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Banking And Finance | Large Cap
Health Score : 3.89Bank of Baroda shows a mixed financial performance. While the company demonstrates good growth in earnings per share and assets, along with strong return on capital employed, it struggles with liquidity and profitability. Its efficiency is skewed, with some metrics indicating strengths and others weaknesses. The company's solvency is a concern due to high debt levels. The financial ratios reflect some positive aspects like book value per share and capital expenditures, but are offset by low adjusted earnings per share and cash earnings per share. The overall financial health has both areas of strength and significant areas needing improvement.
Health Score : 3.89Bank of Baroda shows a mixed financial performance. While the company demonstrates good growth in earnings per share and assets, along with strong return on capital employed, it struggles with liquidity and profitability. Its efficiency is skewed, with some metrics indicating strengths and others weaknesses. The company's solvency is a concern due to high debt levels. The financial ratios reflect some positive aspects like book value per share and capital expenditures, but are offset by low adjusted earnings per share and cash earnings per share. The overall financial health has both areas of strength and significant areas needing improvement.
Overall Valuation Score
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Last Traded Time
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Price Movement Indicator
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P/E RATIO (TTM)
6.40
Industry Median
12.00
Large Cap Median
11.16
P/E RATIO
6.46
P/B RATIO
0.77
Industry Median
1.22
Large Cap Median
1.59
P/S RATIO
0.94
Industry Median
1.65
Large Cap Median
1.80
Others
PEG RATIO
0.10
EV/EBITDA RATIO
2.17
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹248 as on Aug 13, 2026.
Growth Score : 4.80The company demonstrates mixed growth performance. While earnings per share and asset growth are strong, revenue and net income growth are low. The operating profit growth rate is negative. This combination suggests potential challenges in converting revenue into profits and sustaining overall growth. Maintaining the growth in EPS and assets while improving revenue and profitability will be crucial for future success.
Revenue Growth RatePoorOperating Profit Growth RatePoorEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RatePoor| Growth Ratios | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue Growth Rate | -1.25 | 28.78 | 25.26 | 8.08 | 4.97 |
| Operating Profit Growth Rate | -60.81 | -314.42 | -35.25 | 1.32 | -41.72 |
| Earnings Per Share (EPS) Growth | 407.69 | 89.86 | 25.92 | 10.39 | -4.19 |
| Asset Growth Rate | 11.43 | 13.86 | 8.45 | 12.51 | 12.88 |
| Net Income Growth Rate | 389.69 | 89.15 | 25.75 | 10.58 | -3.81 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Federal Bank Ltd | 7.18 | 19.99 | Neutral | N/A | 16.68 | 4491.00 |
| 2 | Punjab National Bank | 7.12 | 7.35 | Neutral | N/A | 14.71 | 18467.00 |
| 3 | Indian Bank | 6.89 | 10.32 | Undervalued | N/A | 90.24 | 11707.00 |
| 4 | IDBI Bank Ltd | 6.84 | 9.67 | Neutral | N/A | 8.85 | 9237.00 |
| 5 | IDFC First Bank Ltd | 6.56 | 46.28 | Neutral | N/A | 1.90 | 1611.00 |
| 6 | Canara Bank | 6.44 | 6.69 | Neutral | N/A | 21.15 | 17879.00 |
| 7 | Indian Overseas Bank | 6.01 | 12.00 | Neutral | N/A | 2.70 | 5418.00 |
| 8 | IndusInd Bank Ltd | 5.52 | 89.81 | Neutral | N/A | 11.98 | 889.00 |
| 9 | Bank of India | 4.63 | 6.40 | Neutral | N/A | 23.12 | 10309.00 |
| 10 | Union Bank of India | 4.49 | 7.33 | Neutral | N/A | 24.49 | 19430.00 |
| 11 | Yes Bank Ltd | 4.49 | 20.52 | Neutral | N/A | 1.11 | 3512.00 |
| 12 | Bank of Baroda | 3.89 | 6.46 | Highly Undervalued | N/A | 38.72 | 20070.00 |
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Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Strong Bullish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Concall Report⬤4th Feb 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
