



Banking And Finance | Small Cap
Manba Finance Ltd, operating in the non-bank financial sector, demonstrates a mixed financial performance. The company shows strong growth in operating profit and assets, alongside a healthy return on capital employed and well-managed capital expenditures. However, it struggles with liquidity, revenue, and net income growth. Its solvency is average, with a high debt-to-equity ratio offset by a reasonable debt-to-asset ratio. Coverage ratios are weak, while financial metrics are varied. Overall, Manba Finance exhibits potential in profitability and asset management but needs to address its liquidity and revenue generation to ensure long-term sustainability. The company's future hinges on optimizing its financial structure and improving its core operational efficiency.
Manba Finance Ltd, operating in the non-bank financial sector, demonstrates a mixed financial performance. The company shows strong growth in operating profit and assets, alongside a healthy return on capital employed and well-managed capital expenditures. However, it struggles with liquidity, revenue, and net income growth. Its solvency is average, with a high debt-to-equity ratio offset by a reasonable debt-to-asset ratio. Coverage ratios are weak, while financial metrics are varied. Overall, Manba Finance exhibits potential in profitability and asset management but needs to address its liquidity and revenue generation to ensure long-term sustainability. The company's future hinges on optimizing its financial structure and improving its core operational efficiency.
Overall Valuation Score
Markets Depth NSE
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0
0
Sell Orders
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0
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Markets Today NSE
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0.00
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0.00
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Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
14.32
Industry Median
20.55
Small Cap Median
13.12
P/E RATIO
14.32
P/B RATIO
1.58
Industry Median
1.24
Small Cap Median
0.95
P/S RATIO
1.87
Industry Median
4.30
Small Cap Median
3.07
Others
PEG RATIO
0.00
EV/EBITDA RATIO
8.69
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹129.3 as on Sep 1, 2026.
The growth ratios reveal a mixed performance. Operating profit and asset growth are strong, indicating positive business development. However, revenue and net income growth are weak, and earnings per share growth is negative. This mixed performance suggests opportunities for improvement in revenue generation and profitability.
| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 1.9 | 24.3 | 44.36 | 30.21 | 31.2 |
| Operating Profit Growth Rate | 9.52 | 8.7 | 72 | 27.91 | 16.36 |
| Earnings Per Share (EPS) Growth | 4.02 | 61.25 | -31.63 | -9.18 | 20.08 |
| Asset Growth Rate | 6.82 | 39.89 | 23.45 | 50.51 | 34.99 |
| Net Income Growth Rate | 0 | 66.67 | 106.67 | 22.58 | 18.42 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Akme Fintrade (India) Ltd | 8.27 | 9.53 | Undervalued | 55.00 | 0.99 | 42.00 |
| 2 | CSL Finance Ltd | 8.09 | 6.27 | Neutral | 113.00 | 37.80 | 86.00 |
| 3 | Avonmore Capital & Management Services Ltd | 8.02 | 27.22 | Neutral | 14.00 | 0.03 | 22.00 |
| 4 | Starteck Finance Ltd | 7.94 | 10.50 | Neutral | 10.00 | 17.31 | 24.00 |
| 5 | Naga Dhunseri Group Ltd | 6.97 | -29.29 | Neutral | -39.00 | -108.80 | -10.00 |
| 6 | Consolidated Finvest & Holdings Ltd | 6.65 | 2.21 | Neutral | 13.00 | 16.74 | 450.00 |
| 7 | Industrial Investment Trust Ltd | 5.70 | -27.77 | Neutral | -13.00 | -5.91 | -12.00 |
| 8 | U. Y. Fincorp Ltd | 4.85 | 48.88 | Neutral | -2.83 | 2.54 | -0.66 |
| 9 | Muthoot Capital Services Ltd | 4.27 | 36.12 | Neutral | 13.00 | 6.79 | 11.00 |
| 10 | NBI Industrial Finance Company Ltd | 4.16 | 68.52 | Neutral | 22.00 | 46.99 | 16.00 |
| 11 | Manba Finance Ltd | 3.72 | 14.32 | Neutral | 64.00 | 9.03 | 45.00 |
| 12 | Mangal Credit & Fincorp Ltd | 3.63 | 62.05 | Neutral | 15.00 | 7.25 | 8.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Analyzing moving average trends and crossovers. Green/Red badges indicate if the current condition passes or fails.
Comparing stock price performance (normalized) against benchmark indices over time.
Recent daily trading volume represented as a bar chart, alongside historical averages.
