 7.93ICICI Lombard shows a very strong financial profile, marked by exceptional growth and high profitability. The company is rapidly expanding its revenue and profits, which translates into excellent earnings growth for its shareholders. Its financial foundation is extremely secure, as it operates with virtually no debt, making it highly resilient to economic downturns. Key strengths include impressive profit margins and strong returns on shareholder funds. However, the company maintains very low levels of ready cash to cover immediate expenses, which is a point of attention. Also, while profitable, the returns generated from its large asset base are modest. The future outlook appears bright, fueled by its aggressive growth and solid profitability, though its liquidity position is a characteristic to note.
Health Score : 7.93ICICI Lombard shows a very strong financial profile, marked by exceptional growth and high profitability. The company is rapidly expanding its revenue and profits, which translates into excellent earnings growth for its shareholders. Its financial foundation is extremely secure, as it operates with virtually no debt, making it highly resilient to economic downturns. Key strengths include impressive profit margins and strong returns on shareholder funds. However, the company maintains very low levels of ready cash to cover immediate expenses, which is a point of attention. Also, while profitable, the returns generated from its large asset base are modest. The future outlook appears bright, fueled by its aggressive growth and solid profitability, though its liquidity position is a characteristic to note.
Overall Valuation Score
Markets Depth NSE
Buy Orders
Bid
Quantity
Orders
No buy depth
Total
0
0
Sell Orders
Ask
Quantity
Orders
No sell depth
Total
0
0
Markets Today NSE
High
0.00
Low
0.00
Open
0.00
Close
0.00
Prev Close
0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
28.20
Industry Median
36.22
Mid Cap Median
28.18
P/E RATIO
28.18
P/B RATIO
4.69
Industry Median
3.73
Mid Cap Median
3.44
P/S RATIO
2.90
Industry Median
2.07
Mid Cap Median
1.86
Others
PEG RATIO
2.09
EV/EBITDA RATIO
21.10
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹1566.9 as on Sep 1, 2026.
Growth Score : 10.00The company is in a phase of outstanding expansion. It has demonstrated remarkable growth across all significant financial metrics. Revenue is increasing at a very strong pace, and this is coupled with even more impressive growth in operating profits and net income. This indicates that the company is not just growing its sales, but is also becoming more profitable as it expands. This comprehensive and robust growth in sales, assets, and earnings points towards a strong market position and successful business strategy, painting a very positive picture for its future prospects.
Revenue Growth RateExcellentOperating Profit Growth RateExcellentEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RateExcellent| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 31.78 | 11.54 | 15.08 | 16.47 | 12.66 |
| Operating Profit Growth Rate | -50.97 | 24.41 | 109.97 | 28.37 | 4.64 |
| Earnings Per Share (EPS) Growth | -20.09 | 36 | 10.59 | 29.94 | 9.9 |
| Asset Growth Rate | 29.39 | 8.33 | 14.93 | 9.02 | 10.27 |
| Net Income Growth Rate | -13.71 | 36.03 | 10.99 | 30.69 | 10.53 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | ICICI Lombard General Insurance Company Ltd | 7.93 | 28.18 | Overvalued | 3565.00 | 50.55 | 2772.00 |
| 2 | General Insurance Corporation of India | 5.30 | 6.44 | Neutral | 10092.00 | 47.84 | 9662.00 |
0 Credits RemainingUnlock Deep Technical Insights in Seconds Only with Dhanarthi AI
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 1 Technical Indicators From The 1 Hour Timeframe
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
Concall Report⬤20th Apr 26
Q4 & FY2026 Earnings Conference Call
BULLISH SENTIMENT
Quarterly Report⬤15th Apr 26
Audited Results – Q4 & FY2026
UNDEFINED SENTIMENT
Concall Report⬤14th Oct 25
Q2 & H1 FY2026 Earnings Conference Call
BULLISH SENTIMENT
ICICI Lombard General Insurance is a leading private sector general insurer in India, offering a comprehensive suite of insurance products including motor, health, property, and crop. It serves retail, corporate, and SME clients, maintaining a strong market position through a wide distribution network and digital capabilities.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. ICICI Lombard General Insurance Company Ltd's P/E ratio (TTM) is 28.20, compared to the industry median of 36.22 and large cap median of 28.18.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. ICICI Lombard General Insurance Company Ltd's P/B ratio is 4.69, compared to the industry median of 3.73 and large cap median of 3.44.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. ICICI Lombard General Insurance Company Ltd's P/S ratio is 2.90, compared to the industry median of 2.07 and large cap median of 1.86.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. ICICI Lombard General Insurance Company Ltd's PEG ratio is 2.09.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. ICICI Lombard General Insurance Company Ltd's EV/EBITDA ratio is 21.10.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. ICICI Lombard General Insurance Company Ltd's ROE is 16.67%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. ICICI Lombard General Insurance Company Ltd's ROA is 4.68%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. ICICI Lombard General Insurance Company Ltd's ROCE is 24%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. ICICI Lombard General Insurance Company Ltd's operating margin is 13.21%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. ICICI Lombard General Insurance Company Ltd's net margin is 10.27%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. ICICI Lombard General Insurance Company Ltd's current ratio is 0.28.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. ICICI Lombard General Insurance Company Ltd's debt-to-equity ratio is 0.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. ICICI Lombard General Insurance Company Ltd's interest coverage ratio is N/A.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. ICICI Lombard General Insurance Company Ltd's DPS is ₹13.35.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. ICICI Lombard General Insurance Company Ltd's EPS is 9.90.
