Growth Ratio Summary

Growth Score : 4.00

The company demonstrates strong growth in operating profit, EPS, and assets, which is a positive indicator for future prospects. However, revenue and net income growth are lagging, pointing to potential areas for improvement in sales strategies and cost management. Overall, the growth trajectory appears promising.

Financial Ratio Summary

Financial Score : 1.80

The company's financial ratios indicate some strengths and weaknesses. While capital expenditures are well-managed, adjusted EPS, cash EPS, book value per share and dividend per share are causes of concern. These factors collectively suggest a need for improvements in financial performance and shareholder returns.

Profitability Ratio Summary

Profitability Score : 3.00

The company's profitability ratios present a contrasting view. While ROCE and ROA are strong, indicating efficient use of capital and assets, gross profit margin, operating margin, and net margin are low. This suggests that the company's core operations are efficient, but it struggles to convert revenue into profit. There's room for improvement in enhancing profitability.

Efficiency Ratio Summary

Efficiency Score : 1.67

The company's efficiency ratios present a mixed picture. While days sales in inventory and receivable days are strong, turnover ratios are generally low, suggesting underutilization of assets. This could mean the company is not effectively converting its investments into revenue, which needs attention.

Coverage Ratio Summary

Coverage Score : 4.40

The company's coverage ratios are mixed. The interest coverage ratio is adequate, indicating the company's ability to meet its interest obligations. However, the lack of equity dividend coverage is a concern, suggesting that the company is not distributing dividends to its shareholders, which could affect investor sentiment.

Solvency Ratio Summary

Solvency Score : 5.00

The company exhibits strong solvency, primarily due to its capital structure being heavily weighted towards equity. This indicates a low risk of financial distress and a strong ability to meet long-term obligations. Having a strong equity base can provide a buffer during economic downturns and facilitate future growth opportunities.

Liquidity Ratio Summary

Liquidity Score : 2.00

The company's liquidity position is weak, indicating potential difficulties in meeting short-term obligations. The ratios suggest the company may struggle to convert assets into cash quickly. This could pose risks if immediate liabilities need to be covered. However, it is important to note that lending companies typically have low liquid assets as they deploy them in loan portfolios.