Current closing price relative to the 52-week highest and lowest prices.
Concall Report⬤2nd Feb 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
No Stock News Available at This Moment.
Manba Finance Ltd. is an India-based Non-Banking Financial Company (NBFC) primarily engaged in vehicle financing, focusing on two-wheelers and pre-owned cars. It also provides loans against property and business loans to micro, small, and medium enterprises (MSMEs). The company aims to serve underserved customer segments through its branch network, primarily in Western and Central India.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Manba Finance Ltd's P/E ratio (TTM) is 14.32, compared to the industry median of 20.55 and large cap median of 13.12.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Manba Finance Ltd's P/B ratio is 1.58, compared to the industry median of 1.24 and large cap median of 0.95.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Manba Finance Ltd's P/S ratio is 1.87, compared to the industry median of 4.30 and large cap median of 3.07.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Manba Finance Ltd's PEG ratio is 1.25.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Manba Finance Ltd's EV/EBITDA ratio is 8.69.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Manba Finance Ltd's ROE is 10.98%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Manba Finance Ltd's ROA is 3.23%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Manba Finance Ltd's ROCE is 52.20%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Manba Finance Ltd's operating margin is 19.51%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Manba Finance Ltd's net margin is 13.72%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Manba Finance Ltd's current ratio is 133.57.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Manba Finance Ltd's debt-to-equity ratio is 0.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Manba Finance Ltd's interest coverage ratio is 1.41.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Manba Finance Ltd's DPS is ₹0.27.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Manba Finance Ltd's EPS is 20.08.
(Source line: "Ratios as of 26 Sept 2026, based on last traded price of ₹129.30. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded: 1996
Headquarters: Mumbai, Maharashtra
Core Offerings: Two-Wheeler Finance, Used Car Finance, Loans Against Property, Business Loans (SME)
Stock Listing: NSE (MANBA), BSE (544262)
Promoter: Kanodia Group
Incorporated in 1996, Manba Finance Ltd. began its journey in the NBFC sector with a focus on vehicle financing. Over the years, the company expanded its product portfolio to include used car loans, loans against property, and business loans for MSMEs. It has progressively grown its branch network, strengthening its presence across various states to cater to a diverse customer base.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Vehicle Finance | 60% | Operating Profit |
| Loans Against Property (LAP) | 25% | Operating Profit |
| Business Loans (SME) | 15% | Operating Profit |
Vehicle Finance: Provides financing solutions for the purchase of new two-wheelers and pre-owned cars, targeting individual customers primarily in semi-urban and rural areas.
Loans Against Property (LAP): Offers secured loans against both residential and commercial properties, catering to the financial needs of individuals and businesses.
Business Loans (SME): Extends financial assistance to Micro, Small, and Medium Enterprises (MSMEs) to support their working capital requirements, business expansion, and other operational needs.
Mr. Jagdish Kanodia (Chairman & Managing Director) - A seasoned professional with extensive experience in the financial services sector, he plays a pivotal role in guiding the company's strategic vision and operational growth.
No major subsidiaries reported.
Bonus Issue (1:1) in 2022.
The Manba Finance Ltd share price today is ₹129.30 on NSE (MANBA), as of 28 Sept 2026.
As of 26 Sept 2026, Manba Finance Ltd share price is ₹129.30, with previous close ₹129.30. Today's range is ₹129.30 to ₹129.30. The 52-week range is ₹98 to ₹154.
As of today, Manba Finance Ltd's market cap is ₹614.18 crore (Small Cap).
Manba Finance Ltd's current P/E ratio is 14.32, compared to the BANKING AND FINANCE sector average of 27.50.
Manba Finance Ltd's current P/B ratio is 1.58.
Manba Finance Ltd's current dividend yield is 0.21%. Last dividend of ₹0.50 per share was declared on 23-Sep-2023.
Manba Finance Ltd's EPS (TTM) is ₹20.08.
Manba Finance Ltd. is an India-based Non-Banking Financial Company (NBFC) primarily engaged in vehicle financing, focusing on two-wheelers and pre-owned cars. It also provides loans against property and business loans to micro, small, and medium enterprises (MSMEs). The company aims to serve underserved customer segments through its branch network, primarily in Western and Central India.
Manba Finance Ltd is promoted by Kanodia Group, holding 74.98% as of 26 Sept 2026.
Manba Finance Ltd is listed on NSE (MANBA) and BSE (544262). Its next quarterly results are expected on August 2024.