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Banking And Finance | Small Cap
Health Score : 3.99Central Bank of India demonstrates a mixed financial performance. Growth ratios are strong, driven by significant increases in operating profit and earnings per share. However, liquidity and solvency ratios indicate potential challenges in meeting short-term obligations and managing debt. The bank's efficiency ratios are skewed due to lack of turnover. Profitability metrics show a reliance on return on capital employed, with other areas needing improvement. While the bank shows positive growth trends, it needs to address its liquidity and solvency concerns to ensure long-term stability and improve overall financial health. Future performance will depend on effectively managing debt and enhancing profitability across all areas.
Health Score : 3.99Central Bank of India demonstrates a mixed financial performance. Growth ratios are strong, driven by significant increases in operating profit and earnings per share. However, liquidity and solvency ratios indicate potential challenges in meeting short-term obligations and managing debt. The bank's efficiency ratios are skewed due to lack of turnover. Profitability metrics show a reliance on return on capital employed, with other areas needing improvement. While the bank shows positive growth trends, it needs to address its liquidity and solvency concerns to ensure long-term stability and improve overall financial health. Future performance will depend on effectively managing debt and enhancing profitability across all areas.
Overall Valuation Score
Markets Depth NSE
Buy Orders
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No buy depth
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0
0
Sell Orders
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No sell depth
Total
0
0
Markets Today NSE
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0.00
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0.00
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0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
6.49
Industry Median
12.00
Small Cap Median
10.01
P/E RATIO
6.27
P/B RATIO
0.73
Industry Median
1.22
Small Cap Median
1.06
P/S RATIO
0.78
Industry Median
1.65
Small Cap Median
1.29
Others
PEG RATIO
0.00
EV/EBITDA RATIO
1.44
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹31.36 as on Aug 13, 2026.
Growth Score : 6.00The growth ratios show strong performance, particularly in operating profit, EPS, and asset growth. The weighted average calculation emphasizes recent years. This suggests the bank is expanding its operations and profitability effectively. However, the very low revenue and net income growth rate should be considered. Sustaining this growth will depend on maintaining operational efficiency and managing risks effectively.
Revenue Growth RatePoorOperating Profit Growth RateExcellentEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RatePoor| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 0.32 | 12.02 | 20.24 | 9.56 | 7.02 |
| Operating Profit Growth Rate | -77.4 | 9.85 | -87.04 | 160.15 | -141.33 |
| Earnings Per Share (EPS) Growth | -172.94 | 55.65 | 59.07 | 41.69 | 14.94 |
| Asset Growth Rate | 4.68 | 5.11 | 10 | 7.3 | 14.7 |
| Net Income Growth Rate | -208.84 | 55.86 | 58.59 | 47.29 | 14.91 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | City Union Bank Ltd | 7.26 | 11.79 | Neutral | N/A | 13.39 | 1326.00 |
| 2 | Bank of Maharashtra | 7.02 | 8.95 | Neutral | N/A | 9.13 | 7017.00 |
| 3 | Karur Vysya Bank Ltd | 6.52 | 12.94 | Neutral | N/A | 25.97 | 2510.00 |
| 4 | Bandhan Bank Ltd | 5.80 | 23.14 | Undervalued | N/A | 7.59 | 1224.00 |
| 5 | Punjab & Sind Bank | 4.53 | 12.73 | Neutral | N/A | 1.86 | 1322.00 |
| 6 | RBL Bank Ltd | 4.03 | 27.23 | Overvalued | N/A | 5.31 | 879.00 |
| 7 | Central Bank of India | 3.99 | 6.27 | Neutral | N/A | 4.83 | 4531.00 |
| 8 | UCO Bank | 3.69 | 13.24 | Neutral | N/A | 2.21 | 2468.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bullish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Quarterly Report⬤30th Apr 26
Audited Standalone Financial Results for the Quarter and Year Ended March 31, 2026
UNDEFINED SENTIMENT
Concall Report⬤22nd Jan 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