(Source line: "Ratios as of 08 Oct 2026, based on last traded price of ₹1566.90. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 2001
Headquarters: Mumbai, Maharashtra
Core Offerings: Motor Insurance, Health Insurance, Property Insurance, Crop Insurance, Marine Insurance
Stock Listing: NSE (ICICIGI), BSE (540716)
Promoter: ICICI Bank Limited
Incorporated in 2000 as a joint venture between ICICI Bank Limited and Lombard Canada Ltd., ICICI Lombard commenced operations in 2001, becoming the first private sector general insurance company in India. It went public with an IPO in 2017. In FY21, it completed the acquisition of Bharti AXA General Insurance, significantly enhancing its market presence and product portfolio.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Motor Insurance | ~46% of GDPI | Profitability assessed at overall company level (Combined Ratio) |
| Health Insurance | ~21% of GDPI | Profitability assessed at overall company level (Combined Ratio) |
| Fire & Engineering (Property) | ~10% of GDPI | Profitability assessed at overall company level (Combined Ratio) |
| Crop Insurance | ~8% of GDPI | Profitability assessed at overall company level (Combined Ratio) |
| Other (Marine, Liability, etc.) | ~15% of GDPI | Profitability assessed at overall company level (Combined Ratio) |
Motor Insurance: Largest segment, covering private cars, two-wheelers, and commercial vehicles (own damage and third-party liability).
Health Insurance: Offers a wide range of retail and group health products, including indemnity and fixed benefit plans, with a focus on digital servicing.
Fire & Engineering: Provides coverage for property damage, business interruption, and project-related risks to corporate and SME clients.
Crop Insurance: Participates in government-backed schemes like Pradhan Mantri Fasal Bima Yojana (PMFBY), protecting farmers against crop losses.
Sanjeev Mantri (MD & CEO): Appointed in December 2023, he previously served as an Executive Director at the company, bringing extensive experience in the financial services sector. Rakesh Jha (Chairman): Non-Executive Non-Independent Chairman, also the Group Chief Financial Officer of ICICI Bank.
Major corporate actions include its Initial Public Offering (IPO) in September 2017 and the acquisition of Bharti AXA General Insurance Company Limited, effective from September 2021, which significantly boosted its market share and premium income.
The ICICI Lombard General Insurance Company Ltd share price today is ₹1566.90 on NSE (ICICIGI), as of 08 Oct 2026.
As of 08 Oct 2026, ICICI Lombard General Insurance Company Ltd share price is ₹1566.90, with previous close ₹1566.90. Today's range is ₹1566.90 to ₹1566.90. The 52-week range is ₹N/A to ₹N/A.
As of today, ICICI Lombard General Insurance Company Ltd's market cap is ₹78,188.31 crore (Large Cap).
ICICI Lombard General Insurance Company Ltd's current P/E ratio is 28.20, compared to the BANKING AND FINANCE sector average of 35.
ICICI Lombard General Insurance Company Ltd's current P/B ratio is 4.69.
ICICI Lombard General Insurance Company Ltd's current dividend yield is 0.85%. Last dividend of ₹6.00 per share was declared on 09-Aug-2024 (Expected Record Date for FY24 dividend).
ICICI Lombard General Insurance Company Ltd's EPS (TTM) is ₹9.90.
ICICI Lombard General Insurance is a leading private sector general insurer in India, offering a comprehensive suite of insurance products including motor, health, property, and crop. It serves retail, corporate, and SME clients, maintaining a strong market position through a wide distribution network and digital capabilities.
ICICI Lombard General Insurance Company Ltd is promoted by ICICI Bank Limited, holding 51.29% as of 08 Oct 2026.
ICICI Lombard General Insurance Company Ltd is listed on NSE (ICICIGI) and BSE (540716). Its next quarterly results are expected on July 2024 (Q1 FY25).
Capital Expenditures (CapEx)
Equity Dividend Coverage Ratio