Mangal Credit & Fincorp Ltd

Growth Ratio Summary

Growth Score : 2.00

The company shows poor growth performance across all metrics. The company is not expanding its revenue, operating profit, earnings, assets, and net income. This suggests the company faces challenges in capturing new market opportunities and improving its financial performance. The company should focus on implementing growth strategies to improve its financial performance.

Financial Ratio Summary

Financial Score : 3.60

The company's financial performance is mixed. The company shows strength in capital expenditures but struggles with earnings per share, book value per share, and dividend per share. The company's investment in capital assets may contribute to future growth. However, the company needs to improve its earnings and shareholder returns to enhance its overall financial health.

Profitability Ratio Summary

Profitability Score : 2.00

The company's profitability is poor across all metrics. The company is not generating sufficient profits from its sales, capital employed, equity, or assets. This suggests the company faces challenges in managing its costs and pricing its products or services effectively. The company should focus on implementing strategies to improve its profitability.

Efficiency Ratio Summary

Efficiency Score : 4.67

The company's use of assets to generate revenue is inconsistent. The company is efficient in managing its inventory and collecting receivables. However, it struggles with fixed asset and capital turnover. The company is effectively managing its working capital. The company needs to focus on improving the turnover of its fixed assets and capital to enhance overall efficiency.

Coverage Ratio Summary

Coverage Score : 2.00

The company's ability to cover its interest and dividend payments is questionable. The company may face difficulties in meeting its debt obligations and providing returns to shareholders. This situation could lead to financial distress and may affect the company's credit rating. The company needs to improve its earnings and cash flow to ensure it can cover its interest and dividend payments.

Solvency Ratio Summary

Solvency Score : 8.00

The company shows strong debt management. The company has a balanced approach to managing its debt and equity, indicating a stable financial structure. This balance helps the company to maintain financial flexibility and reduces the risk of financial distress. However, the company needs to maintain its equity to ensure long-term sustainability.

Liquidity Ratio Summary

Liquidity Score : 2.00

The company's ability to meet its short-term obligations is questionable. The low values suggest the company may face difficulties in paying off its current liabilities with its current assets. This situation could lead to cash flow problems and may affect the company's operational efficiency. The company needs to improve its current asset management to ensure it can cover its short-term debts.