Bank of Baroda is a leading Indian public sector bank offering a comprehensive range of banking and financial services to individuals, businesses, and corporates. With a significant domestic and international presence, it is one of India's largest public sector banks, playing a crucial role in the nation's financial landscape.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Bank of Baroda's P/E ratio (TTM) is 6.40, compared to the industry median of 12.00 and large cap median of 11.16.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Bank of Baroda's P/B ratio is 0.77, compared to the industry median of 1.22 and large cap median of 1.59.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Bank of Baroda's P/S ratio is 0.94, compared to the industry median of 1.65 and large cap median of 1.80.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Bank of Baroda's PEG ratio is 0.10.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Bank of Baroda's EV/EBITDA ratio is 2.17.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Bank of Baroda's ROE is 12.10%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Bank of Baroda's ROA is 0.12%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Bank of Baroda's ROCE is 64.39%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Bank of Baroda's operating margin is 1.80%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Bank of Baroda's net margin is 14.94%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Bank of Baroda's current ratio is 18.49.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Bank of Baroda's debt-to-equity ratio is 10.11.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Bank of Baroda's interest coverage ratio is 1.30.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Bank of Baroda's DPS is ₹8.44.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Bank of Baroda's EPS is -4.19.
(Source line: "Ratios as of 13 Aug 2026, based on last traded price of ₹248. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Founded in 1908 by Maharaja Sayajirao Gaekwad III of Baroda, Bank of Baroda was nationalized in 1969. It expanded significantly both domestically and internationally, notably merging with Dena Bank and Vijaya Bank in 2019. This merger positioned it as India's third-largest public sector bank, further strengthening its market presence and customer base.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking | ~43% | Operating Profit |
| Corporate / Wholesale Banking | ~37% | Operating Profit |
| Treasury Operations | ~17% | Operating Profit |
| Other Banking Operations | ~3% | Operating Profit |
Debadatta Chand (MD & CEO): Appointed as MD & CEO of Bank of Baroda from July 1, 2023. He has extensive experience in various banking domains, including corporate credit, retail liability, and branch banking. Hasmukh Adhia (Non-Executive Chairman): Former Union Finance Secretary and Revenue Secretary to the Government of India, bringing significant administrative and financial expertise to the board.
Mega-merger of Dena Bank and Vijaya Bank with Bank of Baroda, effective April 1, 2019, creating India's third-largest public sector bank.
References
The Bank of Baroda share price today is ₹248 on NSE (BANKBARODA), as of 13 Aug 2026.
As of 13 Aug 2026, Bank of Baroda share price is ₹248, with previous close ₹N/A. Today's range is ₹N/A to ₹N/A. The 52-week range is ₹N/A to ₹N/A.
As of today, Bank of Baroda's market cap is ₹1,26,499.84 crore (Large Cap).
Bank of Baroda's current P/E ratio is 6.40, compared to the BANKING AND FINANCE sector average of 17.50.
Bank of Baroda's current P/B ratio is 0.77.
Bank of Baroda's current dividend yield is 3.40%. Last dividend of ₹5.50 per share was declared on 30-Jun-2023.
Bank of Baroda's EPS (TTM) is ₹-4.19.
Bank of Baroda is a leading Indian public sector bank offering a comprehensive range of banking and financial services to individuals, businesses, and corporates. With a significant domestic and international presence, it is one of India's largest public sector banks, playing a crucial role in the nation's financial landscape.
Bank of Baroda is promoted by Government of India, holding 63.97% as of 13 Aug 2026.
Bank of Baroda is listed on NSE (BANKBARODA) and BSE (532134). Its next quarterly results are expected on August 2024.
Cash Earnings Per Share (Cash EPS)
Debt To Asset Ratio