Don’t Trade in the Dark—Get Your Pre-Market Report Every Day.Join Now
Banking And Finance | Large Cap
Health Score : 6.89Indian Bank exhibits a mixed financial profile. The bank shows strong growth in revenue, EPS, assets and net income, but operating profit growth is a concern. Profitability metrics like gross profit margin, ROCE, ROE, operating margin, and net margin are positive, indicating efficient operations. Liquidity ratios are very high, suggesting the bank can comfortably meet its short-term obligations. However, solvency ratios are low, indicating high debt levels. Financial ratios are moderate, with strong dividend per share but low capital expenditure. Efficiency ratios are varied, with good fixed asset turnover but poor capital turnover and inventory/receivables management. Overall, Indian Bank shows promise in growth and profitability, but needs to address its debt and efficiency in capital use.
Health Score : 6.89Indian Bank exhibits a mixed financial profile. The bank shows strong growth in revenue, EPS, assets and net income, but operating profit growth is a concern. Profitability metrics like gross profit margin, ROCE, ROE, operating margin, and net margin are positive, indicating efficient operations. Liquidity ratios are very high, suggesting the bank can comfortably meet its short-term obligations. However, solvency ratios are low, indicating high debt levels. Financial ratios are moderate, with strong dividend per share but low capital expenditure. Efficiency ratios are varied, with good fixed asset turnover but poor capital turnover and inventory/receivables management. Overall, Indian Bank shows promise in growth and profitability, but needs to address its debt and efficiency in capital use.
Overall Valuation Score
Markets Depth NSE
Buy Orders
Bid
Quantity
Orders
No buy depth
Total
0
0
Sell Orders
Ask
Quantity
Orders
No sell depth
Total
0
0
Markets Today NSE
High
0.00
Low
0.00
Open
0.00
Close
0.00
Prev Close
0.00
Avg Price
0.00
Volume
0
Last Traded Quantity
0
Last Traded Time
N/A
Price Movement Indicator
Today's Low: 0.00
Today's High: 0.00
P/E RATIO (TTM)
9.94
Industry Median
12.00
Large Cap Median
11.16
P/E RATIO
10.32
P/B RATIO
1.51
Industry Median
1.22
Large Cap Median
1.59
P/S RATIO
1.76
Industry Median
1.65
Large Cap Median
1.80
Others
PEG RATIO
0.34
EV/EBITDA RATIO
2.49
The Calculations Shown Above Are Based on the Last Traded Price (LTP) of ₹897 as on Aug 13, 2026.
Growth Score : 8.80The company shows strong growth in revenue, EPS, assets, and net income. However, the operating profit growth rate is significantly negative, indicating that the company's operating profits are declining. While the company is experiencing strong revenue growth and increased earnings per share, the decline in operating profit growth is a concerning trend. This could be due to rising operating costs, increased competition, or other factors affecting the company's profitability.
Revenue Growth RateExcellent
Operating Profit Growth RatePoorEarnings Per Share (EPS) GrowthExcellentAsset Growth RateExcellentNet Income Growth RateExcellent| Growth Ratios | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Revenue Growth Rate | 82.74 | -0.56 | 15.68 | 23.71 | 11.48 |
| Operating Profit Growth Rate | 44.43 | 49.41 | -62.88 | -326.66 | 81.83 |
| Earnings Per Share (EPS) Growth | 97.03 | 19.3 | 34.52 | 39.72 | 33.75 |
| Asset Growth Rate | N/A | 7.76 | 5.82 | 11.55 | 10.22 |
| Net Income Growth Rate | 265.55 | 31.51 | 34.51 | 51.11 | 33.73 |
Revenue Growth Rate
Operating Profit Growth Rate
Earnings Per Share (EPS) Growth
Asset Growth Rate
Net Income Growth Rate
Peer Comparison empowers investors to evaluate a company against its industry peers using key financial metrics like P/E ratio, EPS, and profit margins. It helps identify whether a company is overvalued, undervalued, or performing in line with competitors. Investors can use this data to spot opportunities, assess risks, and make informed decisions. This contextual view adds depth beyond standalone company analysis.
