ICICI Bank Ltd

About ICICI Bank Ltd

ICICI Bank is a leading Indian private sector bank offering a comprehensive range of financial products and services to retail and corporate customers. With a robust domestic network and international presence, it leverages technology to deliver innovative banking solutions, establishing itself as a significant player in India's financial landscape.

Key Financial Ratios of ICICI Bank Ltd

• P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. ICICI Bank Ltd's P/E ratio (TTM) is 20.34, compared to the industry median of 11.61 and large cap median of 10.86.

• P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. ICICI Bank Ltd's P/B ratio is 2.83, compared to the industry median of 1.21 and large cap median of 1.55.

• P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. ICICI Bank Ltd's P/S ratio is 4.99, compared to the industry median of 1.63 and large cap median of 1.75.

• PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. ICICI Bank Ltd's PEG ratio is 1.25.

• EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. ICICI Bank Ltd's EV/EBITDA ratio is 6.46.

• Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. ICICI Bank Ltd's ROE is 16.08%.

• Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. ICICI Bank Ltd's ROA is -1.37%.

• Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. ICICI Bank Ltd's ROCE is 46.09%.

• Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. ICICI Bank Ltd's operating margin is -20.41%.

• Net Margin: Net margin shows what percentage of revenue converts into final net profit. ICICI Bank Ltd's net margin is 29.68%.

• Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. ICICI Bank Ltd's current ratio is 4.02.

• Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. ICICI Bank Ltd's debt-to-equity ratio is 5.25.

• Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. ICICI Bank Ltd's interest coverage ratio is 1.87.

• Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. ICICI Bank Ltd's DPS is ₹12.11.

• Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. ICICI Bank Ltd's EPS is 5.67.

(Source line: "Ratios as of 25 Aug 2026, based on last traded price of ₹1422.70. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")

Key Facts

• Founded: 1994 (as ICICI Banking Corporation Limited)

• Headquarters: Mumbai, Maharashtra

• Core Offerings: Retail Banking, Corporate Banking, Treasury Operations, Investment Banking, Wealth Management

• Stock Listing: NSE (ICICIBANK), BSE (532174) (ADR listed on NYSE)

• Promoter: Professionally Managed

History of ICICI Bank Ltd

ICICI Bank was incorporated in 1994 as a subsidiary of ICICI Limited, an Indian financial institution established in 1955. In 1999, it became the first Indian company and the first bank from non-Japan Asia to be listed on the NYSE. A significant milestone occurred in 2002 when ICICI Limited merged with ICICI Bank, transforming it into a universal bank. Since then, the bank has significantly expanded its domestic and international footprint, focusing on digital innovation and diversified financial services.

Business Segments and Revenue Mix

• Retail Banking: Offers a comprehensive suite of products and services to individual customers, including savings accounts, current accounts, fixed deposits, home loans, personal loans, auto loans, credit cards, and wealth management solutions. It operates through an extensive branch network and digital channels.

• Wholesale Banking: Caters to corporate and institutional clients, providing services such as working capital finance, term loans, project finance, trade finance, transactional banking, and advisory services.

• Treasury: Manages the bank's investment portfolio, including government securities and other market instruments, and handles foreign exchange and derivatives trading operations.

• Other Banking Operations: Includes income from para-banking activities, unallocated income and expenses, and other residual operations not falling under specific segments.

Key Personnel

Sandeep Bakhshi - Managing Director & CEO. He has held various leadership positions across the ICICI Group, including MD & CEO of ICICI Prudential Life Insurance Company and Head of Retail and Wholesale Banking at ICICI Bank.

Subsidiaries and Associate Companies

• ICICI Prudential Life Insurance Company Limited

• ICICI Lombard General Insurance Company Limited

• ICICI Securities Limited

• ICICI Prudential Asset Management Company Limited

• ICICI Venture Funds Management Company Limited

Corporate Actions

No major recent corporate actions on record.

References

1. Annual Report FY2024 2. Exchange Filings (NSE/BSE) 3. Financial Results Announcement Q4 FY2024