Don’t Trade in the Dark—Get Your Pre-Market Report Every Day.Join Now
Banking And Finance | Mid Cap
Health Score : 6.56IDFC First Bank operates within the financial services sector. The bank demonstrates robust liquidity and impressive growth, particularly in revenue, operating profit, and earnings per share. Its profitability metrics, however, present a mixed picture, with strong returns on capital and equity offset by negative gross and operating margins. The bank's solvency is a concern, reflected in high debt levels relative to equity and assets. While efficiency is reasonable in terms of fixed asset turnover, there are areas needing improvement. The bank has a high equity dividend coverage. The financial ratios indicate low earnings per share and book value per share. Overall, IDFC First Bank shows high growth and very high liquidity but needs to strengthen its profitability and solvency.
Health Score : 6.56IDFC First Bank operates within the financial services sector. The bank demonstrates robust liquidity and impressive growth, particularly in revenue, operating profit, and earnings per share. Its profitability metrics, however, present a mixed picture, with strong returns on capital and equity offset by negative gross and operating margins. The bank's solvency is a concern, reflected in high debt levels relative to equity and assets. While efficiency is reasonable in terms of fixed asset turnover, there are areas needing improvement. The bank has a high equity dividend coverage. The financial ratios indicate low earnings per share and book value per share. Overall, IDFC First Bank shows high growth and very high liquidity but needs to strengthen its profitability and solvency.
Overall Valuation Score
Markets Depth NSE
Buy Orders
Bid
Quantity
Orders
No buy depth
Total
0
0
Sell Orders
Ask
Quantity
Orders
No sell depth
Total
0
0
Markets Today NSE
High
0.00
Low
0.00
Open
0.00
Close
0.00
Prev Close
0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
45.16
Industry Median
11.99
Mid Cap Median
13.05
P/E RATIO
45.88
P/B RATIO
1.57
Industry Median
1.21
Mid Cap Median
1.57
P/S RATIO
1.70
Industry Median
1.65
Mid Cap Median
2.07
Others
PEG RATIO
0.00
EV/EBITDA RATIO
4.46
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹85.8 as on Aug 12, 2026.
Growth Score : 10.00The growth ratios demonstrate very strong expansion across multiple dimensions, including revenue, operating profit, earnings per share, assets, and net income. This suggests the company is successfully scaling its operations and capturing market share. The company is expanding its operations at a high rate.
Revenue Growth RateExcellentOperating Profit Growth RateExcellentEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RateExcellent| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 7.55 | 32.35 | 33.43 | 20.37 | 11.09 |
| Operating Profit Growth Rate | 93.7 | -73.19 | 105.99 | 196.19 | 41.85 |
| Earnings Per Share (EPS) Growth | -75.29 | 1685.71 | 10.93 | -50.96 | -8.33 |
| Asset Growth Rate | 16.6 | 26.16 | 23.48 | 16.1 | 16.24 |
| Net Income Growth Rate | -72.67 | 1782.58 | 18.39 | -49.35 | 8.12 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Federal Bank Ltd | 7.18 | 19.99 | Neutral | N/A | 16.68 | 4491.00 |
| 2 | Bank of Maharashtra | 7.02 | 8.95 | Neutral | N/A | 9.13 | 7017.00 |
| 3 | IDBI Bank Ltd | 6.84 | 9.67 | Neutral | N/A | 8.85 | 9237.00 |
| 4 | IDFC First Bank Ltd | 6.56 | 46.28 | Neutral | N/A | 1.90 | 1611.00 |
| 5 | Indian Overseas Bank | 6.01 | 12.00 | Neutral | N/A | 2.70 | 5418.00 |
| 6 | IndusInd Bank Ltd | 5.52 | 89.81 | Neutral | N/A | 11.98 | 889.00 |
| 7 | Bank of India | 4.63 | 6.40 | Neutral | N/A | 23.12 | 10309.00 |
| 8 | Yes Bank Ltd | 4.49 | 20.52 | Neutral | N/A | 1.11 | 3512.00 |
| 9 | Central Bank of India | 3.99 | 6.27 | Neutral | N/A | 4.83 | 4531.00 |
| 10 | UCO Bank | 3.69 | 13.24 | Neutral | N/A | 2.21 | 2468.00 |
0 Credits RemainingUnlock Deep Technical Insights in Seconds Only with Dhanarthi AI
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bullish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bearish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Concall Report⬤30th Apr 26
Q4 & FY26 Earnings Conference Call
BULLISH SENTIMENT
Quarterly Report⬤25th Apr 26
Audited Standalone Financial Results for Q4 and Year Ended March 31, 2026
UNDEFINED SENTIMENT
Concall Report⬤23rd Feb 26
Q3 FY26 Earnings Conference Call
NEUTRAL SENTIMENT
Concall Report⬤5th Feb 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
