



Banking And Finance | Mid Cap
IndusInd Bank demonstrates a mixed financial performance. The bank shows strengths in profitability, driven by solid returns on capital and equity, as well as a good net margin. Revenue and asset growth also contribute positively to its overall standing. However, there are certain areas of concern. The bank's solvency is weak due to high debt levels. Additionally, some efficiency metrics and unstable profit growth, alongside low coverage ratios, present challenges. The financial metrics are average, with capital expenditure being a notable concern. While the bank exhibits robust liquidity, improvements in managing debt and operational efficiency are necessary to bolster long-term financial health and stability.
IndusInd Bank demonstrates a mixed financial performance. The bank shows strengths in profitability, driven by solid returns on capital and equity, as well as a good net margin. Revenue and asset growth also contribute positively to its overall standing. However, there are certain areas of concern. The bank's solvency is weak due to high debt levels. Additionally, some efficiency metrics and unstable profit growth, alongside low coverage ratios, present challenges. The financial metrics are average, with capital expenditure being a notable concern. While the bank exhibits robust liquidity, improvements in managing debt and operational efficiency are necessary to bolster long-term financial health and stability.
Overall Valuation Score
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Sell Orders
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Markets Today NSE
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Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
85.53
Industry Median
12.00
Mid Cap Median
16.00
P/E RATIO
89.81
P/B RATIO
1.22
Industry Median
1.22
Mid Cap Median
1.49
P/S RATIO
1.75
Industry Median
1.65
Mid Cap Median
2.02
Others
PEG RATIO
0.00
EV/EBITDA RATIO
3.19
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹1024.7 as on Aug 13, 2026.
The company's growth performance is mixed. While revenue and asset growth rates are strong, indicating positive expansion, the negative operating profit, EPS, and net income growth rates are significant concerns. This suggests that while the company is growing in size, its profitability is declining. The company's growth is not resulting into profit. The company needs to improve its profitability.
| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 6.28 | 17.99 | 25.79 | 6.38 | -4.97 |
| Operating Profit Growth Rate | -72.24 | -447.83 | 40.56 | -219.24 | 65.72 |
| Earnings Per Share (EPS) Growth | 63.71 | 54.65 | 20.23 | -71.34 | -65.49 |
| Asset Growth Rate | 10.76 | 13.9 | 12.51 | 7.57 | -1.93 |
| Net Income Growth Rate | 63.99 | 54.92 | 20.59 | -71.3 | -65.49 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Federal Bank Ltd | 7.18 | 19.99 | Neutral | N/A | 16.68 | 4491.00 |
| 2 | Bank of Maharashtra | 7.02 | 8.95 | Neutral | N/A | 9.13 | 7017.00 |
| 3 | IDFC First Bank Ltd | 6.56 | 46.28 | Neutral | N/A | 1.90 | 1611.00 |
| 4 | Indian Overseas Bank | 6.01 | 12.00 | Neutral | N/A | 2.70 | 5418.00 |
| 5 | IndusInd Bank Ltd | 5.52 | 89.81 | Neutral | N/A | 11.98 | 889.00 |
| 6 | Bank of India | 4.63 | 6.40 | Neutral | N/A | 23.12 | 10309.00 |
| 7 | Yes Bank Ltd | 4.49 | 20.52 | Neutral | N/A | 1.11 | 3512.00 |
| 8 | Central Bank of India | 3.99 | 6.27 | Neutral | N/A | 4.83 | 4531.00 |
| 9 | UCO Bank | 3.69 | 13.24 | Neutral | N/A | 2.21 | 2468.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Quarterly Report⬤24th Apr 26
Audited Consolidated Financial Results for Q4 and Year Ended March 31, 2026
UNDEFINED SENTIMENT
Concall Report⬤23rd Feb 26
Q3 FY26 Earnings Conference Call
NEUTRAL SENTIMENT
Quarterly Report⬤23rd Jan 26
Quarterly Financial Results Q3 FY 2025-26
BEARISH SENTIMENT
Concall Report⬤18th Oct 25
Q2 FY26 Earnings Conference Call
NEUTRAL SENTIMENT