| NO | Company Name | Health Score | P/E Ratio | Valuation | OPM | EPS | Latest Profit & Loss |
|---|---|---|---|---|---|---|---|
| 1 | Federal Bank Ltd | 7.18 | 19.99 | Neutral | N/A | 16.68 | 4491.00 |
| 2 | Punjab National Bank | 7.12 | 7.35 | Neutral | N/A | 14.71 | 18467.00 |
| 3 | Indian Bank | 6.89 | 10.32 | Undervalued | N/A | 90.24 | 11707.00 |
| 4 | IDBI Bank Ltd | 6.84 | 9.67 | Neutral | N/A | 8.85 | 9237.00 |
| 5 | IDFC First Bank Ltd | 6.56 | 46.28 | Neutral | N/A | 1.90 | 1611.00 |
| 6 | Canara Bank | 6.44 | 6.69 | Neutral | N/A | 21.15 | 17879.00 |
| 7 | Indian Overseas Bank | 6.01 | 12.00 | Neutral | N/A | 2.70 | 5418.00 |
| 8 | IndusInd Bank Ltd | 5.52 | 89.81 | Neutral | N/A | 11.98 | 889.00 |
| 9 | Bank of India | 4.63 | 6.40 | Neutral | N/A | 23.12 | 10309.00 |
| 10 | Union Bank of India | 4.49 | 7.33 | Neutral | N/A | 24.49 | 19430.00 |
| 11 | Yes Bank Ltd | 4.49 | 20.52 | Neutral | N/A | 1.11 | 3512.00 |
| 12 | Bank of Baroda | 3.89 | 6.46 | Highly Undervalued | N/A | 38.72 | 20070.00 |
0 Credits RemainingUnlock Deep Technical Insights in Seconds Only with Dhanarthi AI
Overall Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Market Sentiment
Analysis Driven By 26 Technical Indicators From The 1 Hour Timeframe
Trend Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Momentum Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volatility Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Bullish
Volume Score
Strong Bearish
Bearish
Neutral
Bullish
Strong Bullish
Neutral
Concall Report⬤30th Jan 26
Q3 FY26 Earnings Conference Call
BULLISH SENTIMENT
Quarterly Report⬤22nd Jan 26
Quarterly Financial Results Q3 FY 2025-26
BULLISH SENTIMENT
Indian Bank is a major public sector bank in India, offering a comprehensive suite of banking and financial services. It caters to retail, corporate, MSME, agricultural, and international clients, providing products like deposits, loans, digital banking solutions, and treasury services. The bank holds a significant position in the Indian banking landscape, particularly after its amalgamation with Allahabad Bank.
P/E Ratio (TTM): Price to Earnings ratio shows how much an investor pays for every rupee of the company's earnings. Indian Bank's P/E ratio (TTM) is 9.94, compared to the industry median of 12.00 and large cap median of 11.16.
P/B Ratio: Price to Book ratio compares a company's market price to its book value per share. Indian Bank's P/B ratio is 1.51, compared to the industry median of 1.22 and large cap median of 1.59.
P/S Ratio: Price to Sales ratio compares a company's market value to its total revenue. Indian Bank's P/S ratio is 1.76, compared to the industry median of 1.65 and large cap median of 1.80.
PEG Ratio: PEG ratio adjusts the P/E ratio for expected earnings growth. Indian Bank's PEG ratio is 0.34.
EV/EBITDA Ratio: This ratio compares a company's enterprise value to its earnings before interest, tax, depreciation, and amortization. Indian Bank's EV/EBITDA ratio is 2.49.
Return on Equity (ROE): ROE measures how much profit a company generates from shareholders' invested capital. Indian Bank's ROE is 15.76%.