IDFC First Bank Ltd. is a leading private sector bank in India, offering comprehensive retail, corporate, and rural banking products and services. Formed by the merger of IDFC Bank and Capital First, it focuses on leveraging technology for inclusive growth, expanding its retail asset base, and enhancing customer experience.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. IDFC First Bank Ltd's P/E ratio (TTM) is 45.16, compared to the industry median of 11.99 and large cap median of 13.05.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. IDFC First Bank Ltd's P/B ratio is 1.57, compared to the industry median of 1.21 and large cap median of 1.57.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. IDFC First Bank Ltd's P/S ratio is 1.70, compared to the industry median of 1.65 and large cap median of 2.07.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. IDFC First Bank Ltd's PEG ratio is 0.75.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. IDFC First Bank Ltd's EV/EBITDA ratio is 4.46.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. IDFC First Bank Ltd's ROE is 3.42%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. IDFC First Bank Ltd's ROA is -1.52%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. IDFC First Bank Ltd's ROCE is 44.87%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. IDFC First Bank Ltd's operating margin is -14.96%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. IDFC First Bank Ltd's net margin is 3.97%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. IDFC First Bank Ltd's current ratio is 14.35.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. IDFC First Bank Ltd's debt-to-equity ratio is 6.14.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. IDFC First Bank Ltd's interest coverage ratio is 1.09.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. IDFC First Bank Ltd's DPS is ₹0.24.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. IDFC First Bank Ltd's EPS is -8.33.
(Source line: "Ratios as of 12 Aug 2026, based on last traded price of ₹85.80. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
• 2010: IDFC Limited applied for a banking license from the Reserve Bank of India. • 2014: Received the banking license. • October 2015: IDFC Bank Ltd commenced full-fledged banking operations. • December 2018: IDFC Bank Ltd merged with Capital First Ltd, a prominent NBFC, forming IDFC FIRST Bank Ltd. This strategic merger significantly bolstered its retail franchise and loan book. • Present: Continuously expanding its retail and SME lending, focusing on digital innovations, and strengthening its current account and savings account (CASA) base.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking | ~70% (of funded assets) | Operating Profit |
| Wholesale Banking | ~30% (of funded assets) | Operating Profit |
| Treasury | N/A (income-based segment) | Operating Profit |
V. Vaidyanathan - MD & CEO. He was the founder and CEO of Capital First Ltd before the merger and has been instrumental in the bank's retail transformation. Sanjiv Kumar Gupta - Non-Executive Chairman. A seasoned banking professional with extensive experience in financial services.
No major direct financial services subsidiaries reported for the bank.
• Merger: In December 2018, IDFC Bank Ltd merged with Capital First Ltd, resulting in the formation of IDFC FIRST Bank Ltd, a significant strategic move to create a well-diversified universal bank.
References
The IDFC First Bank Ltd share price today is ₹85.80 on NSE (IDFCFIRSTB), as of 13 Aug 2026.
As of 12 Aug 2026, IDFC First Bank Ltd share price is ₹85.80, with previous close ₹N/A. Today's range is ₹N/A to ₹N/A. The 52-week range is ₹N/A to ₹N/A.
As of today, IDFC First Bank Ltd's market cap is ₹68,887.96 crore (Large Cap).
IDFC First Bank Ltd's current P/E ratio is 45.16, compared to the BANKING AND FINANCE sector average of 20.50.
IDFC First Bank Ltd's current P/B ratio is 1.57.
IDFC First Bank Ltd's current dividend yield is 0.28%. Last dividend of ₹0.00 per share was declared on N/A.
IDFC First Bank Ltd's EPS (TTM) is ₹-8.33.
IDFC First Bank Ltd. is a leading private sector bank in India, offering comprehensive retail, corporate, and rural banking products and services. Formed by the merger of IDFC Bank and Capital First, it focuses on leveraging technology for inclusive growth, expanding its retail asset base, and enhancing customer experience.
IDFC First Bank Ltd is promoted by IDFC Limited, holding 0% as of 12 Aug 2026.
IDFC First Bank Ltd is listed on NSE (IDFCFIRSTB) and BSE (539437). Its next quarterly results are expected on July/August 2024.