Central Bank of India is a leading Indian public sector bank offering a comprehensive range of financial products and services. With a focus on retail, corporate, and agricultural banking, it serves diverse customer segments across India through its extensive branch network and digital platforms, maintaining a significant market presence.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Central Bank of India's P/E ratio (TTM) is 6.49, compared to the industry median of 12.00 and large cap median of 10.01.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Central Bank of India's P/B ratio is 0.73, compared to the industry median of 1.22 and large cap median of 1.06.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Central Bank of India's P/S ratio is 0.78, compared to the industry median of 1.65 and large cap median of 1.29.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Central Bank of India's PEG ratio is 1.40.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Central Bank of India's EV/EBITDA ratio is 1.44.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Central Bank of India's ROE is 11.62%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Central Bank of India's ROA is 0.03%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Central Bank of India's ROCE is 73.04%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Central Bank of India's operating margin is 0.40%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Central Bank of India's net margin is 12.53%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Central Bank of India's current ratio is 32.97.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Central Bank of India's debt-to-equity ratio is 11.50.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Central Bank of India's interest coverage ratio is 1.30.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Central Bank of India's DPS is ₹1.80.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Central Bank of India's EPS is 14.94.
(Source line: "Ratios as of 13 Aug 2026, based on last traded price of ₹31.36. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Central Bank of India was founded in 1911 by Sir Sorabji Pochkhanawala, making it the first Indian commercial bank wholly owned and managed by Indians. It was nationalized in 1969 along with 13 other major commercial banks. Over the decades, the bank expanded its footprint, playing a crucial role in India's financial inclusion and economic development. In recent years, it has focused on digital transformation and strengthening its financial health.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking Operations | Approximately 55% (PBT Contribution FY23) | N/A (PBT Contribution) |
| Treasury Operations | Approximately 28% (PBT Contribution FY23) | N/A (PBT Contribution) |
| Wholesale Banking Operations | Approximately 17% (PBT Contribution FY23) | N/A (PBT Contribution) |
Mr. M. V. Rao, MD & CEO: Appointed as MD & CEO in March 2020. He has extensive experience in various banking domains, previously serving as Executive Director at Canara Bank and Syndicate Bank. Mr. Vivek Prasad, Chairman (Part-time Non-official Director & Non-Executive Chairman): Appointed in 2024. Brings significant experience from corporate and administrative fields.
No major recent corporate actions (like bonus or rights issues, or significant M&A) on record, beyond regular capital infusions from the Government of India as part of recapitalization plans for public sector banks.
References
The Central Bank of India share price today is ₹31.36 on NSE (CENTRALBK), as of 13 Aug 2026.
As of 13 Aug 2026, Central Bank of India share price is ₹31.36, with previous close ₹N/A. Today's range is ₹N/A to ₹N/A. The 52-week range is ₹N/A to ₹N/A.
As of today, Central Bank of India's market cap is ₹28,184.49 crore (Large Cap).
Central Bank of India's current P/E ratio is 6.49, compared to the BANKING AND FINANCE sector average of 22.
Central Bank of India's current P/B ratio is 0.73.
Central Bank of India's current dividend yield is 5.74%. Last dividend of ₹0.18 per share was declared on 26-Jul-2023.
Central Bank of India's EPS (TTM) is ₹14.94.
Central Bank of India is a leading Indian public sector bank offering a comprehensive range of financial products and services. With a focus on retail, corporate, and agricultural banking, it serves diverse customer segments across India through its extensive branch network and digital platforms, maintaining a significant market presence.
Central Bank of India is promoted by Government of India, holding 89.27% as of 13 Aug 2026.
Central Bank of India is listed on NSE (CENTRALBK) and BSE (532885). Its next quarterly results are expected on Late July / Early August 2024.
Cash Earnings Per Share (Cash EPS)