Return on Assets (ROA): ROA measures how efficiently a company converts its assets into net profit. Indian Bank's ROA is 0.62%.
Return on Capital Employed (ROCE): ROCE measures how efficiently a company generates profit from all the capital it employs. Indian Bank's ROCE is 6.08%.
Operating Margin: Operating margin shows what percentage of revenue remains after covering operating expenses. Indian Bank's operating margin is 8.70%.
Net Margin: Net margin shows what percentage of revenue converts into final net profit. Indian Bank's net margin is 18.16%.
Current Ratio: The current ratio measures a company's ability to pay short-term liabilities using short-term assets. Indian Bank's current ratio is 23.81.
Debt to Equity Ratio: This ratio shows the proportion of debt a company uses relative to shareholders' equity. Indian Bank's debt-to-equity ratio is 10.11.
Interest Coverage Ratio: This ratio shows how easily a company can pay interest on its outstanding debt from its operating earnings. Indian Bank's interest coverage ratio is 1.40.
Dividend Per Share (DPS): DPS shows the total dividend paid per share in the latest financial year. Indian Bank's DPS is ₹15.89.
Earnings Per Share (EPS): EPS shows how much profit is allocated to each outstanding share. Indian Bank's EPS is 33.75.
(Source line: "Ratios as of 13 Aug 2026, based on last traded price of ₹897. Data sourced from BSE/NSE Exchange Filings & Public Terminal Data.")
Indian Bank was founded on August 15, 1907, as part of the Swadeshi movement. It was nationalized in 1969 along with 13 other major commercial banks. A significant milestone occurred on April 1, 2020, when Allahabad Bank, one of India's oldest public sector banks, was amalgamated into Indian Bank, making it one of the largest public sector banks in the country.
| Segment Name | Revenue % | EBITDA |
|---|---|---|
| Retail Banking | 45-50% (of total business volume) | Significant PBT contribution |
| Corporate/Wholesale Banking | 35-40% (of total business volume) | Significant PBT contribution |
| Treasury Operations | 10-15% (of total income) | PBT fluctuates based on market conditions |
| Other Banking Operations | Residual | PBT contribution minor |
Shri S. L. Jain (MD & CEO): A seasoned banker with over three decades of experience in various roles across public sector banks, steering the bank's strategic growth and operational efficiency. Shri V. Chakravarthy (Non-Executive Chairman): Brings extensive experience from various government and financial sector roles, providing strategic oversight to the board.
A major corporate action was the amalgamation of Allahabad Bank into Indian Bank, effective April 1, 2020. No major recent bonus or rights issues on record.
References
The Indian Bank share price today is ₹897 on NSE (INDIANB), as of 13 Aug 2026.
As of 13 Aug 2026, Indian Bank share price is ₹897, with previous close ₹N/A. Today's range is ₹N/A to ₹N/A. The 52-week range is ₹N/A to ₹N/A.
As of today, Indian Bank's market cap is ₹1,18,726.92 crore (Large Cap).
Indian Bank's current P/E ratio is 9.94, compared to the BANKING AND FINANCE sector average of 19.50.
Indian Bank's current P/B ratio is 1.51.
Indian Bank's current dividend yield is 1.77%. Last dividend of ₹8.00 per share was declared on 10-May-2024.
Indian Bank's EPS (TTM) is ₹33.75.
Indian Bank is a major public sector bank in India, offering a comprehensive suite of banking and financial services. It caters to retail, corporate, MSME, agricultural, and international clients, providing products like deposits, loans, digital banking solutions, and treasury services. The bank holds a significant position in the Indian banking landscape, particularly after its amalgamation with Allahabad Bank.
Indian Bank is promoted by Government of India, holding 73.84% as of 13 Aug 2026.
Indian Bank is listed on NSE (INDIANB) and BSE (532814). Its next quarterly results are expected on August 2024.