IndusInd Bank Ltd is a leading new-generation private sector bank in India, offering a wide range of banking products and financial services to corporate and retail customers. It focuses on technology-driven solutions, expanding its reach across urban, semi-urban, and rural areas, positioning itself as a customer-centric financial institution.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. IndusInd Bank Ltd's P/E ratio (TTM) is 85.53, compared to the industry median of 12.00 and large cap median of 16.00.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. IndusInd Bank Ltd's P/B ratio is 1.22, compared to the industry median of 1.22 and large cap median of 1.49.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. IndusInd Bank Ltd's P/S ratio is 1.75, compared to the industry median of 1.65 and large cap median of 2.02.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. IndusInd Bank Ltd's PEG ratio is 0.75.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. IndusInd Bank Ltd's EV/EBITDA ratio is 3.19.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. IndusInd Bank Ltd's ROE is 1.36%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. IndusInd Bank Ltd's ROA is -1.11%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. IndusInd Bank Ltd's ROCE is 44.94%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. IndusInd Bank Ltd's operating margin is -13.01%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. IndusInd Bank Ltd's net margin is 1.92%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. IndusInd Bank Ltd's current ratio is 11.85.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. IndusInd Bank Ltd's debt-to-equity ratio is 6.14.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. IndusInd Bank Ltd's interest coverage ratio is 1.04.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. IndusInd Bank Ltd's DPS is ₹1.48.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. IndusInd Bank Ltd's EPS is -65.49.
(Source line: "Ratios as of 13 Aug 2026, based on last traded price of ₹1024.70. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
IndusInd Bank was incorporated in 1994 as a new-generation private sector bank by S. P. Hinduja. A significant milestone was the acquisition of Ashok Leyland Finance in 2004, which expanded its vehicle finance portfolio. The bank witnessed substantial growth in its branch network and customer base under Romesh Sobti's leadership from 2007 to 2020. Since 2020, under Sumant Kathpalia, it has focused on digital transformation and sustainable growth, solidifying its position in both retail and corporate banking.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking | Approx. 52% (PBT contribution) | Operating Profit |
| Corporate/Wholesale Banking | Approx. 33% (PBT contribution) | Operating Profit |
| Treasury | Approx. 12% (PBT contribution) | Operating Profit |
| Other Banking Operations | Approx. 3% (PBT contribution) | Operating Profit |
Sumant Kathpalia - Managing Director & CEO. He has over 30 years of experience in the financial services industry, leading the bank's digital transformation and strategic growth initiatives since taking office in 2020.
References
The IndusInd Bank Ltd share price today is ₹1024.70 on NSE (INDUSINDBK), as of 13 Aug 2026.
As of 13 Aug 2026, IndusInd Bank Ltd share price is ₹1024.70, with previous close ₹N/A. Today's range is ₹N/A to ₹N/A. The 52-week range is ₹N/A to ₹N/A.
As of today, IndusInd Bank Ltd's market cap is ₹81,156.24 crore (Large Cap).
IndusInd Bank Ltd's current P/E ratio is 85.53, compared to the BANKING AND FINANCE sector average of 14.
IndusInd Bank Ltd's current P/B ratio is 1.22.
IndusInd Bank Ltd's current dividend yield is 0.14%. Last dividend of ₹16.50 per share was declared on 06-Sep-2024.
IndusInd Bank Ltd's EPS (TTM) is ₹-65.49.
IndusInd Bank Ltd is a leading new-generation private sector bank in India, offering a wide range of banking products and financial services to corporate and retail customers. It focuses on technology-driven solutions, expanding its reach across urban, semi-urban, and rural areas, positioning itself as a customer-centric financial institution.
IndusInd Bank Ltd is promoted by IndusInd International Holdings Ltd (IIHL) / Hinduja Group, holding 15.82% as of 13 Aug 2026.
IndusInd Bank Ltd is listed on NSE (INDUSINDBK) and BSE (532187). Its next quarterly results are expected on October 2024.